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Seasons come and go, embrace each one, including the messy middle ☀️🌺🥶🍁I cannot believe how one year can make such a big...
27/08/2026

Seasons come and go, embrace each one, including the messy middle ☀️🌺🥶🍁

I cannot believe how one year can make such a big difference.

My boy is so grown up at 14. But I was even more shocked when I compared a photo taken at his 13th birthday to July this year on his 14th birthday!!! Where did my little boy go!!!! What happened!!!

Made me realise that time goes by so quickly and I only get to create memories and enjoy the time with him, the good, the bad, the ugly (teenage season 14 going on 40🤣🤣🤣) and no matter how hard some seasons are and no matter what we are juggling with or struggling with, the reality is - life is passing us by ever so quickly, and it feels like more so now than ever before.

We don’t know what tomorrow brings, but one thing I do know is the one thing that keeps me going is my children. The reason why I get up in the mornings, the reason why I work so hard, the reason why I love so hard!!! It is part of a legacy I want to leave behind for my children.

A legacy that I loved them well, provided well, fought well for them, was a voice for them when they had no choice, and that my ethics and morals and values sometimes came across as hard core, and non negotiable, but only so they can carry it forward to the next generation, and that in the moments of quiet and withdrawn moments, it was because I was on my knees and crying out to God for them.

In my opinion a persons greatest success is the relationship they have with their children when they have nothing more to offer them but loving them. And this is such a hard one, because life is not perfect and we are not perfect, and what looks like success and love to the outside world could look like a messy middle in our own lives. Because that’s life, we have a beginning, a middle and an end. And in that middle is sometimes or most times a very messy middle that is transitioning, but never ever falling short of unconditional love.

But One thing I am convicted about is that love will always prevail, no matter what season we are in. And in those seasons where it feels like there is no love to give or receive, faith and hope will carry us through. Because LOVE NEVER FAILS!

Seasons come and go as we all know, our winters can be longer than they are for others. But summertime will always come, Autumn will shed lots of baggage and tears and rightfully as it has been designed so that Spring can bring in the new, the fresh, the seed that was planted in the dark will take root.

But when all is over and done, and we look back, let’s make sure we embraced those seasons and learnt the lessons, the growth, transformation and regeneration to spacious places and freedom.

Ultimately what I think we all want and need is peace, a peace that transcends all understanding.

Wishing you all a wonderful new season.

The Psychology of “I’ll Start Next Month”Perfection is a beautiful idea. It’s a terrible money strategy.We tell ourselve...
25/08/2026

The Psychology of “I’ll Start Next Month”

Perfection is a beautiful idea. It’s a terrible money strategy.

We tell ourselves we’ll start saving when the bonus comes.
We’ll invest when we earn more.
We’ll get serious about our finances when life feels a little less busy.

But “next month” has a habit of becoming next year.

Waiting feels safe because it means we don’t have to make a decision today. But financially, every month of delay is also a month of lost opportunity.

You don’t need the perfect amount.
You don’t need the perfect plan.
You just need to start.

If you can’t start big, start small.

One automated payment.
One conversation with your financial planner.
One financial goal written down.

Because I care more about your behaviour than your amount.

Faith moves. It doesn’t wait for perfect circumstances. Your money needs the same kind of courage.

What’s one financial goal you’ve been postponing?

And, what’s the smallest step you can take this week to move towards it?

Start there.

18/08/2026

Comparison can be expensive.

Not just financially, but emotionally.

When we constantly compare our lives to what we see online, it’s easy to start believing we need the bigger house, the newer car, the next holiday or the designer handbag to feel like we’re keeping up.

But financial success isn’t about looking like you’re doing well.

It’s about knowing what matters to you - and making financial decisions that support it.

Your money should help you build your life, not someone else’s.

So before your next “I need that” purchase, pause and ask yourself: “Do I actually want this, or do I just want what it represents?”

That small question can change the way you spend, save and plan.

14/08/2026

Ever paid off your credit card… only to run it up again?

Started saving… then found a reason to spend it?

You’re not necessarily bad with money.

Sometimes we sabotage our progress because success, security or even having “enough” can feel unfamiliar.

Fear. Guilt. Comparison. Old money stories.

