Carmelia Financial Coaching

09/07/2023

02/24/2023

Raise them and teach them about healthy living, mental wellness, spiritual foundation and financial literacy.🔁
The actions we take now as parents could have a tremendous effect on their future. In the area of finances instead of children playing catch-up to pay down debt they'll have a chance to save for a house or their future retirement.🎉

12/16/2022

Tips
🎄Try 4 gift rule: some to read, something to wear, some they need and something they want
🎄Buy second hand items or look for sale throughout the year
🎄Save up for Christmas at the beginning of new year
🎄Draw names for gifts instead of having to buy for everyone
🎄 Volunteer with kids. It will help send the true message of the holiday
🎄Reuse decorations
🎄Give the gift of an experience

https://fb.watch/hrYkA7Y_q-/?mibextid=RUbZ1f

11/25/2022

Happiness is leftovers! Leftover food and money 😂

11/10/2022

11/03/2022

1. Indicate and mark where you are now in your journey. Are you close to your next milestone? Then get the discipline and motivation to make it to the next pit spot.

2. Don’t give up all together on your goal. Take time off to reflect and refresh your energies and thinking. During this time craft a new season in your journey. Crafting a season with a theme can help you see the next leg of your journey in a new light. Put plans in place to strengthen the areas you require support for the new season to overcome hurdles you saw in season 1.

3. Celebrate and reward yourself appropriately for how far you’ve gotten in your journey. Also set a reward triggered and tied to milestones for season 2.

4. Reset and begin your new journey.

~Robert A Belle

10/29/2022

🪄🪄 ✨

10/25/2022

The student loan forgiveness application is live. Find out everything you need to know about applying for student loan debt relief and what to watch out for.

10/07/2022

As you heal and make changes not to please, it might feel and be perceived as lack of love. Be patient with relearning how to truly show love.

Ask yourself, " Is my motivation to do this truly to show love, or am I fed by my need to please with a motivation to be more loved."