Main Street Advisors, LLC

Main Street Advisors, LLC We are a fee-only registered investment advisory firm located in Westminster, MD serving individuals Our philosophy is rooted in our beliefs.

Welcome to Main Street Advisors, a fee-only investment advisory and financial planning firm in Carroll County Maryland within the heart of Westminster. We provide services focused in these primary areas: Retirement and Financial Planning, Investment Planning, Tax Planning, Education Planning and Estate Planning. We believe it is our duty to honor our “fiduciary oath.” We believe it is our duty to

have a solid understanding of our clients. They come to us with pre-determined biases, concerns, goals, needs, dreams and financial tendencies. Some of these will change over time and some will not. As a result, we are vigilant in our responsibility to explore who are clients are and what they aim to achieve.

Learn some steps to help you max out your retirement plan.
07/17/2026

Learn some steps to help you max out your retirement plan.

Only 14% of participants max out their defined contribution retirement plans (such as 401(k)s), a Vanguard study shows.

Learn what retirees should consider when determining their allocation mix.
07/16/2026

Learn what retirees should consider when determining their allocation mix.

There's a common misconception that when you retire, you should stop investing in stocks; but it's more complex than that.

Learn more about the breakdown of America's $39 trillion debt.
07/15/2026

Learn more about the breakdown of America's $39 trillion debt.

A wide range of domestic institutions and foreign countries hold America's approximately $39 trillion debt.

Learn some tips for talking with your children about money.
07/13/2026

Learn some tips for talking with your children about money.

Money can be a difficult conversation, especially if parents don’t feel totally comfortable with the topic themselves. But Jennifer Seitz, director of education at Greenlight, a family personal finance app, said that’s starting to change.

Retirement and estate planning considerations for those without children.
07/01/2026

Retirement and estate planning considerations for those without children.

Not having kids might mean fewer financial obligations, but it doesn’t automatically make retirement planning easier. In fact, flying solo as you age comes with its own set of complexities, from healthcare costs to estate decisions.

06/30/2026

Longer life expectancy is changing retirement planning.

Checks in the mail are targets for scammers.
06/29/2026

Checks in the mail are targets for scammers.

If you must send a check through the mail, be sure to keep an eye on your account statements. Thieves steal checks from mailboxes, then alter the checks with fraudulent names.

Learn some common bad money habits that may hold you back from retiring.
06/25/2026

Learn some common bad money habits that may hold you back from retiring.

Discover six common bad money habits that delay retirement and the steps to break each one. Practical advice from a fiduciary advisor.

If you are inheriting money, take some time to create a plan for it.
06/25/2026

If you are inheriting money, take some time to create a plan for it.

Among people who inherit, there’s a tendency to want to do one of two things: pay off the mortgage on the house or take your dream vacation. But before you do anything, here's what to consider.

Learn some risks in today's stock market.
06/24/2026

Learn some risks in today's stock market.

Despite plenty of tailwinds, some investors still see causes for concern.

Address

205 E. Main Street
Westminster, MD
21157

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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