TREC: Three Rivers Executive Consulting

07/17/2026

Trump Accounts: What Parents and Grandparents Should Know

Trump Accounts have been in headlines for months. Few of those headlines explain them the same way.Depending on the article, they sound like a college fund, a retirement account, or something brand new altogether.For parents and grandparents trying to figure out whether any of it matters for their f...

07/15/2026

Small business owners often think of their employees as family, but are they set up like it? This post opens the conversation around retirement options available to small business employees, reminding owners that a 401(k) isn't the only choice and that some options are built specifically for smaller teams.

07/04/2026

This Independence Day, all of us at Three Rivers Executive Consulting are grateful for the freedoms we enjoy and the opportunity to serve the individuals, families, and business owners who make our community so special. 🎆🗽

As you celebrate the Fourth of July with family, friends, and cherished traditions, we hope you have a safe, relaxing, and memorable holiday.

From everyone at TREC, Happy Independence Day!

07/03/2026

How Retirement Has Changed Over the Last 75 Years (And What It Means for Your Plan)

Retirement used to mean a short, quiet final chapter. For many people today, it's something else entirely.For much of the last century, retirement followed a fairly predictable pattern: work for decades, retire around age 65, and slow down. Today, that picture looks very different.Retirement has evo...

06/29/2026

This month's chart tracks the Rolex resale market alongside the S&P 500. When the consumers start pulling back on luxury purchases, it can be a signal. What signals are you watching right now?

06/29/2026

A summer job can be the first step toward a strong financial future.

At TREC, we believe it's never too early to build smart financial habits. If your child is earning income this summer, a Custodial Roth IRA can be a powerful way to start saving for the future while taking advantage of potential tax-free growth. 💰💼📈

Our team will walk you through the process, explain the benefits, and help you determine if a Custodial Roth IRA is the right fit for your family. Small contributions today can make a meaningful difference over time.

06/24/2026

There are so many reasons to create a will this month, but here are three big ones to consider:

Direct Your Property: Creating a will tells the courts how you want your property distributed. Without a will, state laws will determine how your estate is divided, which may not align with your intentions.

Provide instructions to the probate court: A will can help manage the probate process, providing instructions to the court.

Designate Guardianship for Minor Children: If you have minor children, a will allows you to appoint a guardian to care for them. This crucial step directs that your children are raised by someone you trust, rather than leaving the decision to the courts.

06/10/2026

The Treasury Department said more than a million people have signed up for Trump accounts. Are you eligible? As always, we are here to answer any questions and discuss the potential benefits for your family.

06/05/2026

Business Succession Planning: Built to Last vs. Built to Transfer

Many business owners spend decades building something that works. The team. The reputation. The customers who keep coming back.Then comes a quieter assumption: that when it's time to step away, the rest will somehow sort itself out.Research suggests it usually doesn't.The Businesses That Quietly Run...

05/30/2026

Checking Your Portfolio Isn't the Same as Reviewing It

Nearly half of investors check their portfolio at least once a day.1Many of them aren't reviewing anything.They're refreshing a number. Watching it move. Sometimes celebrating. Sometimes panicking. But not actually evaluating whether the portfolio is built for the life they're heading into.That's a....