Zoe Riley - Financial Advisor

Zoe Riley - Financial Advisor Certified Personal Financial Planner. Know what you want, what you have and what it means for you 💰

Memories from a magical MayMay really delivered! From a blue moon month that started at the beach, to a spontaneous surp...
02/06/2026

Memories from a magical May

May really delivered! From a blue moon month that started at the beach, to a spontaneous surprise trip to Stellies and a variety of newness in series, movies and books! Many celebrations, I had such fun, filled my cup and learnt a lot.

I got to work with incredible clients on getting financial clarity, reducing their financial anxiety and guiding them to see what is possible from their one previous life. What an absolute privilege!

Joyous June is underway… what are you looking forward to this month?

I want more of the same ❤️

26/05/2026

I love earning Discovery Miles and who doesn’t want to learn how we can get even more of them?

I wanted to share some new personal strategies we are implementing to increase our Miles earning ability each month

1. Always use your virtual card as you earn miles at a faster rate and it is safer

2. Set up my Admyt wallet to pay with Discovery credit card so I can earn back the parking fee in Discovery Miles when I have used my virtual card in a partner store for a purchase of R250 or more (* subject to a max monthly cap)

3. Switched our DSTV debit order to Discovery Bank to earn back up to 25% in Discovery Miles

4. Use your virtual card to shop in the Miles + network to earn up to 15% in miles on your spend in Discovery’s home, fashion and lifestyle partners e.g. Superbalist, Poetry, Nespresso and UCook

Remember the rewards are personalized based on your Bank account colour and account type, average spend and Vitality Money status and it is best to consult Discovery for the latest list of partners

Let’s gets those Miles stacking and share any tips you may have on stacking your Miles in the comments below ⬇️

18/05/2026

This benefit is one of the MOST overlooked parts of Discovery Health right now.

STOP ignoring the Personal Health Fund benefit on your Discovery Health plan.

My family has already earned over R7,000 back… just by completing simple health actions we were probably doing anyway.

And the best part?

My adult son is now contributing too by completing his Personal Health Pathway actions and health challenges.

All adult members can log in and look at their personalised journey

People are paying for medical aid every month but not activating the things that can literally put money back into their day-to-day healthcare.

You decide what you want to action and whether you want to sign up for one of the three personalised challenges

These small actions can add up FAST.

Please don’t let this be another “I didn’t know about this” benefit.

To learn more log into your Discovery Health app and check your Personal Health Pathway today. Don’t forget to click follow so you don’t miss out on these tips and DM me “PHP” if you want my advice on how to get more from your plan

15/05/2026

Oops they did it again!

Soon I will get another R1250 in my Personal Health Fund for completing my second personalized challenge 💰

A little while ago I spoke about the Personal Health Challenges available in the Discovery Health app — and this is your reminder to go and check yours.

There are three different challenges available, all personalised to you.

My personal challenge (for the second time!) is to stay active for 8 out of 10 weeks. I am just 10 weeks away from 500 weeks of consistently meeting my goals so there is no way I would not be achieving this challenge!

Pardon the pun but don’t sleep on these benefits.

They are there to help you maximise your cover and get more value from your medical scheme — but only if you engage with them.

This is exactly the kind of thing I fix for my clients every day.

From missed benefits to fully optimised cover.

If you want me to review your setup and make sure everything is working for you (not against you),
DM me “PHP” and let’s take a look.

13/05/2026

I have been sharing so much educational content of late with all the updates and changes in investing and Discovery that I haven’t fully shared the depth of what actually happens inside my one-on-one financial mentorship spaces

And honestly? I think this is the part that changes people’s lives most.

I find that women are not lacking intelligence or income, instead many are lacking:�• clarity�• structure and organisation�• a holistic strategy combining employee benefits and personal policies

They want and need someone to help them connect all the moving pieces together.

Inside my 1-1 mentorship sessions, we use Asset-Map technology to visually map out your entire financial world.

This is where for the first time you can actually SEE where you stand financially in one place and we get to close the mental tabs running in the background of your brain.

Together, we look at:�• what’s working�• where money may be leaking�• where opportunities exist�• whether your planning is actually aligned to your version of a wealthy life

Your financial planning isn’t about the products you have, it’s about creating a life that feels supported by your money.

