Fox Hill Wealth Management

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Fox Hill Wealth Management

Securities and advisory services are offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. www.finra.org, www.sipc.org.

Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed as to accuracy and completeness. The LPL Financial registered representatives associated with this page may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

06/29/2026

As June comes to a close, we officially wrap up the second quarter of the year. With the significant market movements we saw throughout the spring, your investment portfolio might look a bit different today than it did back in January.

When certain sectors outperform others, your asset allocation can drift. This means you might accidentally be taking on more risk, or missing out on growth potential, without realizing it.

Here is why a Q2 portfolio check is essential for your strategy:

𝗠𝗮𝗻𝗮𝗴𝗶𝗻𝗴 𝗣𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗗𝗿𝗶𝗳𝘁: Rebalancing restores your original target mix, selling high in outperforming areas and reinvesting in underperforming ones.

𝗥𝗶𝘀𝗸 𝗥𝗲𝗮𝗹𝗶𝗴𝗻𝗺𝗲𝗻𝘁: If equity markets grew quickly, your portfolio might now be too heavily weighted in stocks, exposing you to unexpected volatility.

𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱 𝗧𝗿𝗮𝗰𝗸𝗶𝗻𝗴: The end of the quarter is a great time to review how your dividends are being utilized, whether they are automatically reinvesting or building up cash reserves.

Maintaining a disciplined portfolio requires regular upkeep to ensure your investments always match your long term goals.

Visit our website to book a quick portfolio review and keep your asset allocation aligned with your risk tolerance.

https://foxhillwm.com/

06/25/2026

June is when many teenagers and college students start their summer jobs. While they are likely focusing on their first few paychecks, this is a golden opportunity to introduce them to long term wealth building.

If your child or grandchild has earned income this summer, they are officially eligible to open a Roth IRA. Setting up a custodial account now is one of the most impactful financial head starts you can give the next generation.

Here is why a summer job Roth IRA is such a powerful tool:

𝗗𝗲𝗰𝗮𝗱𝗲𝘀 𝗼𝗳 𝗖𝗼𝗺𝗽𝗼𝘂𝗻𝗱𝗶𝗻𝗴: Money invested in their teens has forty or fifty years to compound quietly before retirement.

𝗧𝗮𝘅 𝗙𝗿𝗲𝗲 𝗚𝗿𝗼𝘄𝘁𝗵: Because Roth contributions are made with after-tax dollars, every dollar of growth and eventual withdrawal is completely tax-free.

𝗧𝗵𝗲 𝗙𝗮𝗺𝗶𝗹𝘆 𝗠𝗮𝘁𝗰𝗵: The child does not have to put their own paycheck into the account. Parents or grandparents can contribute up to the amount the child earned, allowing the teen to keep their cash while still building a nest egg.

Teaching financial literacy early is a lasting legacy.

Send us a message if you want to explore setting up a custodial Roth IRA for the young earners in your family.

https://foxhillwm.com/contact-us/

06/23/2026

We just passed the summer solstice, marking the longest day of the year and the official start of summer. With the peak of daylight behind us and the days slowly beginning to shorten, it is a great time to reflect on how we allocate our most valuable resource: time.

In the financial world, time is the ultimate multiplier. Taking a few minutes right now to check in on your financial trajectory can save you a lot of stress later in the year.
Here is how you can use this mid-year milestone to optimize your plan:

𝗣𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗥𝗲𝗯𝗮𝗹𝗮𝗻𝗰𝗶𝗻𝗴: Ensuring your investments have not drifted away from your target goals during the market movements of the first half of the year.

𝗧𝗮𝘅 𝗣𝗿𝗼𝗷𝗲𝗰𝘁𝗶𝗼𝗻𝘀: Reviewing your income now gives you plenty of time to make strategic adjustments before the end of the year.

𝗖𝗮𝘀𝗵 𝗙𝗹𝗼𝘄 𝗔𝘂𝗱𝗶𝘁: Summer is a perfect time to clean out unused subscriptions or recurring fees that are quietly draining cash.

We are officially moving into the second half of 2026, and the choices you make today will impact your financial security for years to come.

Contact your advisor if you would like to schedule a quick mid-year check-in.
https://foxhillwm.com/contact-us/

06/21/2026

Father’s Day is a great reminder of the values and life lessons passed down through generations. Often, our very first financial habits, like the importance of saving or the power of patience, came from the father figures in our lives.

