National Debt Advisors

26/09/2026

Me checking my balance after month-end debit orders: 👁️👄👁️

If your account is empty before the month even starts, it might not be you — it might be the debt. Let’s fix that.

21/09/2026

You can’t change how the month started. You can change how it ends. 💪

One small money decision this week is worth more than a perfect plan you never start.

18/09/2026

South Africa’s debt crisis is putting immense pressure on working households.

A report by National Debt Advisors, highlighted on Thobela FM, reveals that some low-income earners are carrying debt of up to eight times their monthly income, while others are burdened with debts reaching as much as 28 times their salary.

With rising living costs and stagnant wages, many consumers are increasingly relying on credit to cover basic necessities, and some are spending more than 70% of their income just servicing debt.

These figures highlight the urgent need for greater financial awareness, responsible credit use and access to debt support for South Africans struggling to keep up.

https://soundcloud.com/nationaldebtadvisors/thobela-fm-consumers-spend?si=e41b6d4459b84aaf840ea15a5f...

16/09/2026

“Will my employer or family find out I’m under debt review?”

No. Debt review is a private, confidential legal process, it’s between you, your debt counsellor and your credit providers. A free assessment stays confidential too.

14/09/2026

The debt numbers South Africans don’t talk about 👇

Millions of South Africans are “credit active”, and a large share are behind on payments. If you’re one of them, you’re not failing, you’re part of a very big, very quiet club. And there’s a legal way out.

Sources note: confirm the latest NCR Credit Bureau Monitor / DebtBusters Debt Index figures before publishing, and add a small “Source: NCR, 2026” credit on the graphic.

11/09/2026

🚩 Red flag: “Pay us a fee upfront and we’ll clear your debt overnight.”

Legitimate debt counsellors are registered with the NCR and never promise to make your debt vanish for an upfront cash fee. If it sounds too good to be true, it is. Share this to protect someone.

09/09/2026

One payment. One plan. One less thing to worry about. 😌

Debt review replaces multiple stressful debit orders with a single, affordable monthly payment, plus legal protection from creditors. That's the turning point.

📲 WhatsApp us: 087 813 3378

📞 Call us: 021 054 1788

🌐 nda.co.za

07/09/2026

Small money habits build big freedom. This Heritage Month, honour where you come from and protect where you're going. One small decision this week is worth more than a plan you never start.

04/09/2026

Earning a salary doesn’t always mean getting ahead.

On eNCA, Sharon Mmitsi, Debt Counsellor at National Debt Advisors, unpacked why many fully employed South Africans are still feeling the financial squeeze. With the cost of living outpacing salary growth and household debt-to-disposable-income sitting above 60%, servicing debt is leaving many consumers with little room to save, invest or build generational wealth.

Watch the discussion for insight into the pressures facing South African households and why a regular income is no longer a guarantee of financial security.

https://youtu.be/-OKWKTbr5Yk

Earning a salary doesn’t always mean getting ahead.On eNCA, Sharo...

03/09/2026

Another client, another success ⭐

Thank you for trusting NDA with your journey to financial freedom. Your peace of mind is why we do this.