The goal isn’t to create a perfect financial plan.

It’s to create one you can actually stick to.

What’s one financial habit you know you need to stop repeating?

Healthcare professionals - this one is for YOU! 👩‍⚕️👨‍⚕️Whether you're newly qualified or have been in practice for year...
07/08/2026

Healthcare professionals - this one is for YOU! 👩‍⚕️👨‍⚕️

Whether you're newly qualified or have been in practice for years, chances are you were never taught how to manage your personal finances alongside your career.

I'm excited to be presenting the first webinar in a new series by True North Ethics, in partnership with Take Note Event Management.

🎓 Topic: Building a strong financial foundation - including one of the most important documents you'll ever have: your Will.

📅 Date: Thursday, 13 August 2026
🕖 Time: 7:00 PM – 8:00 PM
✅ CPD Accredited: Earn 1 Ethics CPD point

If you're a:
• Doctor
• Dentist
• Occupational Therapist
• Physiotherapist
• Psychologist
• Or any other healthcare professional.....I'd love for you to join us.

After more than 20 years of working with clients, I've seen firsthand how much unnecessary stress, conflict and heartache can be avoided with good financial planning and the right legal documents in place. This session is practical, informative, and definitely not "death by PowerPoint"!

To register, you can:
- click on this link https://us06web.zoom.us/meeting/register/J2eVoII0TdynfFQKsc50ag #/registration, OR
- scan the QR code in the flyer, OR
- use this link https://bit.ly/healthywealth13aug and click on "Continue to Destination"

Invest just one hour in your future - it could make a lifetime of difference.

06/08/2026

Does more money make us happier?

Sometimes.

More income can reduce financial stress, create opportunities, and provide greater security. But I've also seen something surprising over the years.

As income grows, lifestyle often grows with it.

The bigger home.
The newer car.
The extra commitments.
The higher expectations.

Before long, earning more doesn't necessarily feel like living better.

The people who seem most at peace aren't always those earning the highest salaries. They're often the ones who know what "enough" looks like.

They've created margin.
They spend intentionally.
They save consistently.
And they use money to support the life they want - not to impress others.

The goal isn't simply more money.
The goal is more freedom.

💭 Reflection:
What does "enough" look like for you - in your lifestyle, your giving, and your time?

I'd love to hear your thoughts in the comments.

31/07/2026

Your relationship with money didn't begin when you earned your first salary.
It began much earlier.

Long before you opened a bank account or received your first payslip, you were absorbing messages about money from the people around you.

Maybe you heard:
• "Money doesn't grow on trees."
• "We can't afford that."
• "Rich people are greedy."
• "Always save for a rainy day."

Some of these beliefs become strengths. They teach us to save, to be thoughtful, and to value what we have.

Others quietly become limitations. They can leave us fearing success, feeling guilty about spending, avoiding conversations about money, or believing there will never be enough.

The powerful thing is this: once we recognise these money stories, we get to decide whether they still deserve a place in our lives.

As both a financial planner and a mom, this is something I think about often.
What money story are my children quietly absorbing from me?

They're learning from what they hear... but even more from what they see.

💬 I'd love to hear from you. What's one money phrase you heard growing up that still influences you today - for better or worse?

27/07/2026

You don’t fix money chaos with more intelligence - you fix it with more awareness.

Our financial choices are often made in the quiet moments: when we’re comparing ourselves to others, soothing stress with spending, or pretending “it will sort itself out”.

You are not alone, and you are not broken. 🧡

Share in the comments: one money decision you knew wasn’t wise… but did anyway. What were you feeling?

Highlights from my latest Financial Informer Newsletter | Q3 EditionThis issue takes you beyond personal finance to expl...
20/07/2026

Highlights from my latest Financial Informer Newsletter | Q3 Edition

This issue takes you beyond personal finance to explore the broader forces shaping our financial world - from retirement destinations and lifestyle choices to the role of the IMF and the economic challenges facing nations today.

💡 I hope you enjoy the read and find these insights both informative and thought-provoking.

Stay informed and prepared - read the full newsletter and feel free to share your questions or thoughts in the comments!

02/07/2026

Be aware and be warned!!!!!!

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