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Monday 08:00 - 16:30 Tuesday 08:00 - 16:30 Wednesday 08:00 - 16:30 Thursday 08:00 - 16:30 Friday 08:00 - 16:00

The One Financial Solution

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The One Financial Solution

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Independent Financial Planning Since 2000. Serving George & the Garden Route with trusted advice to protect and grow wealth. Let’s grow your wealth.

Retirement • Investment • Insurance • Estate Planning. FSP-licensed and proud Best of George nominee. We offer professional, independent advice on investments, medical aids, life - and short term insurance.

23/10/2026

Baie geluk, Tannie Martie Norman. One hundred years old today. 🎈

Born in 1926. Gold balloons, a hundred candles, so many pressies and a room full of people who love her.

There is a column in every retirement projection where the numbers politely stop. Tannie Martie went straight past that and ordered cake.

To Tannie Martie and her family, thank you for the welcome. A hundredth birthday is a rare privilege to share, and we are grateful to have been part of it.

Mag daar nog baie mooi dae wees 🥂

19/10/2026

Every major medical scheme has now published what it will charge for 2027. The increases run from 7,35% to 8,7%.

That is roughly double inflation, which was 4,4% in August. And it lands in a year when very little else stood still. Electricity went up 8,76% for Eskom customers and 9,01% on municipal tariffs, petrol passed R30 a litre for the first time, and prime sits at 10,75%.

But in my experience the percentage is the smaller half of the story.

Every scheme changes more than its price each year. Benefits appear. Others quietly go. Co-payments rise, limits shift, thresholds move. I go through all seven announcements every year, and the part that matters to a family is almost never the part that makes the headline.

Here are some upsides. I have picked one from each scheme:

•Medihelp: ER cover for children to 19 that does not touch day-to-day benefits
•Fedhealth: psychiatric hospitalisation limits up to 94% higher on flexiFED 4
•Bonitas: Benefit Booster up 140% to R12 000 a family, now on BonCap too
•Bestmed: two casualty visits a family a year, up to R3 000 a visit
•Profmed: the Amplifire day-to-day benefit up from R2 750 to R3 500
•Discovery: a new Active Core plan, from R3 750 a month for a family of three
•Momentum: a third GP benefit tier, and a new over-the-counter medicine benefit

Every scheme moved something. Whether it moved in your favour is a conversation I would rather have with you properly than in a post.

Your increase tells you what you will pay. It tells you nothing about what you can claim in 2027, and those two do not always move at the same speed.

No medical aid is going to phone you to ask whether your option still fits your household.

We will.

We are independent, we work across the major medical schemes, and I can show you what changed in yours and whether it still suits you.

Book a review with me. No fee, no obligation.
044 884 1655

Isobel

Your Wealth | Your Legacy | Our Expertise

15/10/2026

A Will Holds Two Gifts

Every client I look after has a will. In this practice it is one of the first things we deal with, long before we talk about anything else, because I have seen it go both ways.

When that day comes, the family who has one is carried through the weeks that follow. Everything has already been decided, in your words. Nobody has to wonder. Nobody has to argue. There is grief, and grief is heavy enough on its own, but there is nothing piled on top of it.

I would like that for people who are not my clients, too.

I have come to think of a will as two gifts.

The first one is yours, and you get to enjoy it while you are alive. It is the quiet that comes from knowing your affairs are in order and the people you trust are named, in your own words. Most people tell me they feel it the moment they put the pen down.

The second one you will never see.

It goes to your husband or your wife. Your children. The people who will be sitting in a room together, trying to be strong for each other. What they inherit is weeks they can spend remembering you, because you did the planning for them beforehand. There is very little left for them to work out, and we will be there to walk them through the rest.

There is something lovely in that, and I do not think people stop to notice it often enough. The last thing you ever do for the people you love can be an act of care.

If you have been meaning to get to it, phone us. Ask whatever you want to ask first, and we will take it from there. It is a conversation about who you look after, and the size of your estate makes no difference to the work.

There is no charge for drawing up a will, and we work in English and Afrikaans. Once it is signed, we keep it safe for you, and we make sure those closest to you know exactly how to find it when the time comes.

Isobel

044 884 1655
Your Wealth | Your Legacy | Our Expertise

08/10/2026

A note from me

Our office will be closed this Thursday and Friday while we do a bit of maintenance on our building. We will be back on Monday.

The team and I will be working remotely, so we are just a phone call or an email away, like always. Please do reach out to us.

Thank you, as always, for your trust in us.

Isobel

25/09/2026

Our team is off today, enjoying a long weekend after celebrating Heritage Day yesterday. We'll be back in the office on Monday, but if anything urgent comes up today, please don't hesitate to reach out to your personal consultant directly.

For many of us, this means a weekend of braais with family, good food, and time well spent together. It's one of the many proudly South African traditions.

