The Neal Tipton Team - Waterstone Mortgage - NMLS #188890

10/29/2026

5.0 star review received on Experience.com for Neal Tipton by Kathryn S - Kept us promptly informed every step of the e way thank you

Read more: https://experience.com/reviews/neal-tipton-403992/17df6cdf-ba91-4701-af18-e6fb25bcefcc?V=1793233235&utm_source=facebook&utm_medium=autopost&utm_content=13788953

10/25/2026

5.0 star review received on Experience.com for Neal Tipton by Karen M A - Neal kept me updated on the progress of my loan and helped to get it done quickly

Read more: https://experience.com/reviews/neal-tipton-403992/7c2ca13e-7e00-4460-9f27-e0558c39fe38?V=1792933617&utm_source=facebook&utm_medium=autopost&utm_content=13779631

10/24/2026

5.0 star review received on Experience.com for Neal Tipton by Paul E D - Neal and his team were very knowledgeable. we had questions answered in a timely manner and the answer were very clear. We were first time home buyers/owners and the patience his team had with our learning process was top notch. We tried to buy a home earlier this year and had a different lender at a different state and Neal's team made the other lender look like amateurs. His knowledge of the VA loan got us a great monthly and set us up perfect for my familys future. Would definitely seek out Neal again.

Read more: https://experience.com/reviews/neal-tipton-403992/8697b415-82ac-4fab-8c87-4724404beb80?V=1792848514&utm_source=facebook&utm_medium=autopost&utm_content=13777028

10/24/2026

5.0 star review received on Experience.com for Neal Tipton by Devyn M D - Neal and his team are very knowledgeable and make the loan process less scary, especially for first time home buyers. Updates were given every step of the way and each step was explained thoroughly. Neal was always available to answer questions and never made me feel silly for asking them. The underwriting process was also very simple and was I was given ample time to provide documents.

Read more: https://experience.com/reviews/neal-tipton-403992/7f8affa1-91ee-4548-8e10-0f3df6a5193b?V=1792841253&utm_source=facebook&utm_medium=autopost&utm_content=13777025

10/22/2026

Think you need 20% down to buy a home? You may have more options than you realize.

Down payment assistance programs can help eligible homebuyers cover part of their down payment — and, in some cases, closing costs. Assistance may be available as a grant, forgivable loan, deferred-payment loan, or low-interest second mortgage.

Eligibility and program availability vary based on factors such as location, income, credit, and the property.

Want to know which options may be available to you? Start your search here: https://bit.ly/4wdoGYy

10/19/2026

Want to buy now without feeling the full weight of today’s interest rates on your mortgage payment right away? A temporary buydown could help.

With a temporary buydown, your interest rate is reduced for the first 1–3 years — lowering your initial monthly payments and giving you time to ease into the full payment.

And if a seller-paid buydown isn’t an option, Waterstone Mortgage Smart Start offers a lender-paid alternative.

Ready to learn more? Start here: https://bit.ly/4xUIsJr

10/16/2026

Home is where life happens. 🏡💙 It’s where mornings begin, milestones are celebrated, and everyday moments become lasting memories.

If owning a home is part of your vision, getting pre-approved is a great place to start.

See what may be possible for you: https://bit.ly/4fsLHPO

10/13/2026

Buying a home? 🏡 Protect your mortgage approval.

Until closing, keep your finances and employment steady. Avoid new credit, major purchases, large transfers, or unusual deposits — and check with your lender before making any significant financial move.

When in doubt, ask first.

Save this post for later, and share it with someone buying a home.

10/10/2026

Don’t “fall” behind on decorating for the season — there’s still time to cozy up your home!

Check out these tips for decorating your home this autumn: https://bit.ly/4dWNVau

10/07/2026

Myth vs. Reality: Does the Fed Control Mortgage Rates?

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.