MFAC Financial Advisors, Inc. and M Freedman & Co., Inc.

10/14/2026

The Social Security Administration has announce a 3.6% COLA adjustment for 2027. https://www.ssa.gov/news/en/press/releases/2026-10-14.html

10/08/2026

Did you receive a $90 credit from the US Treasury SSA today? If so, you are not alone. About 20 million Americans who have traditional Part B Medicare and not a Medicare Advantage Plan received the money in their bank accounts this morning. If you have a Income Related Monthly Adjustment Amount (IRMAA) adjustment increasing your Medicare premium you do not qualify. It isn't additional Social Security. It is a reimbursement to offset October Medicare premiums. If your Social Security benefit is electronically deposited you received it today. If you receive your benefit by mail you will receive a paper check in days to come.

09/18/2026

It is truly the end of an era as the Oracle of Omaha steps down from his role as Chairman of Berkshire Hathaway. He will remain Chairman Emeritus and continue to be a shareholder in the company. The 96 year old Warren Buffet said, "Father Time Always Wins."

Buffett remains as chairman emeritus as his son steps up to lead the board.

09/16/2026

The Fed has raised its benchmark interest rates by .25% to 3.75% to 4%. This is not a surprise and the fixed income markets have been anticipating this.

This is the first increase by the Fed in more than 3 years and it is the result of continued and persistent inflation.

12/05/2025

Are you covered or you soon be covered by ? This article from discusses beginning 2026 in a relatively easy to digest format.

Lower prices on 10 drugs, new features in plan finder, no reenrollment in prescription payment plan? You’ll see those benefits and some things to watch out for.