Retirement Wealth Academy

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Retirement Wealth Academy

Our classes teach a disciplined approach to financial planning and protecting your retirement.

07/23/2026

No two people have the same financial goals, and no two portfolios should look alike.

The strategy that works at 55 may not be the right one at 65. As your life changes, your financial plan should too.

Is your portfolio keeping up? Visit 👉 retirementwealthacademy.com to find a free local retirement class to learn more.

05/12/2026

Retirement on your mind? You’re not alone, and the numbers might surprise you.

From how much people depend on Social Security to what retirees actually spend, the takeaway is clear. A solid plan starts with understanding the full picture, not just pieces of it.

You don’t need to have everything figured out today. But starting the conversation now can help you move forward with more clarity and confidence.

Curious what your retirement could look like? Visit 👉 retirementwealthacademy.com to find a free local retirement class to learn more.

04/08/2026

At higher wealth levels, small tax mistakes can lead to significant long-term costs. For investors with $2M+ in assets, tax planning is not just a once-a-year task. It can be a powerful strategy to help protect and grow your wealth over time.

Sophisticated investors use proactive tax strategies to reduce unnecessary taxes, strengthen their overall financial plan, and create more opportunities for long-term growth. Without the right approach, missed opportunities today could compound into hundreds of thousands over the years.

Do you know where your current tax strategy stands? Visit 👉 retirementwealthacademy.com to find a free local retirement class to learn more. 📈

02/27/2026

Ever heard of the Rule of 25?
It’s a simple way to think about your retirement goal:
Estimate your yearly spending in retirement
Multiply it by 25

Example:
If you spend $50K a year, you’re looking at roughly $1.25M in savings.
A few helpful things to keep in mind:
• It’s a general guide, not a precise formula
• It’s based on a roughly 30-year retirement
• It doesn’t account for taxes, inflation, or lifestyle changes
Bottom line: it helps you understand direction, not define a final destination.
Retirement planning is about clarity and confidence, not chasing a perfect number.

Visit 👉 retirementwealthacademy.com to find a free local retirement class to learn more.

02/06/2026

💰 Roth IRA = tax-free retirement win
A Roth IRA lets you invest after-tax dollars, then watch your money grow 100% tax-free. The best part? Once you hit age 59½, qualified withdrawals are tax-free 🤑🔥

🚨 2026 contribution update:
• Up to $7,500
• Age 50+? You can contribute $8,600
• You have until April 15, 2027 to max out your 2026 contribution

👀 Income limits matter:

Single filers
• Under $153k → full contribution
• $153k–$168k → reduced amount
• Over $168k → Backdoor Roth or Traditional IRA

Married filing jointly
• Under $242k → full contribution
• $242k–$252k → reduced amount
• Over $252k → Backdoor Roth or Traditional IRA

Not sure which strategy is right for you? Visit 👉 retirementwealthacademy.com to find a free local retirement class to learn more.

01/23/2026

You don’t need a complicated strategy or a finance degree to grow your money. You just need to know where to put it first. Think of this as the smart money order of operations 💰👇

✨ Step 1: Maximize your employer match
Start with your 401(k) and contribute enough to get the full employer match. That’s an instant return on your money. Can’t beat that.

🔥 Step 2: Unlock tax-free growth
Next up, max out a Roth IRA. Your money grows tax-free and you can take it out tax-free in retirement. Huge win, especially if you’re starting early.

🧠 Step 3: The triple tax advantage
Fund your HSA. Contributions are tax-deductible, growth is tax-free, and qualified medical spending is tax-free. It’s one of the most powerful accounts out there.

📈 Step 4: Increase contributions to your 401(k)
Now finish maxing out your 401(k) to lower your taxable income even more.

🚀 Step 5: Expand your investment opportunities
Once the tax-advantaged boxes are checked, move to a brokerage account. No limits, more flexibility, and room for goals like real estate, a business, or other investments.

🎓 Bonus round for parents
A 529 plan can help your education savings grow tax-free when used for qualified expenses.

You’re investing smarter. Simple steps, fewer taxes, and more momentum for your future. Take charge of your finances! Visit 👉 retirementwealthacademy.com to find a free local retirement class to learn more.

12/29/2025

When the One Big Beautiful Bill (OBBB) Act passed on July 4, it sparked plenty of questions — and the IRS is finally starting to clear things up. This annual review is routine, but the OBBB has stirred up even more uncertainty than usual.

Here’s a first look at what the 2026 federal income tax brackets are expected to be.

👉 Curious how these changes could affect your financial strategy? Visit retirementwealthacademy.com to find a free local retirement class to learn more.

12/04/2025

🚨 Exciting news for your retirement! The IRS just raised the contribution limits for 401(k)s and IRAs in 2026.

Whether you’re just getting started or fine-tuning your plan, now’s the time to max out your contributions and move closer to financial security.

How will you take advantage of the new limits? Visit 👉 retirementwealthacademy.com to find a free local retirement class to learn more.

Address

Wheaton, IL
60189

Website

http://retirementwealthacademy.com/

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