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Tyler Ayres- KLD Wealth Management

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Tyler Ayres- KLD Wealth Management

🌾 Helping Farmers & Young Adults Manage Wealth & Secure Their Future
📍 Wilmington, Ohio & Online – Let’s Connect Anywhere!

🌾 Farm Financial Planner | Wilmington, Ohio
Helping farmers, agri-business owners & young adults plan for:
✅ Succession
✅ Tax strategies
✅ Retirement
✅ Business growth
✅ Financial planning for young adults

📍 Local & virtual services available
📞 Book your free consultation today

07/28/2026

When it comes to retirement income, balance is key. The goal is not only to enjoy the lifestyle you have worked hard for but also to ensure your financial strategy can withstand changing market conditions over time. Swipe through to learn more about guardrails and flexible income strategies in retirement.

Retirement income planning is not one-size-fits-all. Flexibility can play a key role in helping your plan stay on track. Call us today if you would like to review your current strategy or explore your options.

07/23/2026

Business changes can create uncertainty for employees, especially regarding their retirement savings. One of the most important roles of a 401(k) advisor during these transitions is helping plan sponsors navigate decisions while keeping participants informed and supported. Swipe to learn more.

If your organization is considering or currently undergoing a business change, contact us to discuss how we can support your 401(k) plan before, during, and after the transition.

07/17/2026

Cash reserves, funds set aside for unexpected expenses or short-term needs, can play an important role in an overall financial strategy, especially when it comes to preparing for the unexpected. Swipe through for a closer look at what they are and why they may matter.

If you would like help evaluating whether your cash reserve strategy fits your overall financial picture, give us a call. We are happy to help.

07/16/2026

Business transitions often require careful planning for retirement plans. Once a decision is made about the future of a 401(k) plan, plan sponsors typically need to address several operational and compliance considerations. Swipe through to learn more.

If your organization is navigating a business transition, contact us to discuss how thoughtful planning can help keep your 401(k) plan compliant and your employees informed.

07/14/2026

For individuals managing significant assets, timing can play an important role in financial decision-making. That’s why one of the key benefits of a mid-year financial review is the opportunity to make proactive adjustments rather than rushed year-end decisions.

When planning is left until the end of the year, options may be more limited. A mid-year review can provide the flexibility to evaluate your strategy and consider adjustments such as:

🔹 Reviewing cash flow and liquidity needs.
🔹 Rebalancing investments after market movement.
🔹 Adjusting risk exposure within your portfolio.
🔹 Planning around upcoming financial events.

Proactive planning often allows for more thoughtful and strategic financial decisions. If you would like to review your current financial strategy, give us a call today. We are here to help.

07/13/2026

A few weeks ago we spread my grandparents’ ashes on the farm they loved on a hill in a pasture overlooking a herd of cattle.

That thought has really stayed with me. Will the farm be in our family name when I return to that Southern Ohio dirt?

Growing up, I never saw the farm as just acres or cattle. Lessons were learned. Faith was lived. Work mattered.
As I’ve gotten older, I’ve realized something.

Every family farm has a story.
But too many stories end—not because the family wanted them to, but because there was no transition plan, no tax strategy, or no conversation before it was too late.
That’s why I do what I do.

My goal isn’t simply to help families reduce taxes or organize finances. It’s to help ensure that when the next generation looks across the fields, they’re looking at their family’s legacy—not something that had to be sold.

Because some things are worth passing on.

07/03/2026

As we celebrate our nation’s 250th birthday this July 4th, our team invites you to join us in reflecting on the history, service, and shared values that shape our country! We wish each of you a memorable holiday with family and friends.

Please note that our office will be closed on Friday, July 3rd, in observance of Independence Day. We will reopen and return to regular business hours on Monday, July 6th.

06/22/2026

A lot of people think tax planning is only for the ultra-wealthy.

It’s not.

In many cases, the families who benefit most are simply the ones who become more intentional earlier.

Small adjustments made consistently over time can create meaningful long-term impact.

That’s why we review tax returns through a planning lens — not just a filing lens.

The goal isn’t complexity.

The goal is clarity.

06/02/2026

A surprising number of financial problems don’t start with bad investments.

They start with disconnected decisions.

One account here.
One strategy there.
One tax surprise after another.

Over time, that lack of coordination becomes expensive.

Your tax return helps connect the dots:
• Income
• Retirement savings
• Investment positioning
• Future withdrawal risks

Because good financial planning isn’t just about earning more.

It’s about making smarter decisions with the full picture in front of you.

05/27/2026

One of the biggest financial mistakes I see?

People treat taxes like a once-a-year event instead of a long-term strategy.

They focus on:
“How much do I owe?”

Instead of asking:
“Why is my money flowing this way in the first place?”

Your tax return quietly reveals:
• Inefficient retirement savings
• Missed planning opportunities
• Future tax problems
• Investment decisions that may be costing more than people realize

The highest-performing financial plans aren’t built in April.

They’re built year-round with intention.

That’s why reviewing tax returns has become one of the most important conversations in our office.

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Wilmington, OH
45177

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