Tristate MediHealth Solutions

Tristate MediHealth Solutions Tristate MediHealth Solutions is a full service life & health insurance agency.

We specialize in benefits for Vets & people with chronic conditions, federal employees, protect families & children

Skilled Nursing Costs“Medicare pays for the nursing home.”Not exactly.Under Original Medicare, qualifying skilled nursin...
09/01/2026

Skilled Nursing Costs

“Medicare pays for the nursing home.”
Not exactly.

Under Original Medicare, qualifying skilled nursing facility care in 2026 can look like this:

Days 1–20: $0/day after applicable Part A deductible requirements
Days 21–100: $217 PER DAY
Day 101 and beyond: You pay all costs

Eligibility requirements apply, and skilled nursing care is different from long-term custodial care.

This is why retirement planning can't stop at “I have Medicare.”

The better question is: “If my health changes, how much of the financial responsibility comes back to me and
my family?”

Let's find out before there's a crisis.

📲757-478-7561

We’re proud to recognize Gary Anderson for his hard work and the positive impact he makes every day!Success is not just ...
09/01/2026

We’re proud to recognize Gary Anderson for his hard work and the positive impact he makes every day!

Success is not just about what you accomplish, but the lives you positively impact along the way.

🛡️ Need Help Securing Your Future?
Whether you’re planning for retirement, looking for comprehensive health coverage, or wanting to protect your loved ones with life insurance, our team is here to guide you every step of the way. Send us a message today to get started!

💼 Looking for a Rewarding Career?
Ready to take control of your income, make a real difference in people's lives, and join a winning team? We’re hiring! Reach out to learn more about joining our growing team of dedicated agents.


Cancer Treatment CostsMedicare covers cancer treatment. But “covered” doesn't always mean $0.Under Original Medicare, ou...
08/31/2026

Cancer Treatment Costs

Medicare covers cancer treatment. But “covered” doesn't always mean $0.

Under Original Medicare, outpatient chemotherapy generally falls under Part B. After the Part B deductible, the patient typically pays 20% of the Medicare-approved amount.

20% of a routine doctor visit may not feel scary. 20% becomes a very different conversation when you're dealing with cancer treatment.

Don't just ask, “Is it covered?”

Ask, “What could I actually owe if I have to USE my insurance?”

Your health insurance strategy should be built for the bad year, not just the healthy one.

Want us to review where the financial gaps are in your current coverage? Message me.

📲757-478-7561

🚨 Here’s the part about insurance that makes absolutely NO sense.We’re required to insure our cars. 🚗Mortgage companies ...
08/26/2026

🚨 Here’s the part about insurance that makes absolutely NO sense.

We’re required to insure our cars. 🚗
Mortgage companies require us to insure our homes. 🏡

And we happily pay those premiums year after year, hoping we NEVER have to use the coverage.

But then we talk about coverage for things we’re actually much more likely to face…

Cancer.
Dental care.
Long term care.
Final expenses.

And suddenly we say, “Nah, I probably don’t need that.” 🤦🏼‍♀️

Make it make sense.

Insurance isn’t just about protecting what someone requires you to protect.

It’s about protecting YOU, your income, your savings, your family and the life you worked hard to build.

The question isn’t just, “Do I have insurance?”

It’s:

👉 Am I actually protected where I’m most financially vulnerable?

Let’s look at your coverage before life gives you a reason to wish you had.

📲 Message me for a protection review.

This one stopped me in my tracks. ❤️When we’re little, our parents hold our hands and help us through life.Then one day,...
08/25/2026

This one stopped me in my tracks. ❤️

When we’re little, our parents hold our hands and help us through life.

Then one day, the roles change.

We’re holding theirs.

And THAT is why planning matters.

Medicare helps with healthcare costs.
Life insurance protects your family.
Retirement planning helps build your future.
Long-term care helps protect ALL of it.

Because a retirement plan can look great on paper until someone needs $8,000, $10,000 or even $12,000+ a month in care.

And here’s what people forget:

You don’t wait until you need long-term care to plan for long-term care.

By then, your health may have already taken some of your options off the table.

