Larkin Advisory Group

09/01/2026

09/01/2026

With four months left in 2026, take a look at where the financial markets stand. Highlight the S&P 500’s year-to-date performance, inflation, interest rates, and a few major trends investors are watching heading into the final stretch of the year.

Sources:
• S&P Global — S&P 500
• Federal Reserve — Economic Data
• U.S. Bureau of Labor Statistics

08/25/2026

What if you maxed out your Roth IRA? 📈 Consistency and time can have a powerful impact on long-term investing. In this hypothetical example, contributing $7,500 each year from age 25 to 65 and earning an average 7% annual return could grow to more than $1.5 million. While investment returns aren’t guaranteed and contribution limits can change, starting early can give compound growth more time to work.
This is a hypothetical illustration and is not intended to predict investment results. Roth IRA income and eligibility rules apply.
Sources:
IRS — IRA Contribution Limits
Investor.gov — Compound Interest Calculator

08/20/2026

A college degree is still valuable, but landing the right job after graduation isn’t always immediate. 🎓 Recent data from the Federal Reserve Bank of New York show that more than 4 in 10 recent college graduates are underemployed, meaning they are working in jobs that typically do not require a college degree.

For young adults entering the workforce, this highlights the importance of building a flexible financial foundation. Creating a realistic budget, managing debt, building emergency savings, and starting to invest when possible can help prepare for the uncertainty that often comes with the transition from college to a career.

Sources:
Federal Reserve Bank of New York — The Labor Market for Recent College Graduates
Federal Reserve Bank of New York — The College Economy

08/10/2026

Focus today. Freedom tomorrow. Financial growth is often built through consistent decisions over time. Saving regularly, investing with a long-term perspective, and planning ahead can help turn today’s financial habits into greater opportunities for the future. Small steps may not feel significant in the moment, but over time, they can make a meaningful difference.
Sources:
• FINRA — Saving and Investing
• Investor.gov — Introduction to Investing

08/07/2026

What’s old is new again. From vinyl records to retro sneakers, trends have a way of coming back. Finance is no different. While technology and markets continue to evolve, timeless habits like saving consistently, investing for the long term, and planning ahead never go out of style.

Sources
• FINRA — Personal Finance & Investing Resources
• Investor.gov — Saving and Investing

08/01/2026

As we move through the second half of 2026, it may be a good time to review your budget, savings, investments, and long term financial goals. Small adjustments today can help you stay focused on what matters most and prepare for the months ahead

Sources -
FINRA – Personal Finance & Investing Resources
Investor.gov – Saving and Investing

07/27/2026

On August 14, 1935, President Franklin D. Roosevelt signed the Social Security Act into law. More than 90 years later, Social Security continues to play an important role in retirement planning for millions of Americans. A reminder that while financial systems evolve, planning for the future remains timeless.
Sources:
Social Security Administration — Social Security Act of 1935
Social Security Administration — Historical Background of Social Security