Wish, Dream, Plan, Do

07/14/2026

People will utilize payday loans to help them financially until their next paycheck.
These loans are often very short term, just 2 to 4 weeks, with a large interest rate.
A $500 loan will likely come with $75 fee that will be auto drafted from your bank account on pay day. If you do not have the $575 you will incur an overdraft fee (typically $35) or have to renew the loan with an additional fee of $86.25.
It's so easy to fall into the vicious cycle of these loans that many states have banned them and even more states limit their use.
Do everything you can to avoid taking out a payday loan.
And if you need help getting out of a financial rut, I'd love to help. As always, free consultations

07/12/2026

The average used car payment is $531/month and new car payment is $777/month while approximately 40% of Americans have less than $500 in savings.

We're so busy trying to look rich that we're robbing ourselves of being able to build wealth.

07/04/2026

Thankful today, and every day, to live in a country where if you can dream it and work hard, you can achieve it.
When the 56 men signed the Declaration of Independence they were committing high treason.
Many had their properties destroyed, faced financial ruin, and families suffered at the hands of the British.
If we had not won the war they would have been executed for their crimes.
But they had a dream of a country free from tyranny and were willing to give everything they had to achieve it.
So, what's your excuse for not going for your dreams?
Have a safe Independence Day weekend

06/19/2026

- Have you ever purchased something because it seemed like everyone else had a newer or nicer version than you?
- Have you felt that twinge of jealous when you see other people's social media posts?
- Has comparing your lifestyle to your friends' lifestyle left you feeling behind?

Social media has a way to twisting reality into fantasy. No one posts the bad stuff. And often what is posted is an exaggerated truth.
You're only seeing a snapshot of a person's life on social media. You'll never see the fights a couple has over money. The sleep lost over bills. The anxiety & stress about the low balance in the bank account.

Stop comparing what others have and start appreciating what you do have. It'll bring you more joy than anything you could buy

Philipians 4:12-13

06/11/2026

06/09/2026

If you had no credit card payments, student loan payments, or car payments, what would you do with all that extra money??

06/08/2026

If you're struggling with finances and feeling like you're failing, read the statistics in the first photo carefully.
It shows that you are not alone. People often think that they're the only ones behind, the only ones who are stressed out and lose sleep worrying about covering their bills.
The truth is more Americans feel the same as you than you realize. It's just that no one wants to talk about it.

But God talks about. The Bible has more verses on money than faith and prayer combined! God gives us clear instruction on how we should use the income we've been blessed with. He doesn't want us fearful but to live in peace. And it starts with financial peace.

Pastor Aaron with Radiant Church had a great sermon today on Money Issues. I urge you to check it out on YouTube.