Dylan Powell - Financial Adviser

20/07/2026

Inflation doesn't need your permission to reduce the buying power of your money. It happens quietly, year after year.

If your savings aren't growing faster than inflation, you're effectively moving backwards, even if your bank balance looks bigger.

That's why investing isn't just about growing wealth. It's about protecting the value of what you've worked so hard to earn.

The sooner you put your money to work, the better positioned you'll be for tomorrow.

If you're unsure whether your money is keeping pace with inflation, let's chat. Together, we can build a strategy that helps your money work harder for your future.

18/07/2026

This Nelson Mandela Day, let's remember that real change begins with each of us.

Through kindness, generosity and service to others, we all have the power to make a meaningful difference. 🇿🇦

17/07/2026

16/07/2026

Most of us spend years focusing on earning an income, but far fewer spend time planning what happens when that income stops.

Retirement doesn't happen overnight. It's built through the decisions you make today, the money you save, and the investments you allow to grow over time.

The question isn't whether you'll stop working one day. The question is whether your money will still be working for you.

If you're relying on your next salary to fund your future, it may be time to start building an income that lasts beyond your career. Lets chat!

14/07/2026

Your family's future deserves more than good intentions. It deserves a plan.

Life is unpredictable, but the decisions you make today can provide security, stability and peace of mind for the people who matter most.

The best time to start planning was yesterday. The next best time is today.

DM us to book a complimentary financial planning consultation and let's help you put the right protection, investments and legacy plan in place for your family's future.

13/07/2026

Time is one of the most valuable assets an investor has, yet it's the one thing you can never recover.

Every year you wait is another year your money misses the opportunity to grow through the power of compounding. You don't need to start with a fortune, but you do need to start.

The best investment strategy isn't about trying to time the market. It's about giving your money more time in the market.

Your future wealth will thank you for the decision you make today.

10/07/2026

09/07/2026

The real power of saving isn't the balance in your account or policy today. It's what happens over time.

Thanks to the power of compounding, every rand you put away today has the opportunity to earn returns, which then earn returns of their own. That's how small, consistent contributions can grow into something far bigger than most people imagine.

The sooner you start, the harder your money works for you. Your future isn't built by one big deposit. It's built by consistently giving your money time to grow.

What small step are you taking today that your future self will thank you for?

07/07/2026

Global markets saw a mixed start to the week 🌍 as oil prices fluctuated ⛽ after continued shipping through the Strait of Hormuz eased immediate supply concerns, despite OPEC+ signalling higher production. Gold 🏅 also softened after last week's gains as concerns over further interest rate hikes eased, although uncertainty around global trade and geopolitical tensions continues to keep investors on alert.

Closer to home 🇿🇦, expectations are growing that the South African Reserve Bank will keep interest rates steady at 7% for the remainder of the year 📊, with only gradual rate cuts anticipated from 2027. While inflation has moderated, global uncertainty and higher-for-longer international interest rates continue to influence the local outlook.

Meanwhile, the City of Johannesburg 🏙️ has welcomed a positive outlook from Moody's, viewing it as an opportunity to work towards a future credit rating upgrade through improved governance and stronger financial management. While challenges remain, the improved outlook is seen as an encouraging step towards restoring investor confidence.

As always, markets will continue to respond to short-term events, but long-term financial success is built on staying invested, remaining diversified, and keeping your focus firmly on your long-term goals. 📈

💵 USD/ZAR: 16.24
💷 GBP/ZAR: 21.67
💶 EUR/ZAR: 18.53
🥇 Gold ($): 4,142.49
⚪ Platinum ($): 1,629.82
🛢️ Brent Crude ($): 72.11
📈 All Share: -3.73% YTD
📉 S&P500: 9.32% YTD
📊 FTSE: 6.76% YTD
🌍 ACWI: 10.60% YTD
🌐 EM: 23.86% YTD

Got a story we missed? Drop a comment!
📞 Call us on 011 678 8904, or visit iwcp.co.za

06/07/2026

Your family may never see the care, thought, and planning that goes into the financial decisions you make today.

They may never know about the budget reviews, the insurance policies, the investments, or the planning that happened quietly behind the scenes.

But one day, they'll live with the results.

Financial planning isn't just about growing wealth. It's about creating security, protecting the people you love, and giving your family choices when they need them most.

What financial decision are you making today that your future family will thank you for?