01/15/2026
🚨 Self-Employed? Your Q4 Estimated Tax Payment is Due Today! (Jan 15)
If you earned over $1,000 in profit from Oct–Dec 2025, the IRS expects your Q4 payment today.
đź’¸Miss it, and you could face 0.5% penalties per month on unpaid taxes. Not ideal.
🛡️ Safe Harbor Rule:
Pay 100% of last year’s total tax (or 110% if your AGI was over $150K) split evenly across the four quarters even if you earned significantly more this year.
But heads-up: if your 2025 income was higher than 2024, you’ll still owe the difference when you file your tax return. Plan accordingly.
đź’» How to Pay:
Submit through your IRS online account by 10:45 PM CST today, and make sure the payment is dated Jan 15 so it counts for Q4 2025.
⚠️ Payments dated after today may roll into payments for 2026.
At Lux Financial Solutions, we help service-based business owners pay less tax with legal and ethical tax saving strategies that keep more of your money working for you.
With a Tax Strategist in your inner circle, you can finally make taxes work for YOU.
