Francis Gous - CFP: Sanlam Financial Planner

01/09/2026

🌸 New season. Fresh blooms. Cleaner finances. 🌸

Spring isn't just for gardens, it's for giving your money habits a refresh too.

Challenge yourself this Spring Day:

🌼 Find 1 expense you can cut

🌼 Review 1 financial goal

🌼 Save 1 extra amount, no matter how small

🌼 Start 1 positive money habit


Small changes today can help your finances bloom tomorrow.

💬 What's the ONE thing you'll do this month to give your finances a fresh start?

Drop your answer below and inspire someone else to take action! 👇
Comment with your September financial refresh challenge.

01/09/2026

Spring has arrived... but so has a bigger fuel bill. 🚗⛽

With petrol set to increase by R1.34 per litre and diesel rising even more, many South Africans will feel the impact on their monthly budgets.

According to the latest adjustment, higher global oil prices are among the key drivers behind the increase.

While we can't control fuel prices, we can control how we prepare:

✅ Review your monthly transport budget
✅ Combine errands into fewer trips
✅ Consider carpooling where possible
✅ Redirect small savings from non-essential spending to cover higher travel costs

A few small changes can help soften the pressure on your wallet.

Take a look at September fuel price changes and prepare accordingly:

https://businesstech.co.za/news/energy/872498/here-is-the-official-petrol-price-for-september-7/

31/08/2026

Don’t keep all your rands in one basket. Diversify your investments to spread risk and increase chances of growth over time. A balanced portfolio helps shield you from market swings and improves long-term financial security.

28/08/2026

The costs of single motherhood unpacked with real expenses, budget tips and protection ideas to keep finances steady—start planning your next step.

28/08/2026

💡 Divorce can bring significant financial changes, making it important to understand the impact on your income, assets, savings, and future financial goals. Being informed can help you make confident decisions and build a secure financial future.

It is said that nearly half of all marriages in South Africa end in divorce. Unfortunately divorce usually goes hand in hand with great unhappiness about the way in which the assets the two parties have built up over the years should be divided.

25/08/2026

Many believe that wills are for rich people. As a result, the Master of the High Court reported recently that about 70% of working South Africans don’t have wills. You need a will as soon as you own some kind of asset, even if it’s only a bank savings account.

24/08/2026

Five great money moves for women to build wealth, protect income, and plan ahead with confidence—take charge of your financial future and start today.

22/08/2026

21/08/2026

South African women drive the economy, yet many remain underinsured. Ask yourself these key questions today to safeguard your income and family's future.

South African women drive the economy, yet many remain underinsured. Ask yourself these key questions today to safeguard your income and family's future.