Fusion Family Wealth LLC

08/28/2026

Fix It Friday Ep. 31 - Flying, Driving, Investing….and Availability Bias

Are you more afraid of flying or driving?
Most people say flying.

Yet statistically, flying is far safer than driving.
In the latest Fix It Friday episode of the Crazy Wealthy Podcast, we explore a powerful concept known as availability bias: our tendency to overestimate risks that are vivid, memorable, and constantly in the headlines while overlooking the more probable risks that quietly affect us over time. The same thing happens in investing.
Market volatility grabs our attention. Headlines, selloffs, and daily fluctuations make us uncomfortable. But discomfort is not the same as danger.

As we discuss in this episode Turbulence doesn't mean the plane is crashing. Market volatility doesn't mean your financial plan is failing.

The greater long-term risk may be inflation quietly eroding purchasing power over decades.
Successful investing often requires looking beyond today's headlines and focusing on long-term probabilities rather than short-term emotions.

Here’s the Fix:
"The goal isn't a smooth ride. It's arriving safely at your destination."

If recent market volatility has you wondering whether you're reacting to headlines or following a long-term plan, this episode is for you.
Listen now and let us know: What's one financial risk that you think investors tend to overestimate?




Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
for important disclosure information.

This episode explores how availability bias causes investors to confuse temporary market volatility with true financial risk.

08/07/2026

Most people think a fiduciary advisor's job is to act in a client's best interest.
That's true. But I believe that's only half the job.

The other half is helping clients act in their own best interest when markets become volatile and emotions take over.

Fear tells us to sell. Greed and Envy tell us to chase what's working. Headlines convince us we need to do something.
But some of the best investment decisions you'll ever make involve doing nothing at all.

The highest form of fiduciary advice isn't simply recommending the right portfolio or financial plan. It's helping people develop the discipline to stick with a good plan when it's hardest to do so.

As Benjamin Graham famously observed:
"The investor's chief problem, and even his worst enemy, is likely to be himself."

That's the focus of this week's Fix It Friday episode of the Crazy Wealthy Podcast.
Investment success is often less about what you own and more about how you behave.


Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
for important disclosure information.

jFix It Friday Ep. 30 - The Missing Half of Fiduciary Advice

This episode explores the often-overlooked side of fiduciary advice: helping investors consistently act in their own best interests.

07/24/2026

Fix It Friday Ep. 29 - Behavioral Investment Counseling: Interesting to Learn… Life‑Changing to Live
Most investors spend their time looking for the next market prediction, the next winning investment, or the next economic forecast.
But what if the pursuit of those things is exactly what gets investors into trouble?
In this week's Fix It Friday, I explore a simple but powerful truth: your behavior matters far more than your forecast.
We discuss the difference between temporary market volatility and the permanent risk of inflation, why chasing performance can derail long-term results, and how a disciplined plan helps investors stay on track when uncertainty strikes.
🎙️ The key takeaway: Markets don't determine your outcome nearly as much as your behavior does.
The market will test your portfolio. Life will test your plan. But in the end, the greatest determinant of success is how you respond to both.

Investment Counseling


Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
for important disclosure information.

Why behavioral investment counseling can be the difference between simply understanding investing and achieving lasting financial success.

07/17/2026

A few weeks ago, several clients asked me whether they should buy SpaceX after the IPO.
My answer wasn't really about SpaceX. It was about process.
I shared research showing that, historically, IPOs have underperformed the broader stock market. I also reminded clients that no financial plan succeeds or fails because of a single hot stock.
One client later asked if he should buy more after the stock had already surged. My response:
"You can afford to speculate a little, but your plan will never pivot on the presence or absence of any IPO. Keep your eye on the prize."
Today, SpaceX has fallen below its IPO price. That doesn't prove the advice was right. And if the stock doubles tomorrow, the advice would still be the same.
Investing success isn't about finding the next big thing. It's about consistently owning great businesses, staying diversified, and allowing compounding to work for decades.
The goal isn't to maximize returns.
The goal is to maximize the probability of achieving your goals.
The media celebrates moonshots. History celebrates discipline.
The greatest threat to long-term wealth is often not missing the next big winner—it's abandoning a proven compounding strategy in the pursuit of one. 🚀


Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
for important disclosure information.