True wealth management is about providing long-term security and opportunity for the people who matter most. Here are a few ways to protect your family's legacy:

𝗚𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗪𝗲𝗮𝗹𝘁𝗵: Structuring assets and trusts for a tax-efficient transfer to the next generation.

𝗙𝘂𝘁𝘂𝗿𝗲 𝗙𝘂𝗻𝗱𝗶𝗻𝗴: Setting up dedicated strategies to help children or grandchildren reach their life goals.

𝗔𝘀𝘀𝗲𝘁 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻: Insulating your family against unexpected curveballs with proper estate planning.

To all the dads, grandfathers, and mentors working to secure their family’s future, thank you for everything you do. Happy Father's Day!

06/17/2026

June is the peak of wedding season. While couples are busy choosing venues and menus, it is also the perfect time to talk about an equally important milestone: combining financial lives.

Money can be one of the leading causes of stress in a relationship, but starting with a clear, shared strategy builds a strong foundation. Whether you are tying the knot yourself or helping children and grandchildren navigate this new chapter, here are a few key steps for marital financial harmony:

𝗔𝗹𝗶𝗴𝗻𝗶𝗻𝗴 𝗚𝗼𝗮𝗹𝘀: Discussing short-term objectives like buying a home alongside long-term dreams like retirement ensures you are saving effectively together.

𝗗𝗲𝗯𝘁 𝗮𝗻𝗱 𝗖𝗿𝗲𝗱𝗶𝘁 𝗧𝗿𝗮𝗻𝘀𝗽𝗮𝗿𝗲𝗻𝗰𝘆: Openly reviewing credit scores, student loans, or existing balances allows couples to create a unified strategy to tackle liabilities.

𝗔𝗰𝗰𝗼𝘂𝗻𝘁 𝗦𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲: Deciding whether to fully merge bank accounts, keep them entirely separate, or use a hybrid approach for shared household expenses.

A successful financial partnership requires open communication and a realistic roadmap. Setting these habits early protects both your relationship and your long-term wealth.

Reach out to our firm if you would like to discuss aligning your financial goals as a couple.

https://foxhillwm.com/contact-us/

06/15/2026

As you map out your summer travel plans, think about this: what if every single day felt like a vacation? That is the ultimate goal of retirement. If the recent taste of warm weather has you rethinking your career timeline, it might be time to look seriously at what it takes to cross the finish line.

Shifting from a lifetime of earning to a lifetime of financial freedom takes careful coordination. Here is what we focus on to ensure your permanent vacation stays secure:

- 𝗦𝘂𝘀𝘁𝗮𝗶𝗻𝗮𝗯𝗹𝗲 𝗜𝗻𝗰𝗼𝗺𝗲: Transitioning smoothly from a steady paycheck to a reliable monthly payout from your accumulated assets.

- 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 𝗕𝗿𝗶𝗱𝗴𝗲𝘀: Navigating your health insurance options if you plan to exit the workforce before you are eligible for Medicare at 65.

- 𝗣𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗜𝗻𝘀𝘂𝗹𝗮𝘁𝗶𝗼𝗻: Structuring your investments so temporary market dips do not impact your lifestyle or force you to change your travel plans.

Retirement should be about focusing on your family and hobbies, not stressing over your accounts.

Reach out to our firm if you would like to discuss mapping out your transition to retirement.

https://foxhillwm.com/contact-us/

06/11/2026

Starting July 1, 2026, the European Union is eliminating the €150 customs duty exemption on low-value imports. All international goods entering the EU will now face duties, completely shifting the economics for cross-border e-commerce.

If you are a business owner or an investor with retail holdings, here is why this regulatory shift matters for your financial strategy:

- 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗖𝗮𝘀𝗵 𝗙𝗹𝗼𝘄: Moving away from direct shipping to bulk inventory or local EU warehousing requires upfront capital, affecting your near-term cash flow planning.

- 𝗖𝗼𝗺𝗽𝗿𝗲𝘀𝘀𝗲𝗱 𝗠𝗮𝗿𝗴𝗶𝗻𝘀: Low-margin, high-volume models face immediate cost pressures, making pricing and supply chain adjustments essential to protect profitability.

