Sonja Du Toit - Sanlam Financial Adviser, Marloth Park, Mpumalanga

05/09/2026

What if one of the greatest gifts you could give your child isn't a toy, but a stronger financial future? 👶💙

Speak to Sonja Du Toit - leave a message to be contacted - https://www.sanlamadvice.co.za/adviser/sonja-du-toit

Many parents focus on today's needs, but building wealth is often about starting early and staying consistent.

The earlier you begin planning for the future, the more time your money has to work towards your long-term goals. That's why it's worth exploring solutions designed to help you build a legacy for the next generation.

Discover how the Sanlam Cumulus Echo Retirement Plan could form part of your family's long-term financial journey.

Get in touch to learn more.

04/09/2026

A common challenge for many SMEs isn't a lack of ambition. It's a lack of financial visibility.

Economic uncertainty, changing market conditions and rising costs make financial discipline more important than ever. One of the simplest ways to strengthen your business is to revisit the fundamentals:

• Build and update a financial roadmap
• Stay on top of bookkeeping and tax planning
• Monitor cash flow consistently
• Manage debt strategically
• Keep personal and business finances separate

As the saying goes, "A failure to plan is a plan to fail."

Taking time to review these areas can help business owners move from simply surviving to planning for sustainable growth.

🔗 Explore the full article in our blog for practical insights on giving your business finances a spring clean.

In money, as in life, a failure to plan is a plan to fail. This spring, get your financial house in order by preparing a financial road map for the year ahead. Pandemics, climate change, crime, political unrest and a sluggish economy have had a devastating impact on many SMEs over the past few years...

01/09/2026

Spring has arrived... but so has a bigger fuel bill. 🚗⛽

With petrol set to increase by R1.34 per litre and diesel rising even more, many South Africans will feel the impact on their monthly budgets.

According to the latest adjustment, higher global oil prices are among the key drivers behind the increase.

While we can't control fuel prices, we can control how we prepare:

✅ Review your monthly transport budget
✅ Combine errands into fewer trips
✅ Consider carpooling where possible
✅ Redirect small savings from non-essential spending to cover higher travel costs

A few small changes can help soften the pressure on your wallet.

Take a look at September fuel price changes and prepare accordingly:

https://businesstech.co.za/news/energy/872498/here-is-the-official-petrol-price-for-september-7/

30/08/2026

🌸 Small habits become powerful wealth-building tools over time.

Automating savings, reducing unnecessary debt, increasing investment contributions after salary increases, building an emergency fund and investing consistently can all make a significant difference.

Financial independence starts with intentional decisions today.

Learn how to get started in my blog article below:
https://www.sanlamadvice.co.za/adviser/sonja-du-toit/blogs/five-great-money-moves-for-women/

Sonja Du Toit
📞0824115856 / 0824115856
📧[email protected]
🏠2446 Woodpecker Street, Marloth Park, Mpumalanga, 1321

26/08/2026

💡 Learn the 9 key elements every sound financial plan should have.

#5. Be prepared for retrenchment

#9. Don’t neglect your paperwork.

Find them all in my blog article 👉 - https://www.sanlamadvice.co.za/adviser/sonja-du-toit/blogs/9-essentials-of-a-sound-financial-plan/

Sonja du Toit
📞 Phone: 0824115856
📧 Email: [email protected]
🏢 Office: 2446 Woodpecker Street, Marloth Park, Mpumalanga, 1321

17/08/2026

💡 Divorce can bring significant financial changes, making it important to understand the impact on your income, assets, savings, and future financial goals. Being informed can help you make confident decisions and build a secure financial future.

It is said that nearly half of all marriages in South Africa end in divorce. Unfortunately divorce usually goes hand in hand with great unhappiness about the way in which the assets the two parties have built up over the years should be divided.

14/08/2026

🌸 Know Your Worth. Invest in Your Future. 🌸
This , Financial confidence starts with recognising your value and taking intentional steps towards your goals.

Whether you're growing your wealth, planning for retirement, protecting what matters most, or building a lasting legacy, every smart financial decision today helps create a stronger tomorrow. 💙

📞 Ready to take charge of your financial future? Speak to your trusted financial adviser today - 0824115856

💬 Tag a woman who inspires you.

🔄 Share this post to encourage someone on their financial journey.

📲 Follow our page for more financial planning insights and practical money tips throughout Women's Month.

13/08/2026

A serious illness affects more than health. It can impact income, savings and your family's financial wellbeing. Cancer cover forms part of a holistic protection strategy designed to provide support during challenging times.

Review whether your current cover remains appropriate for your needs:
https://www.sanlamadvice.co.za/adviser/sonja-du-toit/insurance/cancer-cover/

📞 Phone: 0824115856
📧 Email: [email protected]
🏢 Visit: 2446 Woodpecker Street, Marloth Park, Mpumalanga, 1321

10/08/2026

Your focus is building your future. Keep it protected and save by combining your car and home contents cover this .

Get more value and help when you need it - at no extra cost.

Speak to a short-term insurance adviser below for an obligation free quote or review of your existing insurance:

https://www.sanlamadvice.co.za/adviser/sonja-du-toit/contact-us/
0824115856

09/08/2026

Learn how disciplined withdrawals, smart asset allocation and effective risk management can help sustain your retirement income, protect against inflation and support long-term financial security.

Learn how disciplined withdrawals, smart asset allocation and effective risk management can help sustain your retirement income, protect against inflation and support long-term financial security.