Kyle Bence

07/15/2026

05/29/2026

Poppy hasn't been feeling well, so Leona got to come to work with me today.

What an awesome experience.

It was cool watching her interact with my colleagues. I work directly across from both managing partners. They certainly didn't have to entertain her or give her the time of day, but they were incredible.

She printed off pictures for Lori Watt and spent 10-15 minutes discussing the important things in life... mainly how pretty both of their shoes were. 😂

Then she moved on to Chris. She wanted to know who all the people were in the pictures around his office. Before long, they were talking about his kids, her sister Poppy, and the new baby on the way.

Pros of bringing your daughter to work:

☕ She made all my coffees for the day.
🥤 Unlimited soda
🍬 The candy dish was always full
🍕 Pizza showed up for lunch
🎰 Uncle Jordan made a vending machine run
❤️ Countless memories I'll never forget

Cons of bringing your daughter to work:

📈 She wasn't a huge fan of the actual work part. 🤣

Days like today are a good reminder that while careers matter, the moments our kids get to see what we do—and the people we surround ourselves with—matter even more.

05/15/2026

One of the most common retirement mistakes?

Becoming too conservative too soon.

Most people retire and immediately:
• Cut stock exposure
• Increase bonds and cash
• Start withdrawing income
• Hope their money lasts

Sounds responsible.

But there’s one problem.

A 65-year-old couple has a very real chance that one spouse lives into their 90s.

That means your portfolio may need to last another 25–30 years.

Think about that.

You still have a long-term investment horizon.

Yet many investors reduce their growth potential the moment they stop working.

The result?
• Inflation keeps rising
• Spending increases
• Returns slow down
• The risk of running out of money grows

The hard truth:

The goal in retirement isn’t to eliminate risk.

It’s to manage risk while maintaining enough growth to support decades of spending.

Retirement may mark the end of your working years, but your money may still need to grow for another 20 to 30 years.

05/06/2026

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