FinGlobal

26/10/2026

Your South African retirement annuity may be out of sight, but it shouldn’t be out of mind! Outdated contact details, old beneficiary nominations and missing paperwork could create problems down the line.

Left your South African RA behind when you emigrated? Learn how lost contact, missing paperwork and unclaimed benefit rules can affect you.

25/10/2026

Retiring abroad with a South African pension?

If you’ve built up retirement savings in South Africa but plan to spend your retirement overseas, you may be wondering what happens to your pension and how to access your money from abroad.

Our guide explains what South African expats need to know about their pension, retirement funds and transferring retirement money overseas.

Read the full guide...

Retiring abroad with an SA pension? Learn how pension income is paid, taxed and transferred offshore, plus the paperwork to sort out...

24/10/2026

Leaving South Africa for good? There’s a tax rule that can catch expats by surprise. 👀

When you cease your South African tax residency, SARS may treat certain worldwide assets as though you sold them at market value, even though you haven’t actually sold anything.

It’s known as exit tax, and knowing which assets may be affected could help you plan ahead.

Watch the video for the quick explanation.

21/10/2026

Living overseas and expecting an inheritance from South Africa?

Receiving the money is only part of the process. The estate first needs to be wound up, and your SARS tax residency status will determine the route used to transfer the funds abroad.

Watch the video for a straightforward look at what happens and what paperwork may be involved.

For more, visit: www.finglobal.com

19/10/2026

Paying university fees in the UK. Starting a job in Sydney. Looking at an investor visa. All of them raise the same question: how do you get your money out of South Africa legally?

Since 8 April 2026, every South African resident aged 18 and over has a single discretionary allowance of R2 million per calendar year, up from R1 million. No tax clearance needed. On top of that, R10 million per year is available through the foreign investment allowance, with an approval of international transfers from SARS. For a couple who are still tax residents, that is R24 million a year.

One thing many people miss: once you cease South African tax residency, the SDA falls away entirely. Every transfer of South African sourced funds then needs SARS approval, no matter how small.

Our guide covers the allowances, the paperwork SARS asks for, which golden visa routes are still open in 2026, and the mistakes that cost people time and money

SDA doubled to R2 million in April 2026. Here’s what that means for moving money abroad and after-tax emigration.

18/10/2026

Living abroad and planning around your South African retirement savings?

Retirement annuities and living annuities may sound similar, but the difference can affect your options when accessing your money.

Before making plans around your retirement funds, make sure you know which one you hold.

Watch our quick explainer to learn more.

Living abroad and wondering what to do with your South African retirement savings? We can help you understand your options and the next steps. Find out more at www.finglobal.com

17/10/2026

Living abroad doesn’t automatically end your South ALiving abroad doesn’t automatically end your South A tax residency.

Even if you’ve been overseas for years, SARS may still regard you as a South African tax resident depending on your circumstances and your remaining ties to South Africa.

SARS uses two main tests when determining tax residency:

✓ The ordinary residence test
✓ The physical presence test

And if you remain a South African tax resident, you may still be taxed on worldwide income, including foreign employment income, offshore rental income, overseas investments and capital gains on global assets.

Find out how SARS determines your tax residency:

South Africa's residence-based tax system means tax residents may be taxed on worldwide income, no matter where it's earned.

16/10/2026

Leaving South Africa and planning to sell your property? Timing matters.

Selling your home before or after ceasing South African tax residency can affect your capital gains tax exposure, access to the primary residence exclusion and the process of moving your money offshore.

From 1 March 2026, the primary residence exclusion increased from R2 million to R3 million, making the timing of your property sale an important part of your wider emigration planning.

If you sell after becoming a non-resident, additional SARS processes and withholding tax rules may also apply.

When you sell property in South Africa for more than you originally paid for it, the profit may be subject to capital gains tax.

16/10/2026

Leaving the South African tax net? Your citizenship stays intact.

Ceasing South African tax residency and giving up your South African citizenship are two very different things.

If you’re living abroad, understanding the difference can help you make informed decisions about your tax affairs, passport and future plans.

Watch to learn what happens when you cease South African tax residency.

14/10/2026

Moving from South Africa comes with endless admin.

Flights. Visas. Bank accounts. Shipping boxes.

But one date could matter years after you’ve unpacked: the date SARS records you as a tax non-resident.

If you later want to withdraw the full value of your retirement annuity or preservation fund, your insurer will need evidence that you’ve been a non-resident for three continuous years.
SARS must also have updated your status before issuing the required tax directive.

Keep your supporting documents safe and make sure your tax status reflects what actually happened.

Future you will be glad you did.

Save this post for your moving checklist, or share it with someone preparing to leave South Africa.