Fusion Family Wealth LLC

07/17/2026

A few weeks ago, several clients asked me whether they should buy SpaceX after the IPO.
My answer wasn't really about SpaceX. It was about process.
I shared research showing that, historically, IPOs have underperformed the broader stock market. I also reminded clients that no financial plan succeeds or fails because of a single hot stock.
One client later asked if he should buy more after the stock had already surged. My response:
"You can afford to speculate a little, but your plan will never pivot on the presence or absence of any IPO. Keep your eye on the prize."
Today, SpaceX has fallen below its IPO price. That doesn't prove the advice was right. And if the stock doubles tomorrow, the advice would still be the same.
Investing success isn't about finding the next big thing. It's about consistently owning great businesses, staying diversified, and allowing compounding to work for decades.
The goal isn't to maximize returns.
The goal is to maximize the probability of achieving your goals.
The media celebrates moonshots. History celebrates discipline.
The greatest threat to long-term wealth is often not missing the next big winner—it's abandoning a proven compounding strategy in the pursuit of one. 🚀


Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
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07/10/2026

Fix It Friday Ep. 28 - Ego vs. Family: The Hidden Risk of DIY Investing.
Many successful people are used to figuring things out on their own.
They've built businesses, created wealth, and solved problems others couldn't. That confidence is often well-earned.
But investing is one area where success can create blind spots. Everyone makes mistakes, but highly successful people often make them with greater conviction. The confidence that fuels achievement can also amplify investment errors when overconfidence begins to masquerade as expertise.
The confidence that builds a business can create wealth. The confidence that goes unchecked in investing can destroy it.
In this week's Fix It Friday episode of the Crazy Wealthy Podcast, I explore why the greatest threats to long-term wealth aren't a lack of knowledge—they're behavioral. Fear, overconfidence, impatience, and emotion can derail even the smartest investors.
I also tackle a question too few DIY investors ask:
What happens to your family's financial future if you're no longer there to manage it?
Because while a portfolio may be built for an investor, a true wealth plan should be built for the people who depend on it.
💡 Key Takeaway:
"If your plan only works while you're there to run it, it isn't built for the people you love."
🎧 Listen to this week's episode of the Crazy Wealthy Podcast and discover why investing success is driven more by behavior than intellect.
If you'd like help building a wealth plan designed to protect your family—not just your portfolio—reach out to Fusion Family Wealth at 516-206-1320 (tel:516-206-1320).



Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
for important disclosure

information.

This episode explores the hidden dangers of DIY investing, overconfidence bias, behavioral finance, and protecting your family's financial future.

07/06/2026

Regardless of your politics, the new Trump Account is worth a look.
Eligible children under 18 can open a tax-advantaged investment account, and children born between 2025 and 2028 may qualify for a free, one-time $1,000 government contribution once the account is established.
Families can then contribute up to $5,000 annually. What interests me most isn't the account itself—it's the opportunity to harness decades of compounding.

The account generally transitions to traditional IRA treatment at age 18. Under current law, there may be planning opportunities to convert future tax-deferred growth into tax-free growth (meaning the child could potentially avoid ever paying taxes on both the contributions and the earnings, depending on future planning and tax laws).

These accounts must currently be opened through the government program and IRS election process, not through your traditional brokerage account.

Learn more via the IRS Trump Accounts page (https://hubs.li/Q04nBQ2C0). But the biggest benefit may have nothing to do with taxes or investment returns. It's the opportunity to teach children the habits that build wealth: save consistently, invest patiently, delay gratification, and let time work for you.

Time is the one asset every child has that no adult can buy back, and one of the greatest gifts we can give our children is learning how money works while they still have decades for those lessons to compound.

# TrumpAccount

Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
for important disclosure information.

07/01/2026

If headlines drove markets, stocks probably wouldn't be near all-time highs.

So why do markets keep rising despite inflation concerns, geopolitical conflict, political uncertainty, and elevated valuations?
Our most recent Behaving Your Way to Wealth newsletter, explores the forces most investors are overlooking—and why earnings, demographics, and behavior matter far more than headlines.














Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
for important disclosure information.

Turn on the news for five minutes, and it feels like everything is on the verge of falling apart. Inflation is still lingering. Geopolitical tensions are rising. Political uncertainty feels constant. Markets are “expensive.” And yet—despite all of it—the market keeps climbing. It doesn’t f...

06/19/2026

This week’s Fix It Friday is a simple but powerful idea:
There are two roads in wealth management.

One is built to keep you comfortable in the short term.�The other is built to actually get you where you want to go.

