Thomas Advisory Services

Thomas Advisory Services Allen Thomas is a life insurance/annuity agent & a Licensed Financial Advisor. Please contact us vi

Our team wanted to share some perspective on liquidity for high-net-worth (HNW) portfolios, because while liquidity is o...
06/19/2026

Our team wanted to share some perspective on liquidity for high-net-worth (HNW) portfolios, because while liquidity is often thought of as simply “cash on hand,” it can also be a key driver of flexibility, control, and long-term financial success. Swipe for a brief overview of why liquidity matters and what a framework that includes liquidity consideration could look like.

Building liquidity can be less about how much cash you hold and more about how easily you can access capital without disrupting your long-term strategy. So, if you’ve been thinking about how this applies to your own situation, know that we are always happy to talk it through with you. Give the office a call today, and we can find a time to connect.

Our team is here to help protect and manage the wealth you’ve worked so hard to build. We design personalized strategies...
06/16/2026

Our team is here to help protect and manage the wealth you’ve worked so hard to build. We design personalized strategies to help protect your assets from market volatility, taxes, and unexpected risks, while creating opportunities for lasting growth.

You deserve seamless planning that brings together estate protection, diverse investments, and thoughtful legacy planning. From navigating complex portfolios to helping design a strategy for legacy protection, we are here to help you.

Give our team a call today, and we can get started.

Every June 14th, we celebrate the Stars and Stripes on Flag Day. While we’re all familiar with the United States’ flag, ...
06/14/2026

Every June 14th, we celebrate the Stars and Stripes on Flag Day. While we’re all familiar with the United States’ flag, we might not know all of the history behind this symbol.

To celebrate, we wanted to share a few fun facts about the history of the flag that might surprise you:

🔹 The current 50-star design was created by a 17-year-old. Robert G. Heft of Lancaster, Ohio, submitted the design as a high school project in 1958. It was chosen by President Eisenhower out of more than 3,000 submissions in 1960.

🔹 There have been 27 official versions of the flag. Twenty-five of those changes were solely to update the number of stars every time a new state joined the Union. The star additions were admitted on July 4th, and, together, they give us a rich visual history of the country's growth over time.

🔹 The colors for the flag have taken on their own meanings over the years. Charles Thomson, secretary of the Continental Congress in 1774, suggested that red represents hardiness and valor, white symbolizes purity and innocence, and blue stands for vigilance, perseverance, and justice.

🔹 Six American flags have been planted on the moon. Neil Armstrong and Edwin E. “Buzz” Aldrin were the first, but five additional Apollo missions have also left a flag on the lunar surface.

🔹 The current design is the longest-running version in history. No new states have been added since Hawaii joined the union in 1959, making this the most enduring flag design the country has ever had.

Wishing you a wonderful Flag Day filled with pride and appreciation for the history behind the flag we share.

June is Homeownership Month, a timely reminder that real estate can play a meaningful role in a sophisticated wealth str...
06/11/2026

June is Homeownership Month, a timely reminder that real estate can play a meaningful role in a sophisticated wealth strategy. For high-net-worth individuals, multiple-property ownership often reflects broader capital allocation and long-term legacy objectives.

When incorporated into a comprehensive wealth plan, real estate functions as more than a standalone asset. Strategic structuring and coordinated oversight can help position property holdings within the context of your portfolio and wealth management strategy. Swipe through to learn more.

If you are considering acquiring an additional property or simply evaluating how existing real estate holdings fit into your overall wealth strategy, our team is here to help. Give us a call today.

As summer approaches, many organizations begin to see increased employee turnover as younger workers cycle in and out of...
06/08/2026

As summer approaches, many organizations begin to see increased employee turnover as younger workers cycle in and out of the market, with school schedules affecting their ability to work.

That higher turnover can influence how a 401(k) plan operates behind the scenes, affecting administration, vesting considerations, and ongoing compliance monitoring. Significant changes can result in partial plan termination, which can have serious impacts for businesses, and even routine staffing changes can create cumulative effects over time.

Swipe for an overview of partial plan termination and other key considerations to keep in mind.

Workforce changes are a normal part of business operations, but aligning HR decisions with retirement plan administration helps avoid unexpected compliance challenges.

If your organization expects high turnover or seasonal workforce changes, feel free to reach out to schedule an annual compliance check-in. I’m happy to review your current plan operations, turnover trends, and overall plan health and provide guidance for possible next steps.

June is National Annuity Awareness Month, and to honor the month, we wanted to review what annuities are and how they mi...
06/05/2026

June is National Annuity Awareness Month, and to honor the month, we wanted to review what annuities are and how they might fit into your broader retirement strategies. Swipe for more information.

Deciding whether or not annuities are right for you requires a careful evaluation of fees, liquidity, and long-term goals. That’s where our team comes in. We are here to help you to explore how annuities might complement your existing plan. If you are interested, feel free to reach out anytime to schedule a review.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

It is a common misconception that 401(k) plan benchmarking is only necessary during a competitive job market. In reality...
05/18/2026

It is a common misconception that 401(k) plan benchmarking is only necessary during a competitive job market. In reality, regular benchmarking is an essential strategy that can help your plan remain cost-effective, compliant, and aligned with workforce needs and business goals. Swipe to learn more.

Interested in scheduling a benchmark review or seeing how your retirement plan compares to others in your industry? Give us a call today.

U.S. markets reached record highs in April, driven by strong corporate earnings and enthusiasm around AI. Investors larg...
05/13/2026

U.S. markets reached record highs in April, driven by strong corporate earnings and enthusiasm around AI. Investors largely looked past elevated inflation, rising yields, and persistent tensions in the Middle East, marking a sharp reversal from a difficult first quarter. Swipe through to learn more.

As always, don’t hesitate to reach out to our team with any questions or needs. We are here as a resource for you.

Address

Winter Haven, FL
33880

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18632070883

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