American Pension and Retirement Services

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American Pension and Retirement Services Book your free Retirement Strategy Session.

American Pension & Retirement Services provides personalized pension projections, 403(b)/457 guidance, retirement planning, life & long-term care insurance, and tax-free income strategies.

10/30/2026

πŸŽƒ Scary but true: your kids don't automatically get everything when you die.

Without a will, state law decides who inherits. And even with a will, your family may still go through probate, a court process that can take months, cost money, and become public record.

A properly funded living trust can help your family avoid all of that. Thomas Murphy explains in under a minute. πŸŽ₯

πŸ“… Book a free consultation: https://api.leadconnectorhq.com/widget/bookings/thomasmurphycalendarfers
🌐 Learn more or ask a question: https://www.americanpension-retirement.com

Educational only; not legal or tax advice. Laws vary by state.

10/29/2026

Federal employees: the 2027 COLA is 3.6% for Social Security and CSRS, but just 2.6% for eligible FERS retirees. πŸ“‰

Over a 25- to 30-year retirement, that gap adds up. Your FERS pension and Social Security are a strong start. The question is whether your TSP and savings can cover the rest.

A guaranteed lifetime income strategy can turn part of your savings into a paycheck that lasts for life. Thomas Murphy explains how in this short video. πŸŽ₯

πŸ“… Book a free call: https://api.leadconnectorhq.com/widget/bookings/thomasmurphycalendarfers
🌐 Learn more or ask a question: https://federal.americanpension-retirement.com

Guarantees are backed by the claims-paying ability of the issuing insurance company. Not affiliated with OPM or any government agency.

Address

901 W. 14th Street Suite #200
Washington, MO
63090

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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