Jordan Kerner - JorMik Capital

04/06/2026

The Govt Investment Accounts for Kids

Name: Trump accounts, a type of tax-advantaged savings accounts for children.
• Here’s what families need to know about who is eligible for the funding
• Also known as Section 530A accounts, were created under President Donald Trump’s “big beautiful bill,” which Congress passed in July.
• The accounts will be available for families beginning in mid-2026, according to a
‘The 50-state challenge’
Approximately 300,000 children in Connecticut will receive $250 each from the Dalios’ (Ray Dalio of Bridgewater Capital) commitment. The money will go to those who live in a ZIP code where the median income is less than $150,000, according to a press release following the announcement. About 87% of Connecticut ZIP codes meet that criteria, a CNBC analysis of Census Bureau data found.
How to open a Trump account
Any legal guardian — including a parent, adult sibling or grandparent — can open a Trump account on behalf of a child age 18 or younger, as long as the child is a U.S. citizen.
To open an account, the guardian must file IRS Form 4547. The form can be filed separately or with your 2025 tax return. Beginning in mid-2026, you can also open an account online at trumpaccounts.gov.
Once an account is established, children born in 2025 through 2028 may receive a one-time $1,000 contribution from the Department of the Treasury. There are no income requirements, and everyone is eligible for the Treasury’s seed money.
Trump account investments
The investment options for Trump accounts are more restrictive than some other tax-advantaged accounts. For example, assets are limited to “broad U.S. equity index funds,” such as mutual or exchange-traded funds.
Trump account investments must track a “qualified index,” which has not been defined, and annual fees and expenses can’t exceed 0.1%, according to the Treasury. The investments also can’t use leverage, which typically includes debt or borrowing to increase returns.

04/06/2026

1st Qtr 2026 Newsletter

Thank you for your continued trust and support. I’m grateful to those who have invested in new opportunities, added assets, and referred friends and family—your confidence in my work is sincerely appreciated.

I also want to acknowledge that I did not publish a fourth‑quarter newsletter. While the holiday season intervened, I’m always available to discuss your portfolio or answer any questions.

Market conditions remain challenging. Major indexes have been largely flat since October 2025, reflecting ongoing sector rotations and uncertainty around interest rate policy and broader economic direction. Divergent views among market participants have contributed to heightened short‑term volatility.

I am pleased to report that client portfolios continue to perform well compared to the broader markets. Given ongoing market uncertainty, my focus has been on risk management—recognizing that minimizing drawdowns can be just as important as capturing gains when compounding long-term returns.

Strategic adjustments have been made to position portfolios appropriately for current market and economic conditions while maintaining disciplined risk controls. To date, portfolios have managed downside exposure effectively while participating in market upside.

Recent geopolitical developments and domestic policy changes have contributed to elevated market volatility. Historically, periods like these, particularly in midterm election years, often experience increased volatility early in the year, with improving conditions later on.

If you’d like to review your portfolio or discuss current market conditions, I welcome the opportunity to schedule a conversation.

Finally, recent regulatory changes now allow financial advisors to share client testimonials and letters of appreciation on their websites. Should you wish to provide feedback or a testimonial, it would be appreciated.

Thank you again for your continued trust.

10/17/2025

Economics 101 teaches us that prices move based on Supply and Demand. I will explain how supply is shrinking while demand is increasing in this newsletter. Supply is Shrinking Reason 1. There are less companies publicly traded today...

10/17/2025

I appreciate your continued support and friendship. Special thanks to those who have contributed to raising new assets, invested in new opportunities, and referred friends and loved ones to me. Your efforts are invaluable and...

I appreciate your continued support and friendship. Special thanks to those who have contributed to raising new assets, invested in new opportunities, and referred friends and loved ones to me. Your efforts are invaluable and appreciated.

04/28/2025

Corporate Event and Gathering of Advisors
Recently, I attended a corporate event and gathering of advisors in Philadelphia, PA. From March 30 through April 1, I spent many hours learning from others in the industry.

Learnings About New Technology
During the event, I had the opportunity to explore the latest advancements in technology. The discussions revolved around innovative solutions that are transforming the industry, including AI-driven tools, blockchain applications, and cutting-edge cybersecurity measures. These technologies are paving the way for more efficient and secure operations, and it's exciting to see how they will shape the future.

Ideas About the Markets
The event also provided valuable insights into market trends and strategies. Experts shared their perspectives on the current economic landscape, highlighting opportunities for growth and potential challenges. The discussions covered various sectors, including finance, healthcare, and technology, offering a comprehensive view of the market dynamics. These ideas will undoubtedly help in making informed decisions and staying ahead in the competitive environment.

Motivational Speaker Pandit Dasa
One of the highlights of the event was the inspiring session by motivational speaker Pandit Dasa. Pandit shared his journey and experiences, emphasizing the importance of resilience, positivity, and continuous learning. His words resonated with everyone in the audience, leaving us motivated and ready to tackle new challenges with renewed energy.

Special Guest, NBA legend Julius Erving or Dr J
We also had the opportunity to listen to this basketball legend and his journey. Throughout his 45-minute presentation he continually emphasized his desire to be the best, to always learn and improve. Finally, he discussed a championship series against the Boston Celtics and his and the team's perseverance.

04/24/2025

As always, I want to thank you for being such great clients and friends. A special shout out to those that have helped me raise new assets, for the new investments from existing clients and for referring friends and loved ones. Thank...

11/01/2024

I started in this business in 2009 after the stock market crash of 2008. The small company I worked for, David Lerner Associates, focused on investments outside of the stock market. It was there that I met many of my current clients....

04/30/2024

Yesterday, March 25, 2024, I had the opportunity to be a guest at an investor symposium hosted by six of the largest investment managers in the world.

04/24/2024

As always, I want to thank you for being such great clients and friends. A special shout out to those that have helped me raise new assets, for the new investments from existing clients and for referring friends and loved ones. Thank you.

04/19/2024

As always, I want to thank you for being such great clients and friends. A special shout out to those that have helped me raise new assets, for the new investments from existing clients and for referring friends and loved ones. Thank you.

02/07/2024

Happy New Year! Many parents use 529 college savings plans to save for their children’s higher education. If they have a financial advisor, there should be a conversation about what happens if their child doesn’t go to...