AJM Financial Services

AJM Financial Services AJM FINANCIAL SERVICES brings you big-company experience and expertise at very reasonable
prices

We're qualified Chartered Accountants and registered tax practitioners, with more than a decade’s experience in large corporates in the export, chemical, and financial services sector. AJM Financial Services brings you big-company experience and expertise at very reasonable prices. And that all-so-important personal touch that makes the difference

The official theme for Nelson Mandela International Day 2026 is a powerful reminder for the South African business commu...
18/07/2026

The official theme for Nelson Mandela International Day 2026 is a powerful reminder for the South African business community: “It’s still in our hands to combat poverty and inequity.”

As accountants and business advisors, we look at numbers every day. But today, we are reflecting on the numbers that matter most to the growth of our beautiful city—the young entrepreneurs needing mentorship, the local non-profits stretching every Rand, and the small businesses that form the true backbone of Cape Town's economy.

Madiba famously said: "Education is the most powerful weapon which you can use to change the world." At our firm, we believe that financial education is a foundational pillar of that change. When an entrepreneur understands their cash flow, their margins, and their compliance, their business survives—and a community thrives.

Let’s build a more equitable, economically vibrant South Africa—one business, one mentorship hour, and one sustainable decision at a time. 🇿🇦❤️

How is your team spending their 67 minutes in the Mother City today? Let us know below!

Did you know a business can be highly profitable on paper and still go bankrupt? 🤔In Cape Town's competitive SME landsca...
17/07/2026

Did you know a business can be highly profitable on paper and still go bankrupt? 🤔

In Cape Town's competitive SME landscape, confusing profit with cash flow is one of the most common pitfalls we see. Profit is what's left after subtracting expenses from revenue. Cash flow is the physical money moving in and out of your bank account right now to pay landlords, suppliers, and staff.

If your cash is trapped in unpaid 30-to-60-day invoices, your business is running on fumes.

💡 Quick Fixes for July:

▪️ Incentivise early payments with small discounts.

▪️ Automate your invoice reminders.

▪️ Run a rolling 3-month cash flow forecast monthly.

Need an automated system that keeps your bank balance healthy? We build bespoke cloud accounting ecosystems for local businesses. Let's chat.

As of yesterday (13 July), the broader 2026 SARS Filing Season is officially open for non-provisional taxpayers.With the...
14/07/2026

As of yesterday (13 July), the broader 2026 SARS Filing Season is officially open for non-provisional taxpayers.

With the 23 October deadline looming closer than it appears, rushing your submission at the final hour is a recipe for errors. This year, SARS has introduced simplified forms and more pre-filled data, meaning accuracy checks are more critical than ever.

Your Pre-Filing Checklist:

1️⃣ IRP5 from your employer

2️⃣ Medical Aid Tax Certificates

3️⃣ IT3(b) and IT3(c) investment certificates

4️⃣ Section 18A certificates for charitable donations

Don't let tax season derail your month. Hand over the paperwork to the professionals. Drop us an email to get your filing done right the first time.

As a business owner in the Mother City, your time is your most valuable asset. Yet, we see so many founders spending the...
07/07/2026

As a business owner in the Mother City, your time is your most valuable asset. Yet, we see so many founders spending their weekends drowning in receipts and manual invoicing. 🧾

That isn’t just exhausting—it’s costing your business money. Every hour spent on basic administration is an hour stolen from strategy, client retention, and revenue generation.

Outsourcing your monthly bookkeeping isn't an expense; it’s an investment that buys your time back.

Let our team handle the day-to-day data capturing, while you focus on scaling. Drop a 👋 below, and let’s map out a custom package for your business.

SARS is rolling out 2026 Auto-Assessments between 1 and 12 July. It’s tempting to leave it as is to get it over with, bu...
02/07/2026

SARS is rolling out 2026 Auto-Assessments between 1 and 12 July. It’s tempting to leave it as is to get it over with, but blindly agreeing could cost you money—or land you in compliance trouble.

An auto-assessment is only as good as the third-party data SARS has. It regularly misses out on:

🔹 Additional medical expenses not covered by medical aid
🔹 Home office deductions (if you qualify)
🔹 Travel logbook claims

The Rule: Review before you let it lock in. If it’s wrong, you need to file a corrected return from 13 July.

Let our Cape Town team audit your auto-assessment first to ensure you aren't leaving money on the table. DM us to secure an expert eye.

As Youth Month ends, let's continue to celebrate the young entrepreneurs driving innovation in South Africa. Need guidan...
29/06/2026

As Youth Month ends, let's continue to celebrate the young entrepreneurs driving innovation in South Africa. Need guidance on structuring your new venture's finances? AJM brings big-company expertise to your startup. 💡🇿🇦

What future are you building for your family? Whether you need corporate valuations or long-term financial structuring, ...
28/06/2026

What future are you building for your family? Whether you need corporate valuations or long-term financial structuring, we're here to help you build a lasting legacy. 👨‍👧‍👦📈

When it comes to compliance, you don't know what you don't know. Avoid the stress (and the penalties) as we enter July. ...
26/06/2026

When it comes to compliance, you don't know what you don't know. Avoid the stress (and the penalties) as we enter July. Reach out to our team of Chartered Accountants and registered tax practitioners today and let’s get you sorted! 🤝✅

We're halfway through the year! Do you struggle to produce proper financial records on time to base good business decisi...
24/06/2026

We're halfway through the year! Do you struggle to produce proper financial records on time to base good business decisions on?
We work closely with our clients to put efficient systems in place. Let’s finish the year strong. 📉➡️📈

Starting a business is exciting, but the admin can be daunting. From CIPC to SARS registrations, we help new businesses ...
23/06/2026

Starting a business is exciting, but the admin can be daunting. From CIPC to SARS registrations, we help new businesses start on the right foot. Turn that dream into a registered reality today! 🚀🏢

Address

Unit 1c, Block A Aintree Park, Punters Way, Kenilworth
Cape Town
7700

Opening Hours

Monday 08:30 - 17:00
Tuesday 08:30 - 17:00
Wednesday 08:30 - 17:00
Thursday 08:30 - 17:00
Friday 08:30 - 16:00

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