Dean Financial Group LLC

07/28/2025

After years of steady increases and record highs, federal student loan interest rates will finally soften this summer — making college slightly more affordable for student borrowers in the upcoming academic year.

For undergraduates, interest rates on federal student loans are 6.39% for the 2025-26 academic year — marking the first time rates have dropped since 2020-21.

07/26/2025

The role of an executor can be time consuming, but here are some simple things that you can do to help make your executor eternally grateful.

Being an executor of an estate isn't easy, so you should do what you can to help them out. It can be as easy as making a list and being smart about your email accounts.

07/24/2025

If you’ve changed jobs over the years, you may have left behind a 401(k) or other retirement plan account. The U.S. DOL’s Employee Benefits Security Administration has created a tool https://bit.ly/3ICZlUn to help you find it. If it turns out that you are owed a retirement benefit and want help reviewing or deciding what to do next with those funds, I’m here to walk you through your options.

07/22/2025

With leisurely days, summer can offer a sneak peek into your retirement. Now is a great time to discuss your goals. Let’s talk about how annuities can help you achieve a financially secure retirement.

07/14/2025

Life never stands still—new jobs, family milestones, and changing market trends all shape your financial future. Regular check-ins help keep your goals aligned, so you're prepared for whatever comes next. Let's keep you on track. Reach out at any point to schedule some time together.

07/12/2025

"What career will still exist in a decade?" As generative and agentic AI tools continue to disrupt industries, career choices and the selection of college majors are changing.

10 AI-proof college majors that offer long-term job security, low unemployment, and human-centered skills in an increasingly automated world.

07/10/2025

The Fed has indicated that interest rates aren't coming down just yet. Here's some suggestions for how to make the most of higher-for-longer interest rates.

The Fed has indicated that interest rates aren't coming down just yet. Here's how to make the most of where we stand.

07/08/2025

How can IRA owners support their favorite charity and still receive lifetime income?
IRA owners who want to support a specific charity but also like the idea of receiving a lifetime stream of steady payments can now do both, thanks to a new law described in this article from law professor Chris Hoyt. Learn how donors can retain income from donated funds while ensuring future support for their chosen causes and take full advantage of this evolving landscape of charitable giving options. https://bit.ly/44SsdAs

07/06/2025

Many people don’t realize they may have retirement plan accounts sitting untouched from a past job. The free U.S. DOL Retirement Savings Lost & Found site: https://bit.ly/4lfBb0A may help you find out. If it turns out that you are owed a retirement benefit, those funds can still be used to support your future. Let’s talk through your options, from rollovers to how these funds might fit into your bigger retirement picture.

07/04/2025

Celebrating the spirit of freedom and unity this Independence Day. Wishing everyone a safe and joyful holiday!