SA Accounting Network PTY Ltd

21/10/2026

Did SARS just send you an SMS about an auto-assessment refund? 🛑 Stop before you hit accept!

While it might seem convenient, accepting without reviewing could cost you thousands in unclaimed deductions like out-of-pocket medical bills, donations, or travel expenses.

Swipe through to find out why you need to double-check your return, the critical 21-day deadline you can’t miss, and how to make sure you aren’t leaving your hard-earned money on the table. 💸

Have you checked your eFiling yet? Let me know below! 👇

02/10/2026

SARS API Integration: Convenience vs. Compliance Risk for Business Owners

The South African Revenue Service (SARS) continues to advance its digital modernization strategy, focusing heavily on API connectivity between SARS eFiling and core accounting platforms such as Sage, Xero, and QuickBooks.

Former Commissioner Edward Kieswetter frequently noted that seamless, automated compliance is the ultimate goal. However, full automation introduces both significant operational benefits and subtle risks that every SME director and finance team should understand.

1. The Pitfall of "1-Click" Tax Submissions
Direct submission of VAT returns straight from accounting software sounds efficient, but automation eliminates a crucial control layer. Software does not audit intent. It won't distinguish between non-deductible input tax (such as entertainment or fuel) and legitimate allowable expenses like telecommunications and bank fees. Submitting unvetted data directly to SARS exposes businesses to avoidable audit queries and understatement penalties.

2. The True Strategic Advantage: Live TCS Dashboards
Where API integration delivers immense value is real-time visibility. Currently, practice management tools (like GreatSoft and Dataflow) pull live compliance data. Bringing this live status directly to the business owner’s accounting dashboard—showing immediate green/red compliance flags—will prevent surprise debt letters, late filing fees, and administrative penalties.

3. High Stakes for Tender Contractors & CSD Vendors
Under the legacy system, a Tax Clearance Certificate remained valid for 12 months regardless of mid-year compliance issues. Today, the SARS TCS PIN provides a live feed to procurement officers and the Central Supplier Database (CSD). A single unfiled return or delayed payment can immediately freeze CSD status and halt contract disbursements. Live dashboard alerts eliminate this blind spot.

Ultimately, compliance remains the taxpayer's legal responsibility. Having real-time visibility inside the software you use daily makes fulfilling that duty far more manageable.

I’ve recorded a complete video walkthrough breaking down how the SARS API works, where the risks lie, and how to prepare your business:

https://youtu.be/eI_0jkN7pv4?si=L7ZNkUZiM9W8gyD3

How is your finance team handling real-time TCS monitoring? Are you in favor of direct API filing, or do you still mandate human review before submission?

18/09/2026

Tax season is here, and the scammers are out in full force. I just got off the phone with a client in a panic after clicking a fake “SARS penalty” email and entering their login details.

In this video, I break down how these phishing scams work, a real-life horror story where a client lost R20,000 in minutes, and the exact steps you should take to protect yourself:

• Never click external email links or attachments claiming penalties or surprise refunds.
• Log in directly to your official SARS eFiling profile and verify under “Correspondence”.
• When in doubt, call your accountant or tax practitioner before taking action.

Stay safe and double-check your notices!

16/09/2026

Donated to charity and thought you scored a tax deduction? Not so fast. 🛑

In South Africa, giving to a good cause doesn't automatically reduce your tax bill. Registered charities sit on a 3-tier ladder:

1️⃣ NPO: Social recognition only. Zero tax relief for anyone.

2️⃣ PBO: The organisation is income-tax exempt, but your gift is still NOT deductible.

3️⃣ Section 18A Approved: The golden ticket. The only status that legally reduces your taxable income (capped at 10%).

⚠️ Two catches to watch:

• The Quid Pro Quo Rule: School building funds, golf days, gala tickets, and church tithes do not qualify because you receive direct or indirect value.

• The IT3(d) Mandate: Paper receipts alone won't work anymore. The charity must report your ID and tax number directly to SARS, or your claim gets rejected automatically.

Swipe through the carousel to see how to protect your deduction before filing season. ➡️

💬 Ever had an expense or donation kicked out by SARS? Drop your questions below.

