St. Croix Advisors, LLC

07/22/2026

Many retirees spend decades preparing for retirement. Far fewer prepare for what comes after retirement.

How will you spend your time? What will give your days meaning? Who will benefit from your experience, wisdom, and generosity?

Retirement planning should include more than finances. It should include purpose.

07/21/2026

How much money do you need before you finally feel secure? For many people, the answer keeps changing.

A larger account balance doesn't always create greater peace of mind. At some point, financial security becomes less about accumulation and more about confidence in your plan.

07/20/2026

An adult child putting their own life on hold to care for an aging parent is becoming increasingly common. The emotional toll can be significant, and the financial impact can be even greater.

Planning for long-term care isn't just about protecting your future. It may also protect the future of those who love you most.

07/19/2026

Many investors spend countless hours worrying about the next market correction. Few spend the same amount of time reviewing their estate plan. Yet one event is uncertain while the other is guaranteed.

A well-built financial plan addresses both the opportunities of life and its inevitable realities.

07/18/2026

Have you ever donated to a cause or supported a business simply because something you saw online or on the news stirred a strong emotion?

You're not alone. I've done it too.

There's nothing wrong with generosity that begins with compassion or even outrage. In our most recent article, we discuss "rage donations" and some strategies to consider.

Rage giving can inspire generosity, but thoughtful planning helps your donations reflect your values and create lasting impact.

07/18/2026

It's easy to be generous when times are good. The true test of stewardship often comes during uncertainty.

Can we continue to trust God with our finances when markets decline, expenses increase, or the future feels unclear?

Generosity isn't always a reflection of abundance. Sometimes it's a reflection of faith.

07/17/2026

Have you chosen someone to make decisions if you can't?

A medical emergency or cognitive decline can leave families scrambling if powers of attorney and healthcare directives aren't in place. These documents aren't just for the elderly. They're for anyone who wants their wishes honored and their family protected from unnecessary stress.

07/16/2026

What would happen if your income stopped tomorrow?

For those still working, the ability to earn an income may be your most valuable financial asset.

Many people insure their homes, cars, and even cell phones, yet fail to protect the income that supports everything else.

Financial planning isn't just about protecting what you own. It's about protecting your ability to continue building wealth.

07/15/2026

Some people believe financial planning and faith exist in separate worlds. Scripture suggests otherwise.

Money is one of the resources God entrusts to us. How we earn it, save it, spend it, invest it, and give it reflects our priorities and values.

Working with a financial advisor who understands your faith can help ensure your financial decisions support both your family's needs and the causes and people God has placed on your heart.

Good stewardship isn't about having more. It's about faithfully managing what you've already been given.

07/14/2026

Social Security remains an important part of retirement income for millions of Americans. Yet questions continue surrounding the program's long-term future.

Whether changes happen or not, a strong retirement plan shouldn't rely on a single source of income. Diversification applies to retirement income just as much as it applies to investing.