Sonja Du Toit - Sanlam Financial Adviser, Marloth Park, Mpumalanga

23/06/2026

🚻 DADS - YOU NEED TO HAVE A WILL.

HERE'S WHY:

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Having a will is not a luxury of the wealthy; in fact, one could argue that middle income earners require the protection of a will more so than their wealthy counterparts.

Should you die without a valid will in place; the winding up of your estate will follow the requirements set in the Intestate Succession Act, thus disregarding any wishes that you may have had regarding the disbursement of your wealth.

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What about your kids?

Should your heirs be minors, their inheritance will be placed in The Guardians fund to be managed by the state until they are 18 years of age. The surviving spouse may end up receiving a much-reduced share of the inheritance.

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Did you know...

After all assets are sold, there is a possibility that the surviving spouse may not have sufficient funds to provide for the basic necessities of the household.

Make sure you have the final say, draft a will!

Speak to a financial adviser Sonja du Toit anytime for assistance - 0824115856
https://www.sanlamadvice.co.za/adviser/sonja-du-toit/contact-us/

21/06/2026

I will show you how to future-proof your ability to provide for your family, now and when you no longer can.

To the dads who wear many hats - partner, friend, coach, teacher, provider — we salute you for always choosing to show up, every day, to support and protect your family.

Sonja Du Toit
📞 0824115856
📧 [email protected]
Leave me a message here: https://www.sanlamadvice.co.za/adviser/sonja-du-toit

21/06/2026

Sonja Du Toit says: "Strong in body. Sharp in mind. Smart with money."

Whether it’s setting up a budget, planning for the future, or getting the right advice — looking after your money is part of looking after you. 💪

FOLLOW for more on

SEE website link in bio for an interesting article to share with men called - "Prostate cancer myths – debunked"

💙 Sonja du Toit
📞 0824115856
📧 [email protected]

18/06/2026

Sonja Du Toit shares "FIVE ESSENTIAL FINANCE TIPS FOR NEW FATHERS" 👨‍👧‍👦💸

📌 1.TACKLE DEBT:

If you’ve been making use of debt (such as a credit card with high interest rates) to support a lifestyle that you can’t really afford, it’s time to free yourself up. On the other hand, a strategic investment such as a home loan can be a positive move.

📌 2.SET GOALS:

Prioritise goals that will help you to secure a healthy financial future for your family. Plan your monthly budget, and determine how much you can save. Once you’ve paid off your debt and saved enough to cover about 3 months’ worth of living expenses, you can consider investing.

📌 3.COVER YOURSELF:

Insurance policies that deal with life-changing events such as DISABILITY, DEATH and RETIREMENT provide security through either a lump sum payment (for example on the death of a spouse) or an income in the long term, for example if you are disabled and cannot carry on earning a salary. Examples of long term insurance policies include life insurance, funeral policies and retirement annuities.

Speak to Sonja Du Toit a Sanlam Financial Adviser 0824115856

📌 4.MAKE THE MOST OF YOUR MEDICAL AID:

If you’re a member of a registered medical aid scheme, your new baby should receive immediate cover. Check your plan to see if there are any particular perks for babies, such as a dedicated programme for newborns. The best medical plan for you and your baby will depend on the baby’s needs and your budget.

📌 5.PLAN FOR EDUCATION:

Many parents choose a dedicated education plan to save for high school or tertiary education fees. Keep in mind that education involves more than school fees – you’ll also need to consider sports outings, gifts for schoolfriends’ birthday parties, aftercare and transport.

Check out this info on our website to work out just how much your child's education may cost - https://www.sanlamadvice.co.za/adviser/sonja-du-toit/investments/education-planning

17/06/2026

No matter how qualified or well paid your children become, it may all amount to nothing if they cannot manage their money.

Fortunately, as a Father or a Mother, you have the power to equip your children with the tools they need to be financially savvy.

https://www.sanlamadvice.co.za/adviser/sonja-du-toit/blogs/what-parents-should-be-teaching-children-about-money/

15/06/2026

To my male clients, family, friends and colleagues - "Health is your greatest wealth, which is why it is so important to take it seriously."

My question is, when it comes to MEN (and I'm looking at the fathers, sons, brothers, husbands and uncles out there), why does it seem taking care of your health does not come naturally?

Find 3 important health checks that all men should undergo in the blog post below - and SHARE THIS with the men in your life.

https://www.sanlamadvice.co.za/adviser/sonja-du-toit/blogs/men-your-health-matters/

14/06/2026

DADS, BROTHERS, HUSBANDS, SONS...
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Not getting to the doctor as often as you should? 🤔

Here are eight basic self-checks that men can do at home to keep track of their health.

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https://www.sanlamreality.co.za/wealth-sense/mens-health-self-exams/


https://www.sanlamreality.co.za/wealth-sense/mens-health-self-exams/

Not getting to the doctor as often as you should? Here are eight basic self-checks that men can do at home to keep track...

13/06/2026

A meeting with a financial adviser shouldn’t feel intimidating. It should feel empowering. Please share this checklist with your contacts to help them walk in prepared when meeting one of our financial advisers and leave with clarity and confidence.

Prepare before meeting your financial adviser to make the most of your session. Bring key questions, review your will, portfolio, and financial plan, and gain clarity, peace of mind, and guidance to reach your goals.

12/06/2026

A will isn’t just paperwork - it’s a plan for the people you love. Learn why having a valid will matters (especially if you have children), how it helps avoid complications, and how it can bring clarity and peace of mind for your family.

A valid will helps ensure your wishes are followed, loved ones are protected, and assets are distributed clearly. Take ownership of your estate planning today.

09/06/2026

Want to give your child a head start? This article shares practical, easy to apply tips - like encouraging saving early, talking openly about debt, and leading by example to build confident money habits that last a lifetime.

There’s never been a greater need for parents to give their children a solid financial foundation. For those who are unsure where to start, here are a few tips (and fun ideas) to guide you in having this conversation.