Woodall and Associates LLC

02/27/2024

February isn't over yet, but the Cleveland Fed has released its projections for a few key economic markers.

Why are these markers important?

The Fed likes to look at the Consumer Personal Expenditures (CPE) to gauge whether or not their plan to curb inflation is working. The projected CPE for February is 2.27, trending towards the 2% the Fed is looking for before announcing that inflation has been under control. Given the Fed's caution about reducing interest rates until the CPE is holding steady at 2% or lower, the Fed will likely only reduce interest rates once these markers are met.

In the meantime, stay focused on your financial goals, and if you have any questions/concerns, please don't hesitate to reach out.

10/16/2023

After you leave work, what will your life look like? Organize your thoughts with the help of this piece.

What's your vision of retirement?

10/13/2023

The average college senior graduates with credit card debt. How will your kids manage money?

You taught them how to read and how to ride a bike, but have you taught your children how to manage money?

10/11/2023

Where will your retirement income come from? Do you know all the choices available?

This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

10/09/2023

The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.

The tax rules governing profits you realize from the sale of your home have changed in recent years.

10/06/2023

Stocks faced headwinds in Q3 as bond yields rose, impacting investor sentiment. With inflation data and interest rates in focus, market watchers anticipate a potential rate hike.

Stocks lost a portion of their first-half gains in the third quarter as a continued tight monetary bias from the Federal Reserve sent bond yields higher, unsettling stock investors throughout August and September.

10/04/2023

Even low inflation rates can pose a threat to investment
returns.

Even low inflation rates can pose a threat to investment returns.

10/02/2023

With increasing wealth comes unique financial challenges.

Affluent investors face unique challenges when putting together an investment strategy. Make sure you keep these in mind.

09/29/2023

Mortgage lenders consider many personal factors when deciding whether you can afford a home.

With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.

09/27/2023

If you died, what would happen to your email archives, social profiles, and online accounts?

If you died, what would happen to your email archives, social profiles and online accounts?

09/25/2023

Own a life insurance policy or annuity that is many years old? You may want to consider a trade in.

1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.

09/22/2023

Do you know how much you’ll spend during your retirement? The answer may be more complicated than you’d expect. Learn more here.

It can be difficult for clients to imagine how much they’ll spend in retirement. This short, insightful article is useful.