Rainmaker BlueStar - authorised by Sanlam

20/10/2026

Learn the 9 key elements every sound financial plan should have. E.g. Tip #5. Be prepared for retrenchment.
#9. Don’t neglect your paperwork.
Find all nine tips in my blog article during .

Recent years have proven one thing – being adaptable, flexible, responding quickly to change and being resilient are traits that we need if we are to survive, and thrive, in a world that’s constantly changing. We cannot stress enough the importance of a financial plan designed by an appropriatel...

17/10/2026

It is said that nearly half of all marriages in South Africa end in divorce. Unfortunately divorce usually goes hand in hand with great unhappiness about the way in which the assets the two parties have built up over the years should be divided.

The marriage contract will determine to a large extent how these assets are to be divided.

Therefore, it is worthwhile to spend time scrutinising different forms of marriage contracts and how each of them can affect the division of assets later.

Here are a few examples from my blog: https://www.sanlamadvice.co.za/bluestar/Rainmaker/blogs/women-and-divorce-the-financial-implications/13315124101713

Need further information? Speak to Jacobus Louw, 0746854545
📞021 947 2347
📧[email protected]
🏠Sanlam Head Office 3rd Floor, 2 Strand Road, Bellville, 7530

Leave a message on my digital business card - https://www.sanlamadvice.co.za/bluestar/rainmaker/adviser/jacobus-louw/13315124101713

17/10/2026

Speak to a local financial adviser from your community this October during .

💡Think of it as the annual money check-in you may have missed.

At the start of the year, many of us set financial goals...
Save more...
Invest consistently...
Reduce debt...
Build a safety net.

But life happens.

The good news?

You don't need a new year to make a fresh start. October is the perfect opportunity to pause, review where you are, and take the next step towards where you want to be.

Sometimes, the smartest financial move isn't doing it alone. A conversation with a nearby Sanlam Financial Planner like Johann Steyn can help you see opportunities, spot gaps, and build a plan that works for your life.

Your future self will thank you for starting today. 🌱

What financial goal would you most like to achieve before the end of the year? Leave a message on my digital business card below to connect.

I am a Certified Financial Planner® providing my clients with professional advice for 22 years. Prior to starting a financial planning practice, I was employed by Sanlam in various client services and relationship management roles. I have a passion for servicing my clients in such a way to influenc...

16/10/2026

The year-end is fast approaching, with less than 3 months to go before we all start winding down for some well-deserved time off.

In the lead up we suggest that you review the following key "allowances" and financial considerations:

REVIEWING YOUR FINANCIAL PLAN

The final quarter of the year is a good time to "spring clean" your financial plan to ensure that you are on track to achieve the goals set out at the beginning of the year.

REVIEWING YOUR WILL

We encourage you to review your will or have a new will drafted.

HOLIDAY SAVINGS PLAN

If you haven't started already, now is the time to start saving for those end-of-year expenses.

This year has been a challenging year for us all. For the last quarter, our advice to you is to focus on what you can control and not focus on things that are out of your hands.

Some of the things you can control are your finances.

Get in touch with a financial planner at Rainmaker BlueStar to discuss how you stay in control when it comes to your savings, investments and insurance. https://www.sanlamadvice.co.za/bluestar/Rainmaker/contact-us/

Source:
iol.co.za/personal-finance/finan...-times-of-market-volatility/

15/10/2026

Teachers spend their lives helping others prepare for the future. But who's helping teachers prepare for theirs? 🍎

This , we're celebrating the educators who dedicate themselves to shaping lives, one lesson at a time.

While you're teaching the next generation about planning ahead, it's just as important to make time for your own future goals. Whether retirement is years away or just around the corner, every contribution towards your retirement savings can help build greater financial confidence for the years ahead.

Because after a lifetime of giving to others, you deserve the freedom to enjoy the future you've worked so hard for.

https://www.sanlamadvice.co.za/bluestar/rainmaker/adviser/jacobus-louw/13315124101713

Book a 1 on 1 session with Jacobus at the link above or call 📞 021 947 2347 / 0746854545 and let’s build your retirement plan together.

13/10/2026

As our Matriculants of 2026 embark on their final exams, let's take a moment to not only wish them the best but also to recognize the dedication and hard work of the INCREDIBLE TEACHERS who guide them along the way. 🙌

To all the teachers out there, thank you for your unwavering support, wisdom, and the lasting impact you make on every student’s journey. 💪

TAG a teacher or school in the comments to send a shout out!

📚

Good luck from all of us at Rainmaker BlueStar
📞021 947 2347
📧[email protected]
🏠Sanlam Head Office 3rd Floor, 2 Strand Road, Bellville, 7530

10/10/2026

A common challenge for many SMEs isn't a lack of ambition. It's a lack of financial visibility.

Economic uncertainty, changing market conditions and rising costs make financial discipline more important than ever. One of the simplest ways to strengthen your business is to revisit the fundamentals:

• Build and update a financial roadmap
• Stay on top of bookkeeping and tax planning
• Monitor cash flow consistently
• Manage debt strategically
• Keep personal and business finances separate

As the saying goes, "A failure to plan is a plan to fail."

Taking time to review these areas can help business owners move from simply surviving to planning for sustainable growth.

🔗 Explore the full article in our blog for practical insights on giving your business finances a spring clean.

In money, as in life, a failure to plan is a plan to fail. This spring, get your financial house in order by preparing a financial road map for the year ahead. Pandemics, climate change, crime, political unrest and a sluggish economy have had a devastating impact on many SMEs over the past few years...

08/10/2026

Om kanker te trotseer terwyl jy met jou loopbaan voortgaan, is een van die lewe se moeilikste koorddanse. Ongeag of jy die een is wat met kanker gediagnoseer is, ‘n kollega ondersteun, of behandeling met werksverpligtinge balanseer, die werkplek bring sy eie uitdagings mee. Hierdie artikel lei jou deur praktiese stappe en deernisvolle advies om jou regte te beskerm, jou behoeftes te kommunikeer en jou werkslewe en jou welstand te bewaar.

A cancer diagnosis can affect more than your health. It can impact your work, finances, and daily routine. Discover practical guidance for navigating the workplace with confidence while managing treatment, recovery, and wellbeing.

06/10/2026

A house becomes a home when a family fills it. And a home becomes a legacy when a family plans for it.

Without a signed will, the home you built could take years to transfer — or worse, be lost to disputes. A Sanlam Will lets you decide exactly what stays, who inherits, and how.

Have the conversation with your children while you still can lead it.

Book a free consultation with a Sanlam will specialist on the website of Johann Steyn 👉 https://www.sanlamadvice.co.za/bluestar/rainmaker/adviser/johann-steyn/485027221252

You can also start drafting your will online using this easy tool 🔗 https://www.sanlamadvice.co.za/bluestar/Rainmaker/tools/online-will/485027221252

04/10/2026

💙 Share this on your feed and tag your loved ones in the comments. 💙

Johann Steyn and team wishes all grandparents a day filled with joy, surrounded by love.

📞021 947 2347
📧[email protected]
🏠Sanlam Head Office 3rd Floor, 2 Strand Road, Bellville, 7530

Save my details here - https://www.sanlamadvice.co.za/bluestar/rainmaker/adviser/johann-steyn/485027221252