At its heart, Heritage Day is our traditions, our language, and the everyday moments that bring us together as one country. These are the pillars that keep us steady.

At The One Financial Solution, we've walked alongside families across George and the Garden Route for 25 years, independent and proudly local from the very start. Good financial planning is its own way of holding onto what matters, protecting your family and the legacy you're building for them. What binds us, holds us together.

Wishing you and your family a meaningful Heritage Day and braai weekend, from myself and the team.

01/09/2026

Your wealth deserves more than a one-size-fits-all approach.

At The One Financial Solution, we believe good financial planning starts with understanding you, your goals, your family, your future and what matters most.

Whether you're building wealth, planning for retirement, protecting the people you love or preparing for the future, our independent, FSP-licensed advisers are here to help you make informed financial decisions with confidence.

Based in George and serving clients across the Garden Route, we put people first and provide independent advice designed around your individual needs.

Your financial future deserves a plan.

📞 Call 044 884 1655 to speak to one of our trusted advisers.

31/08/2026

Warren Buffett turned 96 yesterday, and I found myself reflecting on May 2018, when I flew to Omaha for the Berkshire Hathaway AGM.

It is a long way to travel to sit and listen to a man talk, and it shaped how I work, how I run this practice, and how I see investing.

I went because when someone has done this work as well as he has, for as long as he has, you go and hear it from the man himself.

I came home with far more than I went for.

I went expecting to learn about markets. I came home having learned about people.

What landed hardest was what he said about risk. "Risk comes from not knowing what you're doing."

I had always been taught that risk lives in the market. In the volatility. In the headlines. He put it somewhere far closer to home. “The risk is in you, and in everything you have not taken the time to understand.”

That changed me in two ways.

It steadied me. Conviction in this work comes from knowledge. Once you understand what you own and why you own it, a bad month loses its power to frighten you. I could sit with a client through a falling market and explain exactly why we were not going to move.

And it made me listen differently. You cannot know what you are doing with someone's money until you know who they are. What keeps them awake. Who they are carrying. What they would never sell, whatever the numbers said. The homework is the person.

Eight years on, I still start with the person and work outwards.

Omaha is a long way from George. It came home with me.

A belated happy 96th, Mr. Buffett. Thank you for the questions I have been asking ever since.

If something in your portfolio has never been explained to you, that is the part worth looking at.

044 884 1655

10/08/2026

Today, we celebrate women. Their strength. Their courage. Their independence. Their vision for the future.

As the owner of The One Financial Solution, I believe financial empowerment is about more than money. It’s about having the confidence, knowledge and independence to make decisions that matter, both for yourself and for the people you love.

That belief is grounded in the values we live by every day: People First • Experience • Independence • Integrity • Community.

People first means listening, understanding and building relationships based on trust.

Experience means using more than 20 years of knowledge and local insight to help guide better decisions.

Independence means providing advice shaped around what’s right for you, with the freedom to choose the solutions that best suit your needs.

Integrity means doing the right thing, every time.

And community means understanding that when individuals and families thrive, the whole community benefits.

This Women’s Day, I celebrate every woman who is building, leading, supporting, creating and shaping a better future.

From me and the team at The One Financial Solution, Happy Women’s Day.

30/07/2026

It is with deep sadness that we share the passing of Petro van Staden, beloved mother of our colleague and friend, Anneke van Emmenis.

Petro van Staden | 9 January 1956 – 24 July 2026

Anneke is part of The One Financial family, and that makes her family our family too.

When someone you love becomes a memory, that memory becomes a treasure. The people we love. The memories we hold. The time we are given together.

To Anneke and her loved ones, we extend our heartfelt condolences. May you be surrounded by love, by comfort, and by people who carry you through.

Our office will close from 12h00 on Friday so our team can be with Anneke and her family.

Hold your loved ones close.

With love and deep respect,
The One Financial Solution

20/07/2026

Voting has closed in the George Herald Best of George Awards, and before the week runs away, I wanted to say thank you properly.

To everyone in George who took a minute to vote for us, I'm grateful. A second nomination running in the Best Financial Planning / Brokers category means a great deal to me and to every person on our team.

Recognition like this is shared. It belongs to the clients who trust us with the decisions that shape their lives, and to a community that has always had a way of standing behind its own.

Twenty-five years on, our work carries on exactly as it began. Steady, independent guidance for the families and businesses of the Garden Route, given with the same care we started with.

Whatever the result, my gratitude is the same. Thank you for your vote, and for the trust behind every one of them.

Isobel Rohwer

Address

22 Wellington Street
George
6529

Opening Hours

Monday	08:00 - 16:30
Tuesday	08:00 - 16:30
Wednesday	08:00 - 16:30
Thursday	08:00 - 16:30
Friday	08:00 - 16:00

Telephone

+27448841655

Website

http://www.theonefs.co.za/

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