10/21/2026
A new offshoot from the investment idea of “Financial Independence, Retire Early” (FIRE), is called “Coast FI” (coast to financial independence). Save enough early in a career so as to not need to contribute further to a retirement account, allow those savings to grow and “coast” until retirement. Early savings will be multiplied with compounding and should be encouraged; however, some of the coasting models don’t take into account inflation and potential life events that could eat away at that nest egg. The idea of coasting can be a great incentive, but one might need more than they expect at first glance to do so.
For those who are approaching retirement and are still not sure if they have enough money to last, or at what retirement budget, there are financial professionals that can help make an informed decision. Specifically, the professionals at Garden State Trust Company would be pleased to do a holistic overview and help guide expectations and strategies.
https://gstrustco.com/south-jersey/