Moyer Group Wealth Management of Raymond James

07/13/2026

Did you know the order you withdraw retirement money from actually affects your tax bill?

It's not just about how much you've saved, it's about which account you pull from first, and when.

A couple of quick things to know for 2026: married couples stay in the 12% tax bracket up to $100,800 of taxable income (single filers, it's $50,400); one dollar over that line and the next dollar gets taxed at 22%. And having a cash cushion on hand means you're not forced to sell investments during a rocky market.

Retirement withdrawal strategy is one of those things that's easy to get wrong and expensive to fix after the fact. If you're within a few years of retirement (or already there), it's worth a conversation.

We're happy to help you think it through.
Give us a call 740.617.2580

07/04/2026

250 years in the making. Wishing you a happy and memorable Fourth of July!

07/02/2026

Happy Birthday, Olivia!
We hope today brings plenty of joy and the year ahead brings continued success and exciting moments. So glad you're one of us!

07/02/2026

In observance of Independence Day, our office will be closed on Friday, July 3 rd.

Wishing everyone a wonderful holiday weekend filled with celebration, fun, and time with loved ones!

07/01/2026

When it comes to choosing a place to retire, location definitely matters. But there are other factors to consider as well, like whether to rent or buy a home. Here are a few things to think through:

raymondjames.com

06/23/2026

Trump Accounts are getting a lot of attention right now — and with that comes a lot of questions.

What are they designed to do?

Who are they really for?

And how do they fit alongside things like 529 plans and other savings strategies?

These accounts are meant to support long-term planning for children, especially when it comes to building wealth over time.

Because these accounts are new and still evolving, context matters. Understanding how they work — and where they don’t — can help families make more informed decisions before acting.

If you’re ready to have this conversation, or know someone who could benefit from it, connect with me through the link in the comments.

06/21/2026

Today we celebrate the dads who lead with strength, kindness and dedication. Wishing you a happy Father's Day!

06/19/2026

Recognizing Juneteenth as an opportunity to honor history, celebrate progress and commit to the future.

06/15/2026

Their first paycheck is more powerful than they know.
Summer jobs are often framed as spending money — gas, clothes, a little independence. But for parents paying attention, a teen's first earned income is actually a rare financial opportunity that most families overlook entirely.

Here's what changes the moment your child earns their first paycheck: they become eligible to open a Roth IRA.
A Roth IRA requires earned income — not gifts, not allowance — which means a summer job is the key.

Contributions grow tax-free, withdrawals in retirement are tax-free, and starting at 16 or 17 gives that money 50+ years to compound before it's ever needed.

A few questions we help families think through:
These aren't complicated conversations, but they're ones that are easy to put off — and putting them off is the only real mistake.
If your teen worked this summer, we'd welcome a conversation.

Give us a call or schedule time with our team. We're happy to walk through the options with you, no commitment required.

Roth IRA owners must be 59½ or older and have held the IRA for five years before tax-free withdrawals are permitted.