M&M Financial Freedom LLC

09/16/2021

Don't believe the hype! Do it the right way.

A credit sweep is a combination of words designed to make you think difficult things are easier than they are. For example, do you want to fix your credit or have it fixed? One of those implies you do it one of those apply someone else does it. Do you want to go through a credit repair process or do you want your credit sweep? One of those sounds like a lot of work and time and energy and money and the other sounds like a click of a button.

A credit sweep doesn’t exist. It simply a marketing gimmick designed by someone who wants to imply credit repair is easier than it is. I should clarify that credit sweeps do not exist legally. There are people who would gain access to the ability to do rapid resource and EOSCAR transactions and will illegally delete items from your credit report. But, this is not only fraudulent but shortsighted. Suppose I can click a button and delete a collection account from your credit report. Well, that creditor will report that item next month anyway; it will pop right back on. The credit sweep, therefore, was useless.

08/03/2021

How can I pay down my debt?
There are a couple of different approaches you can take when paying down your debt. You can pay down your smallest debt first, and then move on to the next one, and so on. This will help you reduce your overall debt faster. Another strategy is targeting those debts with high interest rates first because they will cost you more in the long run. If you can't afford to pay them off completely, you can also look into reducing the interest you pay on these debts in a variety of ways:

Balance transfers: Transferring the balance of a higher-interest rate credit card to a card with a lower interest rate could provide breathing room while you pay off the debt.
Refinancing: Securing a lower interest rate or reducing the length of a loan could help you save money over time.
Debt consolidation: Combining all of your debt into a single loan could simplify your monthly payments.
Once you've determined which strategy you'd like to use, check the terms of your accounts to avoid any fees that may come with paying off debt early. Also, make sure that while you focus on one debt at a time, you're still making the minimum monthly payments on all of your other debts.

06/14/2021

06/10/2021

Demolish Your Debt
If it’s currently not possible to pay off your credit card balance each month, don’t worry—there are payment strategies to help you quickly tackle your credit card debt. Live tomorrow at noon!
https://youtu.be/Npxjist3zAE

06/07/2021

Why wait for somebody to repair your credit when you can do it yourself if you would like a credit repair do it yourself book inbox me to get your copy today

05/24/2021

It's not too late to get your finances organized

05/11/2021

What are the 3 basic steps to better money management?
Whether you're planning for yourself or for your whole family, there are three basic steps you can take to make the most of your money: One: create a budget. Two: set savings goals. And three: tackle your debts.

04/28/2021

Registration for the Restaurant Revitalization Fund (RRF) will begin Friday, April 30 at 9 a.m. EDT and SBA will begin accepting applications via the application portal on Monday, May 3 at 12 p.m. EDT.

04/27/2021

Join Robinhood with my link and we'll both get free stock 🤝

Join millions of customers on Robinhood. Investing, plus the tools you need to put your money in motion. Certain limitations apply.

03/16/2021

If you follow the discipline that I have set for myself you two can be financially free. It's not easy. Now I just need some more income to go with this credit and I can't find any good Investments, everything is a scam and if you know me you know I'm not scared to invest in something that I know will flip my money...