A life where you can book the trip to India in December knowing your finances are aligned

A life where you feel organised instead of avoidant

A life where your financial plan creates peace of mind, confidence and options.

You do not need to have everything figured out before reaching out.
That’s what this space is for.

If you’ve been craving more clarity, structure and confidence around your finances, send me a DM with the word “MENTORSHIP” and I’ll send you the details.

06/05/2026

Earning Discovery Miles that are more valuable than cash, whilst I sleep?
Sign me up

Vitality Sleep Rewards are now live

Like with anything new, we are entering a learning curve on how we can navigate and master this benefit and I will share my journey with you as I learn all about it so ensure you click follow to watch this unfold

The way I am thinking about this benefit is that it is like Vitality Active Rewards but for sleep

It is important to remember that this is a personalized goal and based on your sleep data with clinical, lifestyle and demographic factors

It is available to all adult Discovery Health Medical Scheme members who have activated their Personal Health Pathways and have an eligible Vitality Health membership

I definitely keen to give this a go and see how I can use this benefit to earn even more from my membership and doing the things I am doing anyway

If you are curious about this benefit and have questions drop them below ⬇️

Here is to getting a good nights sleep on repeat and stacking those Discovery Miles 💰

05/05/2026

If your money could talk, at a minimum, it would ask for a monthly date

We all have a relationship with our money and like all relationships the success or failure is based on how much time, energy and focus we dedicate to it.

My CEO day enables me to have a monthly date with my money to review the month that was, to give me the clarity on what worked and what didn’t and how to tweak my actions for the month ahead

I update my financial dashboard with all my account balances, bank accounts and investment accounts so I can see the progress that I am making which helps me see the actual reward from my efforts, helping me to stay committed to my wealth building

Just this month alone, I picked up issues with two debit orders which I would not have seen otherwise

Once you have a regular money date in place, other ways you can “ date” your money are to look at how you can improve what you have (maximizing your value) and by looking towards your future with a financial clarity power hour both of which I can support you on.

DM “clarity” so we can connect and get your money loving on you 🩷

Life lately - the Abundant April edition Truly feeling so blessed with all the amazing things that happened in April… fr...
30/04/2026

Life lately - the Abundant April edition

Truly feeling so blessed with all the amazing things that happened in April… from the people that chose to follow me, them engaging in what I shared, the incredible women who I am working 1-1 with to up-level their personal financial planning and the booked out Vitality Masterclass that I led, it was truly a month of incredible moments 🥂

I also got to connect with my loved ones, do the things that light me up, make me feel healthy and get me closer to living my goals and filling my cup 🩷

1. Delish!
2. Walkie talkies with our visiting VIP
3. Special time with my little loves (ok not so little 🙈)
4. Always fresh flowers
5. Great game of rugby
6. So enjoyed seeing this on IMAX
7. Finally finished Love Story, want to get stuck into this
8. Cozy nights as the season changes
9. Leveling up… AI masterclass, engaging in a VA, Branding foundations
10. Yummy food shared with some special ladies
11. Oh to be by the sea
12. Mom and daughter date ❤️
13. Walks with my mom in our fav spot
14. Committed to the journey and then my fav lunch spot on the KZN coast

So grateful, I am here for all of it and excited to see what May has in store

28/04/2026

I am all about sharing the love

Today I am sharing how I spread the knowledge on how to get the most from your benefits like I did with my folks.
I want to guide as many people as possible on what’s available from the products they have

The Personal Health Pathways benefit is available to ALL members. Here is how you get it
- download the Discovery Health app
- Activate Personal Health Pathways
- set up your tracking

Then get earning through completing your personalized health actions. Decide what makes sense to you.

To qualify for the R1000 boost per dependent that is available after 1 May, complete your Health Check. This is paid from your screening benefit on your health plan so no cost to you

It made my heart so happy to help my folks get more from their cover.

Click follow for more tips and tricks, then like and share with your loved ones so they get the extra funds too

DM me “PHP” if you would like to explore personalized guidance on your Discovery benefits and let’s maximize your cover together

Address

Edenvale Ext 1
1609

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