The tricky part? They can look almost identical at the start.

In this episode, I break down why “feeling safe” can quietly work against you and what really drives long-term success.

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Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
for important disclosure information.

Jonathan Blau explores the two distinct roads investors can take in wealth management, one built on conventional wisdom and another rooted in behavioral investment counseling.

06/12/2026

Last night was truly special.
Being honored in a room alongside so many impactful, driven, and generous leaders across Long Island was incredibly humbling. The energy, the passion, and the commitment to making a difference in our community was felt in every conversation. We’re especially grateful for our Fusion Family Wealth team, our wonderful clients, our friends, and the broader business community that continues to support and grow with us.
Thank you to the Long Island Press Power List presented by First Central Savings Bank and Schneps Media for bringing together such an extraordinary group and creating such a meaningful evening.




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Please Note: This designation reflects the editorial opinion of Long Island Press and was not based on any specific criteria, quantitative analysis, or review of client accounts. It does not reflect the quality of investment advice provided to any client, nor does it imply any level of performance or predict future investment results. Any related advertising was optional, paid for by Fusion Family Wealth, and not required to receive the recognition. No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

06/05/2026

Fix It Friday Ep. 26 - Why Even Smart People Make Bad Financial Decisions Under Uncertainty.

We just released a short Fix It Friday episode on a pattern we see all the time:

Smart people often behave backwards with investment decisions.

* When they’re up → they get cautious
* When they’re down → they take more risk

Why?

Losses feel 2–3x more painful than equivalent gains feel pleasurable—so decisions shift at exactly the wrong times.

This episode breaks down why it happens—and how we plan for it.



Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Crazy Wealthy Podcast · Episode

06/03/2026

We’re incredibly proud to celebrate Jonathan R Blau on being named to the Long Island Press Power List.
This recognition is a testament to the leadership, passion, and impact he brings not only to Fusion Family Wealth, but to the Long Island community as a whole.
We’re equally proud of our entire Fusion Family Wealth team, our wonderful clients, and the community that supports us—this honor is a reflection of all of you and the role you play in what we’ve built together.
Congratulations as well to all of this year’s honorees—this is an impressive group of leaders making a meaningful difference across our region.
A sincere thank you to Schneps Media for putting together such a special and well-deserved recognition. We’re grateful to be part of it and appreciate the spotlight on so many influential voices.
We’re looking forward to celebrating and connecting with our fellow honorees at the upcoming event.


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Please Note: This designation reflects the editorial opinion of Long Island Press and was not based on any specific criteria, quantitative analysis, or review of client accounts. It does not reflect the quality of investment advice provided to any client, nor does it imply any level of performance or predict future investment results. Any related advertising was optional, paid for by Fusion Family Wealth, and not required to receive the recognition. No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

06/01/2026

The Biggest Misunderstanding In Investing Isn't What You Think......
When financial advice starts to feel commoditized, it probably is.
Much of the wealth industry is running the same playbook: define goals, build a plan, select investments. That part matters—we believe in it deeply.
The difference is what those investments are built to protect against.
Most firms still rely on forecasting the economy, picking winning sectors, selecting managers, and timing markets. None of these can be done consistently over time, and they often make it harder for investors to stay disciplined.
They also rely on the same tools—optimization models and Monte Carlo simulations (like eMoney and MoneyGuidePro)—built on the flawed assumption that risk is volatility.
Here’s the disconnect:
Most portfolios are built to protect against short-term declines. But those declines are temporary. Inflation permanently erodes purchasing power by 3–4% annually.
At Fusion, we believe the real risk is the long-term permanent loss of purchasing power.
A $100 bill is currency, not wealth. It’s a medium of exchange, NOT a store of value. Preserving dollars that can’t keep up with inflation isn’t preservation—it’s gradual loss.
Yet many investors are still pushed into bond-heavy allocations in the name of safety. In reality, too much in bonds can quietly erode long-term outcomes and reduce standards of living over time.
We approach this differently.
We focus on the essentials: stocks vs. bonds, owner vs. lender, long-term expected returns.
Bonds still play a role—not to smooth volatility, but to fund near-term spending so long-term assets can stay invested and compound against inflation.
When a process depends on prediction, it becomes interchangeable.
When it’s built on clarity, discipline, and behavior, it becomes durable.
If your process feels commoditized, it probably is.
If you focus on the essentials, you give yourself a real chance to win.
If this resonates, we would welcome the conversation.
Call 516-206-1320 or email [email protected]

Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

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