- 𝗣𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼 𝗥𝗶𝘀𝗸: This update highlights how global regulations can trigger sudden volatility in consumer discretionary and e-commerce equities.

A durable wealth plan accounts for international regulatory shifts before they impact your business or investment returns.

Reach out to our firm if you’d like to discuss how changing global trade rules factor into your strategy.

https://foxhillwm.com/contact-us/

06/09/2026

Historically, June is a quiet month for markets as trading volumes dip and financial news slows down.

But summer 2026 is breaking the mold. Instead of a traditional lull, sticky inflation, shifting energy costs, and a paused Fed mean the economic landscape is actively moving. Here is what we are watching:

- 𝗧𝗵𝗲 𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗥𝗮𝘁𝗲 𝗣𝗮𝘂𝘀𝗲: Many hoped for rate cuts by now, but a shift hasn't signaled yet. If you're waiting to refinance or make a big financial move, the timeline has changed.

- 𝗜𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 𝗥𝗲𝗮𝗹𝗶𝘁𝘆: Recent jumps in everyday costs mean portfolios must be insulated against short-term volatility while protecting long-term purchasing power.

- 𝗧𝗵𝗲 𝗠𝗶𝗱-𝗬𝗲𝗮𝗿 𝗠𝗶𝗹𝗲 𝗠𝗮𝗿𝗸𝗲𝗿: Spring markets reacted to conflicts and trade policies, sidelining some cautious investors while markets staged a rapid 15%+ recovery from March lows. A long-term approach has been rewarded with strong early summer gains (up 8%+ YTD) and a projected annualized 20%-25% for the year.

The markets might be heading into vacation season, but an experienced advisor helps keep current events in perspective to focus on long-term results.

Reach out to our advisors if you’d like to chat about keeping your plan aligned for the second half of the year.

https://foxhillwm.com/contact-us/

06/03/2026

With inflation fluctuating and talk of shifting interest rates dominating the headlines, it’s completely natural to wonder if your portfolio is properly positioned. When market volatility picks up, a mid-year check-in brings objective clarity to the economic noise.

Instead of trying to time the market, we focus on building a durable wealth strategy. Here is how we stress-test your plan for the second half of the year:

• 𝗔𝘀𝘀𝗲𝘁 𝗔𝗹𝗹𝗼𝗰𝗮𝘁𝗶𝗼𝗻: Ensuring your portfolio can withstand short-term swings while keeping your long-term family goals secure.

• 𝗜𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻: Verifying that ongoing inflation isn't quietly chipping away at your purchasing power.

• 𝗥𝗮𝘁𝗲 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀: Evaluating how potential interest rate cuts might impact a future mortgage or financing strategy.

Your financial plan should give you confidence, not stress. Let's make sure your allocations match your current risk tolerance and legacy goals.

Contact Fox Hill to schedule a mid-year consultation with a financial advisor today.

https://foxhillwm.com/contact-us/

06/01/2026

Are you on track with your 2026 tax strategy? June marks the official halfway point of the year, and a critical window for your finances, especially with the Q2 estimated tax deadline approaching on June 15.

A mid-year tax check-in prevents an unwelcome surprise next April and gives you six full months to execute strategic moves. Here is what we look at during a summer review:

• 𝗧𝗮𝘅 𝗕𝗿𝗮𝗰𝗸𝗲𝘁𝘀 & 𝗪𝗶𝘁𝗵𝗵𝗼𝗹𝗱𝗶𝗻𝗴𝘀: Projecting your 2026 liabilities to ensure your withholding is accurate.

• 𝗥𝗼𝘁𝗵 𝗖𝗼𝗻𝘃𝗲𝗿𝘀𝗶𝗼𝗻𝘀: Determining if converting a traditional IRA to a Roth makes sense for your portfolio right now.

• 𝗥𝗠𝗗 𝗣𝗮𝗰𝗶𝗻𝗴: Properly managing Required Minimum Distributions to minimize tax friction.

Taking a proactive look at your income today allows you to adjust retirement contributions, harvest losses, or maximize deductions effectively before the clock runs out. Don't wait until December to think about tax mitigation.

Visit our website to learn more about our mid-year review process or to schedule a check-in with our team.

https://foxhillwm.com/

Address

123 S. Avenue E, Floor 3
Westfield, NJ
07090

Telephone

+19739374262

Website

https://foxhillwm.com/

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