07/10/2026

Fix It Friday Ep. 28 - Ego vs. Family: The Hidden Risk of DIY Investing.
Many successful people are used to figuring things out on their own.
They've built businesses, created wealth, and solved problems others couldn't. That confidence is often well-earned.
But investing is one area where success can create blind spots. Everyone makes mistakes, but highly successful people often make them with greater conviction. The confidence that fuels achievement can also amplify investment errors when overconfidence begins to masquerade as expertise.
The confidence that builds a business can create wealth. The confidence that goes unchecked in investing can destroy it.
In this week's Fix It Friday episode of the Crazy Wealthy Podcast, I explore why the greatest threats to long-term wealth aren't a lack of knowledge—they're behavioral. Fear, overconfidence, impatience, and emotion can derail even the smartest investors.
I also tackle a question too few DIY investors ask:
What happens to your family's financial future if you're no longer there to manage it?
Because while a portfolio may be built for an investor, a true wealth plan should be built for the people who depend on it.
💡 Key Takeaway:
"If your plan only works while you're there to run it, it isn't built for the people you love."
🎧 Listen to this week's episode of the Crazy Wealthy Podcast and discover why investing success is driven more by behavior than intellect.
If you'd like help building a wealth plan designed to protect your family—not just your portfolio—reach out to Fusion Family Wealth at 516-206-1320 (tel:516-206-1320).



Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
for important disclosure

information.

This episode explores the hidden dangers of DIY investing, overconfidence bias, behavioral finance, and protecting your family's financial future.

07/06/2026

Regardless of your politics, the new Trump Account is worth a look.
Eligible children under 18 can open a tax-advantaged investment account, and children born between 2025 and 2028 may qualify for a free, one-time $1,000 government contribution once the account is established.
Families can then contribute up to $5,000 annually. What interests me most isn't the account itself—it's the opportunity to harness decades of compounding.

The account generally transitions to traditional IRA treatment at age 18. Under current law, there may be planning opportunities to convert future tax-deferred growth into tax-free growth (meaning the child could potentially avoid ever paying taxes on both the contributions and the earnings, depending on future planning and tax laws).

These accounts must currently be opened through the government program and IRS election process, not through your traditional brokerage account.

Learn more via the IRS Trump Accounts page (https://hubs.li/Q04nBQ2C0). But the biggest benefit may have nothing to do with taxes or investment returns. It's the opportunity to teach children the habits that build wealth: save consistently, invest patiently, delay gratification, and let time work for you.

Time is the one asset every child has that no adult can buy back, and one of the greatest gifts we can give our children is learning how money works while they still have decades for those lessons to compound.

# TrumpAccount

Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
for important disclosure information.

07/01/2026

If headlines drove markets, stocks probably wouldn't be near all-time highs.

So why do markets keep rising despite inflation concerns, geopolitical conflict, political uncertainty, and elevated valuations?
Our most recent Behaving Your Way to Wealth newsletter, explores the forces most investors are overlooking—and why earnings, demographics, and behavior matter far more than headlines.














Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
for important disclosure information.

Turn on the news for five minutes, and it feels like everything is on the verge of falling apart. Inflation is still lingering. Geopolitical tensions are rising. Political uncertainty feels constant. Markets are “expensive.” And yet—despite all of it—the market keeps climbing. It doesn’t f...

06/19/2026

This week’s Fix It Friday is a simple but powerful idea:
There are two roads in wealth management.

One is built to keep you comfortable in the short term.�The other is built to actually get you where you want to go.

The tricky part? They can look almost identical at the start.

In this episode, I break down why “feeling safe” can quietly work against you and what really drives long-term success.

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Please Note: No individual has been provided nor promised any direct or indirect economic benefit for sharing Fusion podcasts/articles/opinions. No post should be construed as any assurance that a reader will find the podcast/article/opinion beneficial.

Please see Fusion Family Wealth Website
for important disclosure information.

Jonathan Blau explores the two distinct roads investors can take in wealth management, one built on conventional wisdom and another rooted in behavioral investment counseling.