Treehouse Wealth Advisors

06/02/2026

Unlike a mortgage or an education, a wedding doesn't create long-term financial value, and these loans often come with high interest rates. While a wedding is deeply meaningful, in the end, it's still just one day. Long-term financial health deserves just as much consideration.

The most important thing is how you make decisions together. Early money conversations set the tone for your partnership and help build trust, clarity, and confidence long after the wedding is over.

Our team member, Hallie Kraus, CFP®, CRPC®, shares some common issues that arise while planning for a wedding financially, and how you can work with your partner to avoid unnecessary hardships.

05/28/2026

We are proud to share that Stacey Chin, CFP®, ChFC®, Private Wealth Advisor and CIO at Treehouse Wealth Advisors, has been named to AdvisorHub's Women Advisors to Watch 2026 list. This recognition reflects Stacey's commitment to her clients, her leadership within the firm, and her dedication to raising the bar for women in wealth management. Advisors are evaluated on scale, growth, and professionalism, including community involvement and mentorship, and investment performance is not a criterion.

Stacey's work is a testament to what it looks like when a financial advisor leads with both expertise and genuine care. We are incredibly proud of this well-deserved recognition and grateful every day to have her on the Treehouse Wealth team.

No compensation was paid to apply for or promote this ranking. The ranking may not be representative of any one client's experience and is not indicative of future performance.

05/27/2026

Losing a spouse is one of life's most profound transitions, and navigating what to do with an inherited IRA in the middle of grief can feel overwhelming. As a surviving spouse, you actually have more flexibility than most beneficiaries, including the ability to treat the inherited IRA as your own, delay required minimum distributions, continue tax-advantaged growth, or pursue a Roth conversion strategy that can reduce your future tax burden. The decisions you make here have long-term consequences and deserve careful, compassionate guidance.

At Treehouse Wealth Advisors, we help clients transform the complexity of inherited IRA rules into clarity and opportunity. Whether you need to plan for immediate living expenses or are focused on stewarding a legacy for the next generation, we are here to help you make intentional choices that honor the life you built together. Read more from Hallie Kraus:

https://treehousewealth.com/spousal-inherited-ira-planning-options/

Learn your options for a spousal inherited IRA, including rollovers, RMD rules, Roth considerations, and strategies.

05/25/2026

Most people do not want to stop earning. They just don’t want to need to earn. Work-optional is built around that distinction. Keep the consulting work, the board seat, the project that interests you, but do it because you want to, not because the alternative is frightening. New on the blog, learn what a work-optional financial strategy entails. https://treehousewealth.com/work-optional-financial-strategy/

A work-optional financial strategy makes income a choice, not a requirement. Learn how to build one, from tax planning to portfolio sequencing.

05/21/2026

The financial landscape is shifting, and for California families, two provisions of the One Big Beautiful Bill Act deserve close attention. The federal estate and gift tax exemption has been permanently increased to approximately $15 million per individual, creating meaningful new opportunities for lifetime gifting, trust funding, and business succession planning. At the same time, the SALT deduction cap has been temporarily raised to $40,000, a potentially significant change for households in a high-tax state like California.

It is important to view legislative changes not as something to chase, but as something to understand. When the landscape shifts, thoughtful planning keeps your financial journey on track. We explore what these changes may mean for your estate plan and tax strategy:

https://bit.ly/4nciOLw

Estate planning mistakes high earners make often stem from complexity. Learn how to avoid blind spots and protect your wealth with a coordinated strategy.

05/19/2026

The path to parenthood looks different for everyone. Whether you are preparing for pregnancy, exploring adoption, considering surrogacy, or fostering, the emotional and financial considerations that come with growing your family deserve thoughtful, proactive planning. The average cost of raising a child from birth through age 18 in the U.S. has risen to more than $310,000, and that does not include college. Factor in fertility treatments, adoption fees, childcare, parental leave, and the possibility of needing more space, and the financial picture becomes both significant and deeply personal.

We believe preparing for parenthood is about building a plan that gives you the confidence to say yes to your future family, on your terms and in your time. From understanding your insurance coverage to building the right financial cushion for the journey ahead, we are here to walk alongside you every step of the way. Read more from Stacey Chin, MA, CFP®, ChFC®:

https://bit.ly/3QU1Nd7

Every path to parenthood is personal--and each one comes with unique financial considerations. Read our latest blog to explore the true costs of becoming a parent--and how financial planning can support your journey every step of the way.

05/14/2026

Does living together in California give couples the same rights as marriage? Without legal planning, partners may not have the ability to make medical decisions for each other, inherit assets, or manage shared property. That can be surprising and unsettling, especially for couples who feel deeply committed but haven't formalized their relationship legally.

Planning together ensures that partners are protected during emergencies and transitions, not just during the calm moments. This type of planning isn't about fear or distrust. It's about respect for each other, for the life you're building, and for the future you want to protect together.

Hallie Kraus, CFP®, CRPC®, walks us through the intricacies of legal planning for partners who aren’t married, but still wish to protect their shared assets.

05/13/2026

What does it mean to be an innovator? At Treehouse Wealth Advisors, we believe it means more than disrupting your industry. It means approaching your financial life with the same creativity, ambition, and forward thinking that defines your work. As a client of Treehouse Wealth, you are part of a community of innovators, legacy builders, and impact makers who lean into change and do what it takes to shape their future.

We are proud to be the financial partner for people who think differently. Our independent, fiduciary approach means we bring the same pioneering mindset to your wealth management that you bring to everything else. If you are ready to work with an advisor who thinks as boldly as you do, let's talk.

05/12/2026

May is Asian American and Pacific Islander Heritage Month, and we believe every heritage carries its own values, traditions, and relationship with money. For many AAPI families, wealth is deeply tied to community, sacrifice, and legacy, built quietly over generations.

We honor this month by celebrating the diverse stories and financial journeys of our clients and community. If you are ready to build a financial plan that honors where you came from and where you are going, we are here to help you do exactly that.

05/10/2026

This Mother's Day, we honor the moms and mother figures whose love, strength, and wisdom shape not just their families, but the financial futures of everyone around them. Whether you are the one building the safety net, making the sacrifices, or simply showing the next generation what it looks like to be intentional about money, your impact is immeasurable.

From all of us at Treehouse Wealth Advisors, we wish you a day full of rest, gratitude, and the recognition you deserve. Happy Mother's Day.