Keston’s Financial Tips They Didn’t Teach in School

01/08/2026

Interesting read!

Do you know how much you’re going to retire with?
Do you know how long that money is going to last?
Do you know how much is it going to be after tax?

https://www.mandomarketing.com/library/wp-content/uploads/2016/05/401k-Inventor-Says-He-Created-A-Monster.pdf

12/09/2025

If you are a small business owner, aka self employed or an employee of a small business, there are opportunities for you too. We work with Fidelity Investments to create tax deferred or tax deductible contributions too.

Find out more by reaching out for a free online consultation with us.

11/25/2025

⚠️We drop $100 at the casino, but don’t put $100 into building wealth for our families.
Our community deserves better‼️.⚠️

If you invested $100 in 1970, how much would it be worth today?

Take a moment to enjoy the power of time this graph shows.

At 1990, almost 20 years after the initial investment all of these lines are SO close together! The longer you wait, the bigger difference you see in these numbers.

At 2024, however, we see all of these lines (even cash all the way at the bottom) MUCH higher than they were even 20 years ago.

This graph is not perfect, especially when it comes to real estate. This data uses the Case-Shiller Index to measure the growth of real estate, which is essentially measuring price growth. For such a complex asset class, the researcher admits this is tough to measure. So your takeaway should not be that real estate is not a useless asset class!

A final disclaimer: every time we post about a variety of asset classes, we always hear from the crypto community on the lack of inclusion. This asset class has not been around since 1970 so we cannot use crypto for this case study!

***Each category uses the annual return based on the below:
- Corporate Bonds = Moody's Aaa and Baa from FRED
- Gold = Year-End Price per oz, Inflation = CPI
- Treasury Bonds = 10 year Treasuries from FRED
- Real Estate = Case-Shiller Index
- Cash = 3-month T-bills from FRED

05/29/2025

Click the link to learn about the Swiss Army knife of financial services!

This is the first step to becoming financially responsible.

Ask my family member’s why they chose this option?

04/10/2025

Boom 💥 licensed in Arkansas and in the beautiful state of Hawaii. 👏🏽

03/05/2025

Just look at what an $100 dollars a month can do for your kids future!
It’s so easy to spend that same $100 a day.

From $48,000 to $351,000 through out 40 Years at an 8 percent interest rate is fairly conservative in my opinion.

Imagine 12% growth?

$100 per month over 40 years adds up to $48,000 - that much money would be huge for most Americans!

But if that money receives an 8% rate of return that's $351,428!

That means that only 86% of your investment value comes from growth.

This illustration isn't meant to be a guide to your retirement. But it is meant to show you the power of compounding interest over the long term.

Take control of you money, before your money takes control of you.

02/27/2025

For those who are interested in learning about what we do.
Feel free to contact me!

Welcome! You are invited to join a meeting: The 7 Money Milestones Overview. After registering, you will receive a confirmation email about joining the meeting.

02/19/2025

Stop using your money to fund Starbucks. Start funding your future self.

02/18/2025

https://cyl.howmoneyworks.com/kestonlejjena

Not An Ad!

Also not paid to share the books! Everyone deserves to be financially savvy.

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02/15/2025

A Wave of Wealth Is On the Way—Will Your Family Be Ready?

Baby Boomers hold $17.3 trillion in home equity, with 75% planning to pass it down to their children. This historic wealth transfer presents a massive opportunity—but also a risk if the next generation isn’t financially prepared.

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