10/09/2026

96% of businesses fail before reaching the 10-year mark. Hitting 40 years isn't luck—it’s an entirely different discipline.

I recently sat down with Francois Branders of Branders Print to unpack four decades in business: surviving massive industry shifts, moving from darkrooms and litho to digital presses, beating load shedding, and managing multi-generational handovers.

The biggest takeaway? Longevity rarely looks glamorous from the outside. It’s built on:

* Showing up when it’s inconvenient
* Upgrading before the industry leaves you behind
* Treating downtime as an operational problem to solve (like moving to solar)
* Refusing the quick "party tricks" and shortcuts that ruin your reputation

Swipe through for the practical blueprint on staying in the game long enough to hit the 40-year mark.

What’s been your biggest lesson in building a business for the long haul?

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21/08/2026

Did you know you could be missing out on R10,000 to R15,000+ back from SARS every year? 💡🇿🇦

Many people think SARS only recognizes extreme physical disabilities, but conditions like ADHD, autism, severe anxiety, depression, dyslexia, and PTSD can also qualify.

Qualifying unlocks significant additional medical tax credits and allows you to claim back expenses like specialized schooling, therapy, and travel to medical practitioners.

Drop a comment or send us a DM to find out if you qualify and get connected with a specialist!

17/08/2026

Don't leave money on the table when claiming medical expenses on your tax return. 🧾💡

If you're claiming out-of-pocket medical costs with SARS, keep these two crucial rules in mind:

Proof is essential: You must have both the original invoice and the proof of payment to validate deductions.

Avoid double-claiming: Ensure the expense isn't already accounted for on your medical scheme tax certificate.

Top Tip: Submit every out-of-pocket medical invoice to your medical aid throughout the year—even if you know they won't cover it. Getting those amounts reflected directly on your annual tax certificate makes filing smooth and audit-proof.

Watch the full breakdown on medical tax credits on YouTube.

13/08/2026

Are you leaving money on the table every tax season? 🇿🇦🧾

Most South Africans think medical tax credits are only for people with expensive medical aid plans. The truth? Even if you pay out-of-pocket for doctor visits and prescriptions, you might still qualify for a tax refund under Section 6B!

Here are 3 ground rules to remember before you file:

1️⃣ Over-the-counter vitamins don't count. Only doctor-prescribed medication qualifies.

2️⃣ Gap cover isn't medical aid. Premiums paid to gap cover or hospital cash plans cannot be claimed under tax credits.

3️⃣ Invoice ≠ Proof of Payment. SARS requires BOTH the medical invoice and proof you actually paid it (EFT/card receipt).

Swipe through the slides above for the ultimate checklist on what SARS allows vs. what they deny! ➡️

Need help filing your return correctly? Drop a comment or send a DM!

12/08/2026

Are you maximizing your SARS medical tax credits this year?

Many South Africans leave money on the table simply because they aren’t sure how the interplay between Section 6A (medical scheme fees) and Section 6B (out-of-pocket expenses) works.

Whether you're looking to understand the "7.5% income floor" or need clarity on what actually qualifies for a tax rebate, I’ve put together a comprehensive resource to clear the confusion.

In our latest video and guide, we cover:

✅ The Section 6A vs. 6B difference: Why one is a monthly payroll credit and the other is an annual tax return claim.
✅ The 7.5% Income Floor explained: How it impacts your refund and why it changes for those over 65.
✅ What qualifies (and what doesn't): Why "Gap Cover" and OTC meds are often misunderstood.
✅ Practical Case Studies: We’ve broken down real-world scenarios so you can see exactly how the calculations work.

I’ve also included a short, step-by-step video walkthrough to help you understand medical tax credits.

🔗 Access the full guide, video, and calculators here: https://www.saaccountingnetwork.co.za/medical-tax-credits.html

Are you struggling with a specific medical expense claim? Let me know in the comments, or reach out if you need assistance with your personal tax returns then we can put you in touch with the right tax experts.

31/07/2026

It was great to catch up with Jashwin Baijoo from Tax Consulting South Africa! Such an interesting topic to discuss.

Facing massive tax debt or considering shutting down your business?...