Financial Planning with Yan Torres

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Financial Planning with Yan Torres Advocating for Financial Freedom for Filipinos

"𝐌𝐚𝐡𝐚𝐥 𝐚𝐧𝐠 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞."Mas mahal ang gastos kapag 𝐰𝐚𝐥𝐚!Imagine kung bigla kang mangailangan ng malaking halaga dahil:😷 Na...
20/05/2025

"𝐌𝐚𝐡𝐚𝐥 𝐚𝐧𝐠 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞."
Mas mahal ang gastos kapag 𝐰𝐚𝐥𝐚!

Imagine kung bigla kang mangailangan ng malaking halaga dahil:
😷 Nagkasakit ka
🚨 Na-aksidente ka
👨‍👩‍👧‍👦 O kailangan ng pamilya mo ng suporta

Sinong magbabayad para sa'yo?

Mas okay nang 𝐫𝐞𝐚𝐝𝐲 kaysa 𝐦𝐚𝐠𝐬𝐢𝐬𝐢.
📩 Be protected! Message me today!

If you have a young family, life insurance isn’t a luxury — it’s a responsibility.It’s not about expecting the worst…It’...
05/05/2025

If you have a young family, life insurance isn’t a luxury — it’s a responsibility.

It’s not about expecting the worst…
It’s about being prepared, so your loved ones can live without fear, even when life throws the unexpected your way.

Here are 5 reasons why life insurance matters more than most people realize:

1️⃣ Ensure your loved ones are taken care of
If you’re no longer around, life insurance gives your family the financial cushion they need to grieve without worry — covering daily living costs, childcare, and household expenses.

2️⃣ Pay off debts
From home loans to car payments and credit cards, your debts don’t disappear if you do. Life insurance ensures your family isn’t left behind to shoulder the burden alone.

3️⃣ Cover funeral expenses
A funeral can cost thousands — and it’s often an unexpected bill at an already emotional time. Life insurance takes care of that cost so your family doesn’t have to.

4️⃣ Provide for the future
From saving for college to keeping up with lifestyle needs, the payout from life insurance can help your children and spouse move forward with their dreams, even if you’re no longer there to guide them.

5️⃣ Protect against the financial consequences of the unexpected
Tragedy doesn’t send a warning. With the right policy in place, your family can focus on healing instead of scrambling to find financial stability.

If you’re reading this and haven’t taken the first step — now’s the time.
Your family deserves more than just your presence. They deserve your protection, even in your absence.

📩 Speak to your advisor. Ask the right questions.
Start building your safety net today.
Because peace of mind is the greatest gift you can give.



ctto

… even when you can’t be there😌You may not always be there for your family...But life insurance makes sure your love is ...
01/05/2025

… even when you can’t be there😌

You may not always be there for your family...
But life insurance makes sure your love is still.

Taking care of your loved ones doesn't stop when life gets uncertain.

Life insurance isn't about expecting the worst — it's about planning for what matters most.
✅ It's protection.
✅ It's peace of mind.
✅ It's the most loving financial decision you can make today... for their tomorrow.

Because your commitment doesn't end — even when you're no longer around.

PROMISES FULFILLED 🌟 Sun Life Philippines paid over ₱6 billion in benefits in 2024, demonstrating our unwavering commitm...
01/05/2025

PROMISES FULFILLED 🌟

Sun Life Philippines paid over ₱6 billion in benefits in 2024, demonstrating our unwavering commitment to being the Filipinos’ Partner for Life!

As we celebrate our 130th anniversary, we are continuously improving our claims process to deliver timely and effective solutions for our Clients. 💛

𝗕𝗮𝗸𝗶𝘁 𝘀𝗶 𝗦𝘂𝗻 𝗟𝗶𝗳𝗲 𝗮𝗻𝗴 𝗣𝗜𝗡𝗜𝗟𝗜 𝗞𝗢? 🤗•The First and Oldest Life Insurance in the Philippines.•In existence since 1895•130 y...
26/04/2025

𝗕𝗮𝗸𝗶𝘁 𝘀𝗶 𝗦𝘂𝗻 𝗟𝗶𝗳𝗲 𝗮𝗻𝗴 𝗣𝗜𝗡𝗜𝗟𝗜 𝗞𝗢? 🤗

•The First and Oldest Life Insurance in the Philippines.
•In existence since 1895
•130 years in the Philippines and 160 years in Canada.
•Listed in Philippines Stock Exchange
•Regulated by Insurance Commission
•Rank as Top 1 Life Insurance Company in the Philippines based on total premiums, for "14” consecutive years.
•Has 21,000+ more Financial Advisors and counting.
•More than 6.5 Million Clients and counting

Our Mission is to help clients achieve lifetime financial security.

TRUST , RESPECT , STABILITY.

Make a bright choice today, message me. Let's plan ahead for your brighter future.😊✨️



Ctto

“HEALTH INSURANCE IS A MUST” Mahal po ang magkasakit. Mas okay na magbayad ka ng 500/month (minimum coverage) kesa magba...
24/04/2025

“HEALTH INSURANCE IS A MUST”

Mahal po ang magkasakit. Mas okay na magbayad ka ng 500/month (minimum coverage) kesa magbayad ng isang bagsak for illnesses. (ctto)

GET WELL SOONEST, ENCHONG! 🥹🙏

Actor Enchong Dee opened up on Monday about a recent health scare triggered by an allergic reaction.

"My throat almost closed if it wasn't for their quick response. I honestly don't know the full list of my allergies. Now, it will be a priority as soon as I'm done with work," he said. (Instagram/Enchong Dee)

Proper way to handle your finances! Save muna bago gastos para iwas over spending beyond your means. In short, iwas utan...
21/04/2025

Proper way to handle your finances! Save muna bago gastos para iwas over spending beyond your means. In short, iwas utang! 💛🤗

Yung 20% ng income mo, ilagay natin sa insurance/investment side ⭐️💫 Message me for more accurate Financial Planning 😉😉😉

Unexpected, unplanned😔Accidents strike when you least expect it — anytime, anywhere. Be prepared, stay insured.
14/04/2025

Unexpected, unplanned😔

Accidents strike when you least expect it — anytime, anywhere. Be prepared, stay insured.

Covered na raw hospitalization… pero bakit ka nag-loan for ₱1.5M hospital bills?A lot of professionals think, “Okay na y...
09/04/2025

Covered na raw hospitalization… pero bakit ka nag-loan for ₱1.5M hospital bills?

A lot of professionals think, “Okay na yung HMO from work.”

Pero once na may nangyaring malala, they find out:

❌No cash benefit.

❌Limited age coverage.

❌HMO can’t help you outside accredited hospital

❌PhilHealth barely makes a dent.

Isa sa mga client namin, 31 years old. May HMO siya sa work.

Nang na-diagnose siya ng breast cancer, akala niya sapat na.

But only the tests were covered.

Lab tests and initial check-ups were covered, yes.

But when the bills piled up and she needed treatment abroad, until her health insurance finally saved her from 2.5M worth of financial stress.

65% ng medical expenses sa Pilipinas?

Binabayaran pa rin mula sa sariling bulsa.

Kahit may PhilHealth. Kahit may HMO.

Don’t wait until it’s too late.

Let’s chat—no pressure, kwentuhan lang.(c)

Message me for a quick 10-minute consultation.

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