If you’re healthy today, NOW is when we should be having this conversation.

Not because we expect something bad to happen.

Because we worked way too damn hard building a life, savings and retirement to leave the ending completely unplanned.

Protect your money.
Protect your independence.
Protect your family.

And maybe most importantly, protect your children from having to choose between taking care of you and taking care of their own family.

That’s not just financial planning.

That’s love. ❤️

Message me. Let’s talk about your options while you still have them.

Wondering how your neighbors are getting extra help to pay for groceries or utility bills? It might be through a special...
08/25/2026

Wondering how your neighbors are getting extra help to pay for groceries or utility bills? It might be through a special Medicare Advantage benefit called SSBCI.

These are extra perks built into certain plans designed to help folks managing long-term health issues like diabetes, heart conditions, or high blood pressure.

If you qualify, these plans can help cover:
• Preloaded grocery cards for healthy foods
• Help paying electric, water, or gas bills
• Rides to the store or family visits
• Home safety updates like grab bars or ramps

The catch? You must have a qualifying chronic condition, and Original Medicare alone does not offer this. Every plan is different, and benefits vary by zip code.

Don't spend hours trying to figure out if you qualify or navigating the fine print alone. My agency is here to do the heavy lifting for you. We can quickly check your current plan, review your eligibility, and see if there is a better option to help lower your daily living costs.

Drop a comment below, send us a direct message, or call our office today to get your free plan review!

Great work Kelly Bishop Graff! “Success is the sum of small efforts, repeated day in and day out.”Keep shining, Kelly! Y...
08/25/2026

Great work Kelly Bishop Graff!

“Success is the sum of small efforts, repeated day in and day out.”

Keep shining, Kelly! Your daily mission is making an impact. 💙

🛡️ Need Help Securing Your Future?
Whether you’re planning for retirement, looking for comprehensive health coverage, or wanting to protect your loved ones with life insurance, our team is here to guide you every step of the way. Send us a message today to get started!

💼 Looking for a Rewarding Career?
Ready to take control of your income, make a real difference in people's lives, and join a winning team? We’re hiring! Reach out to learn more about joining our growing team of dedicated agents.


This right here is why we talk about long term care BEFORE you need long term care.A private nursing home room is averag...
08/24/2026

This right here is why we talk about long term care BEFORE you need long term care.

A private nursing home room is averaging nearly $140,000 a year. And a 3 to 5 year care event 20 years from now could potentially cost $700,000 to $1.1 MILLION. 🤯

Most people don’t plan to need care. But they also don’t plan to spend decades building retirement assets just to watch those assets disappear paying for it.

Here’s the part people miss:

The best time to put protection in place is while you’re HEALTHY.

Not after the diagnosis.
Not after your health changes.
Not when you suddenly need care.

Now. While you can qualify.

There are strategies available today that can help protect your retirement, your family, and the money you worked your entire life to build.

If you’re in your 40s, 50s or 60s and you’ve never looked at your long term care options, reach out to me.

Let’s build the protection while your health still gives us choices. ❤️

📲 Message me “CARE” and we’ll take a look at your options.

🚨 BIG WHITE PASSED HIS EXAM!!! 🚨Y’ALLLLLLL!!! 🎉🎉🎉BIG WHITE IS OFFICIALLY LICENSED!!! 💪🏼🔥He studied. He showed up. He han...
08/21/2026

🚨 BIG WHITE PASSED HIS EXAM!!! 🚨

Y’ALLLLLLL!!! 🎉🎉🎉

BIG WHITE IS OFFICIALLY LICENSED!!! 💪🏼🔥

He studied. He showed up. He handled business. And today, HE PASSED THAT EXAM!

This is what happens when you stop talking about what you’re going to do and actually DO IT.

Another licensed agent joining the movement. Another person leveling up. Another WIN for the team. 🏆

CONGRATULATIONS BIG WHITE!!!

Now the real fun starts. 😎💰

Drop him some love in the comments because passing that insurance exam is NO JOKE!!! 👏🏼👏🏼👏🏼

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Virginia Beach, VA

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