Retire Coastal Carolina

07/22/2026

Let's examine some important considerations for the + community when creating their financial and strategy.

This is for informational purposes only and is not a replacement for real-life advice. Consult your tax, legal, and accounting professionals before modifying your estate or tax strategy. A legal professional may be able to provide more insight if you have questions about what estate documents are appropriate for your situation.

Sources
ml.com, June 23, 2025
lgbtqbar.org, June 23, 2025

07/11/2026

Some trips are about getting away.

Others are about slowing down and really being there.

Lately, luxury travel has been less about doing more and more about choosing experiences that feel memorable, immersive, and just a little indulgent.

Whether that means returning to a favorite destination in a new way or heading somewhere you never thought you’d go, the common thread is simple: curiosity, comfort, and time to enjoy it.

If you could go anywhere next, where would you linger?

07/10/2026

Mia Hamm said she ditched heavy weights and explosive exercise to prioritize smart movements that help with heart health and longevity.

07/08/2026

Trump Accounts opened on July 4. A few questions are worth considering:

➡️ Our baby is 18 months old. Do we qualify for the $1,000?

Yes. Every U.S. citizen baby born since January 1, 2025, qualifies for a one-time $1,000 federal contribution.

➡️ Is there an income maximum?

No. Eligibility is based on the child's citizenship and birth date, not family income.

➡️ Our child is 7. Did we miss it?

Not entirely. Any U.S. citizen under 18 can have an account opened. The federal $1,000 payment applies only to children born in 2025 through 2028, but everything else still applies.

➡️ Can grandparents contribute?

Yes. Up to $5,000 per year combined across parents, grandparents, family, and the child themselves.

➡️ What is the catch?

State tax conformity varies; California, for example, does not currently conform.

Whether to contribute, how much, and how to coordinate it with what you already have are all worth talking through. Our team is here for that.

06/30/2026

Markets tend to experience uncertainty leading up to midterm elections, followed by recovery. Canny investors recognize that dip as a tax planning opportunity.

06/26/2026

Retirement is about what’s next! Not what’s left. Seek fiduciary advice … like a CFP!

Create a digital “legacy folder” with copies of your estate documents, last will and testament, insurance policies, account statements, and contact information for your financial, legal and health care professionals.

05/31/2026

05/29/2026

This month's chart is thanks to past Fed Chair Alan Greenspan, who tracked men's underwear sales as a proxy for consumer confidence. What do you think the new Fed Chair will watch?

05/29/2026

If you live to 95, will your money?

If you're too aggressive, will you come up short? Too conservative, and you leave quality of life on the table.

Also, will the life you are living at 70 change as you age? Have you considered how changing withdrawal rates can affect everything from estate management strategies to retirement strategies?



Disclosure: The portfolio is composed of 50 percent stocks, 40 percent bonds, and 10 percent Treasury bills. It is assumed that a person withdraws a hypothetical percentage each year. Historical returns based on the period January 1, 2001, to December 31, 2025. Stocks are represented by the Standard & Poor's 500, which is an unmanaged group of securities & considered to be representative of the US stock market. Bonds are represented by the five-year U.S. government bond and Treasury bills by the 30-day U.S. Treasury bill. An investment cannot be made directly in an index. Past performance is no guarantee of future results.

05/24/2026

Memorial Day 2026