Derek Hartmann - Wealth Advisor at Fraser Wealth Management

09/01/2026

I've shared before, my love for competitive mini golf. Well here is an accessible event being put on for those in wheelchairs! If you know someone or an organization that might know someone, please share! It's going to be a fun event. 🎉

1st Annual Kenosha (WI) Wheelchair Mini Golf Championship! ♿️⛳️

September 26, 10am
America's Action Territory

2 Rounds (36 holes)
1st Prize: $100
Awards for 1st, 2nd & 3rd

Entry fee: $30

Register: https://www.mcminimasters.com/wheels

08/27/2026

Financial Independence.... It's a term and goal that can open up many other opportunities in one's life. Do you know what it means? Is it your focus? How could it change your life?

Today, I talk about financial independence (not retirement)and why you should be incorporating it into your goals and plans.

08/25/2026

Not financial planning related, but absolutely the best part of my weekend was Greyson's first tee ball practice! 🥰 He's been so excited, hitting balls off the tee in the basement and practicing his fielding. He's obsessed and I love it!

08/19/2026

How does summer go so quickly?! These two kids of ours, are getting older, taller, smarter AND sassier. 😂

Wishing them and all the other students going back to school, a wonderful year!

And a big thanks to all of the teachers out there. You are special people and we appreciate the knowledge and guidance you provide, while keeping the kids safe, happy and learning.

Here's to a great year for everyone! ❤️

08/18/2026

Today... A quick note about financial coordination and striving for financial independence!

Please reach out if you'd like to have a discussion.

Have a wonderful week!☺️

07/31/2026

This week, the family and I rented bikes and took a bike ride through Peninsula State Park, a nice 10+ mile trip. After stopping at the Eagle Bluff Lighthouse, we started our journey back in. I was talking to them... And nothing. Not a peep. 🚲😴

My kids were lulled to sleep by the bumps and sound of the gravel bike path.

They missed the scenery, the wildlife, and the adventure!

Of course it made my financial planning obsessed brain think.... 🧠

A lot of people unknowingly let the same thing happen with their finances.

Life gets busy. Careers, kids, vacations, sports, and endless to-do lists. Years go by, and before you know it, you've been on "autopilot" with your retirement accounts, investments, insurance, or estate plan.

Being "asleep" financially doesn't usually cause problems overnight.

It's the little things you don't notice over 5, 10, or 20 years that can have the biggest impact:

• Old 401(k)s that were never reviewed.
• Investments that no longer fit your goals.
• Beneficiaries that haven't been updated. BIG OOPS!
• Tax-saving opportunities that were missed. $$$$
• Retirement plans that were never stress-tested.

You don't have to obsess over your finances every day, but you also don't want to sleep through the journey. 😴

Every once in a while, it's worth waking up, taking a look around, and making sure you're still headed where you want to go.

If it's been a few years since someone has taken a fresh look at your financial plan, I'd be happy to have a conversation!

07/28/2026

Are you an educator? Or maybe you know an educator? Maybe you are an educator, AND you also know one! 😊

The 403b system can be extremely tough and confusing to navigate. Most school districts take a hands-off approach with a program that is often littered with expensive options and 'advisors' roaming the halls and lunchroom to make a sale.🙈

Educators are left to navigate the 403(b) program with no real education on what's good or bad.... Often choosing an option that can cost them tens of thousands of dollars and more over their careers!! 💸

If you're an educator—or have a family member or friend who is—I'd be happy to provide a complimentary 403(b) review before the school year gets busy. 📝📚💻

No pressure. No obligation. Just an opportunity to make sure your retirement savings are working as hard as you do.

📩 Feel free to send me a message or give me a call to schedule a time to review your 403(b) plan and options.

07/24/2026

Often, an introductory call starts with "I don't know if I have enough money to work with you, but I don't know if I'm on the right path." Because there's a stigma that you need to have millions of dollars to work with a Financial Planner.

But the truth is, working with someone like myself is important when your financial life starts getting a little more complex.

Below are a few reasons that, if they relate to you, you might consider working with a CERTIFIED FINANCIAL PLANNER®.

Please reach out if you'd like to discuss whether working with me might be right for you.

Have a great weekend!

07/10/2026

Sitting here on this Friday, I see this corner. This corner of my office isn't flashy or fancy, but it shows an incredible piece of what motivated me to get to where I am today. You can see a picture of me fist bumping my daughter Madelyn when she was less than a few months old. And another picture of Becky and I holding her around the same time, as we visited a restaurant with family.

When I started here at Fraser Wealth Management, I had nothing business wise. No book of business. No income. No real idea of how I would grow. And I DEFINITELY had no idea that COVID was coming a few months later.

But what I did have was Becky and that brand new baby girl. Both gave me the motivation and courage to jump off and try to make it on my own. That baby girl gave me the final push to go after something I had thought about for a long while, to chase the dream of guiding people on the path to financial success on my own terms... To give them the confidence to make better decisions in creating a better life for them and their family's.

I've had my business for almost 7 years now and I'm thankful for all of my clients and those that have helped me along the way. Sometimes we need a push to get moving towards an incredible opportunity. I was lucky mine came when it did. ❤️

Thank you all that have trusted me and I look forward to continuing to work with you all for years to come.

07/01/2026

Can you feel that heat?! 🥵 I cannot believe it's ALREADY July.🤯 Time really does fly.... And during that passing time, things REALLY do change.

Think about everything that's changed over the past few years:
• Your income
• Your career
• Your family
• Inflation
• Interest rates
• Taxes
• Your retirement goals

Yet many people are still following the same financial strategy they put in place years ago.

If it's been more than a year since you've reviewed your financial plan, this is a great time to ask yourself:

"Does my financial plan still fit the life I'm living today?"

If the answer is "I'm not sure," let's have a conversation!

Stay cool out there. ❄️🧊