Mandisi Ntauzana Financial Advisor

29/09/2021

https://www.iol.co.za/business-report/economy/trust-to-trust-can-you-still-reduce-your-loans-to-trusts-with-tax-free-donations-a4e9ad48-0bcc-44fa-bf8f-d552b4a6f1d6

Opinion: An endowment is a ‘safer’ mechanism that can be used to reduce the loan account over time, also utilising your R100 000 annual Donations Tax exemption

15/09/2021

Get your Will drafted for you for free this month (September).

03/09/2021

For any financial goals a person wants to achieve, one needs their goals to meet SMART test.

Are your financial goals:

Specific
Measurable
Attainable
Relevant
Timely

If your financial goals meet the SMART test, then move to implentation of your own financial plan and stick to it for it to yield results.

19/08/2021

Funeral Cover v Life Cover

Funeral Cover is an agreement wherein an insurance company agrees to pay a specific amount of cover after the death of the life assured within the shortest possible time and the life assured is required to declare age so as to give the life assured cover amount and premium with no underwriting.

Funeral Cover is there to take care of the immediate and often urgent costs of a funeral. It’s for people who want complete peace of mind that they themselves, and their loved ones will get a proper send-off. It’s one lump sum that is legally limited to a maximum of R100k, usually paid out within 24-48 hrs of a claim.

Life cover is an agreement wherein an insurance company agrees to pay a specified amount of cover after the death of the life assured and the life assured is required to make certain information declaration and undergo certain underwriting tests for the cover amount and premium to be determined.

Life Cover, is not only designed to take care of the costs of the funeral, It pays a lump sum or a monthly income (If death income feature is selected) and beneficiaries can use the lump sum for the ongoing costs of life. It is there to preserve (and maybe even improve) the quality of life of the beneficiaries you leave behind. There is no legislated cover limit, but the limit is set by what is called insurable interest.

For more information, do not hesitate to contact me on 0659810325 or 0108225076 or [email protected]

17/08/2021

Get in contact with me for all your Tax, Retirement, Investment, Savings, Estate Planning, Wills and Life Cover needs.

26/07/2021

With the start of a new week, my focus this week is to assist people who urgently need assistance with Comprehensive Risk Cover (Life Cover, Disability Cover & Dread Disease).

02/07/2021

Life cover is a necessity that no one should be without.

Do you know the difference between life cover and funeral cover?

30/06/2021

Your boyfriend does not have a life cover Kodwa you think he loves you.

😔

21/05/2021

10 reasons on why you need to have a life cover.

1. Life is not guaranteed
2. Funerals are expensive
3. Love and care for your loved ones that you will be leaving behind
4. Death shouldn’t mean debt for your family members
5. Anything can happen
6. Take care of (life)business of those you leave behind
7. Supplement your retirement (life annuity with capital protection)
8. It makes financial sense
9. Give to charity/ church or any of the things that make emotional sense to you
10. Peace of mind, plain and simple.

If you have one or more of the aforementioned reasons, get in touch and let us talk.

06/05/2021

SARS is currently busy sending the following letter to HNWI

04/05/2021

A quick question.

Do you have Income Protection Cover?

1, Yes
2, No
3, I don't know what is that