David Zachrich, CFP

10/26/2026

Looking for the latest tax bracket changes? Use this handy reference guide to save time.

Check out this handy reference of updated ranges from the IRS in case your designated bracket has changed.

10/23/2026

All investing involves risk, and that’s exactly why your timeline and comfort level matter more than any trend.

Which myth have you believed?

10/21/2026

If you don’t have an estate strategy, here's some reasons why you should.

Do you have an estate strategy? You should.

10/20/2026

Budgeting doesn’t have to mean spreadsheets and stress. Here’s how to start simple:

1️⃣ Track your spending for one week (no judgment, just data)
2️⃣ List your fixed costs (rent, insurance, subscriptions)
3️⃣ Pick ONE budgeting method (we like 50/30/20 to start)
4️⃣ Set up autopay for savings — pay yourself first
5️⃣ Review weekly, not daily. Progress over perfection.

You don’t need the perfect system. You need a system you’ll actually use.

10/19/2026

Ever wonder about those free credit scores you get once a year?

What’s the deal with your yearly free credit report?

10/16/2026

Treasury yields pulled back from their recent highs after a strong auction eased some concerns about demand for government debt.

The 10-year Treasury yield climbed as high as 5.35%, its highest level since 2002, before easing following the Treasury's sale of $39 billion in 10-year notes.

Demand at the auction was stronger than average, particularly from indirect bidders such as global central banks, which accounted for 80.3% of the sale, compared with a 10-auction average of 72.4%.

The broader backdrop is still one of elevated yields, with investors weighing persistent inflation, rising energy prices, and expectations that the Federal Reserve may raise rates again before year-end.

For now, the auction offered a little reassurance that demand for longer-term Treasurys remains strong even as yields sit near multidecade highs.



Source:

U.S. Treasury yields came off their highs after a solid sale of 10-year notes.

10/14/2026

FDIC insurance was designed to protect your deposited funds, but do you know how?

FDIC insurance was designed to protect your deposited funds, but do you know how? This article answers that question.

10/12/2026

In 2024, the average work bonus was roughly 2.8 percent of the worker’s annual salary, across all industries. What would you do with yours?

This article examines one's options when receiving a work bonus or other financial windfalls.

10/07/2026

Check out this video on taxes.

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

10/05/2026

Use your car for business? Make sure you're on the same page as your insurance carrier.

At what point can you call a personal vehicle commercial?