Chartered Wealth Solutions

17/06/2026

The Bank of Mom and Dad never asks for an application form… but it can come at a cost.

At what point does support become something more difficult to sustain?

In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Financial Planning Specialist Tom Brukman for an honest conversation about the financial and emotional realities of supporting adult children.

From covering everyday expenses...
To recognising when support becomes dependency...
To balancing family needs with your own financial future...

They explore the emotional drivers behind these decisions and the often-overlooked impact on long-term financial security.

Because it’s not just about money.
It’s about love, boundaries, and independence.

Sometimes the most caring thing you can do isn’t giving more. It’s helping your children stand on their own.

🎧▶️ Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-bank-of-mom-and-dad/id1825127740?i=1000773070935
Spotify: https://open.spotify.com/episode/37oVewfb5RagUKUWskmGPE?si=2956437411ba45dd
& YouTube: https://youtu.be/Cl5VXPqXIAk

11/06/2026

What if the next chapter of your life begins when you stop asking whether you can and start asking why not?

At 56, Cheryl Jones found herself facing a question many people encounter in midlife: What now?

With her children grown and life looking very different from the years before, she made the decision to return to studying, challenge her self-doubt, and reinvent her career.

In this episode of Life Chapters, Money Choices, Cheryl shares her journey through imposter syndrome, lifelong learning, and learning to recognise the value of the experience she had built over decades.

🎧▶️ Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/why-not-me-why-not-now/id1825127740?i=1000770892826
Spotify: https://open.spotify.com/episode/2NJp2zjHbQWIHpxSaT28xJ?si=GKlYio7HTIiIAwKlLfHXCQ
& YouTube: https://youtu.be/V0wmHAs1pnE?si=QLFuVm3Zro1dn0ne

t’s a conversation about purpose, confidence, financial freedom, and creating a life that feels aligned with who you are today.

At 56, Cheryl Jones found herself asking a question many people fac...

20/05/2026

At some point, success stops being about accumulation and starts being about meaning.

In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by entrepreneur, mother, and serial reinventor Miranda Isaakidis for a powerful conversation about curiosity, change, and creating a meaningful life through every stage.

From surviving financial setbacks like the 1987 crash…
To building a business rooted in purpose and empowerment…
To rethinking retirement not as an ending, but as the freedom to live more intentionally…

This conversation explores what happens when the traditional markers of success begin to shift, and how fresh thinking, courage, and purpose can open the door to entirely new chapters.

🎧▶️ Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/ageless-reinvention/id1825127740?i=1000768685452
Spotify: https://open.spotify.com/episode/1cFHVpQ0yF82aMDmV7L2Oa?si=9a6e58dbef194950
& YouTube: https://youtu.be/7yeDeb3sb9g?si=01uOEEnXqbpHk41-

It is a powerful reflection on reinvention, partnership, and the idea that life’s later chapters can be some of the most meaningful yet.

10/05/2026

This Mother’s Day, we celebrate all the women who show up with love, compassion and generosity for others.

To every mother, grandmother, caregiver, mentor, friend and nurturer, Happy Mother’s Day 🩵

07/05/2026

Have you missed any of our recent episodes? 🎧

Catch up and listen on:
🍎 Apple Podcasts https://podcasts.apple.com/us/podcast/life-chapters-money-choices/id1825127740
🎵 Spotify https://open.spotify.com/show/5PvrQGti3UMZTSZ96H6XKj?si=25aa4050c8744864
▶️ YouTube https://youtube.com/playlist?list=PLqS2V1AmLtI17HJJxv1mlsypcW4j43oro&si=sApviLTc_MFN4G23

When life changes, money matters. Each episode of Life Chapters, Money Choices explores real stories of transition, life decisions, and the experiences that shape our financial journeys.

24/04/2026

Why is clear thinking the first thing to go when it matters most?

In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter sit down with neurologist Dr Kirti Ranchod to unpack how stress, burnout, and overwhelm impact your brain - and your decisions.

Clarity doesn’t come from pushing harder.
It comes from creating space.

🎧 Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/feeling-stuck-what-stress-is-really-doing-to-your-brain/id1825127740?i=1000763009618
Spotify: https://open.spotify.com/episode/4KQ4vSg9Qwcq79uHUyDQSP?si=Qs7Idx7NTWqrD4MAytpDhA
& YouTube: https://youtu.be/l24PAU7lO7M?si=-2ycw6Jgm_t5h-8F

22/04/2026

Why is it so hard to think clearly when it matters most?

In this episode of Life Chapters, Money Choices, we explore what stress, distraction, and uncertainty are doing to your brain and how that affects the way you make decisions.

Michael Avery and Kim Potgieter are joined by neurologist Dr Kirti Ranchod to unpack the link between brain health and life transitions, from burnout and overwhelm to memory lapses and mental fatigue.

If you’re facing a big decision, this conversation is a reminder that clarity doesn’t come from pushing harder. It comes from creating space.

🎧Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/feeling-stuck-what-stress-is-really-doing-to-your-brain/id1825127740?i=1000763009618
Spotify: https://open.spotify.com/episode/4KQ4vSg9Qwcq79uHUyDQSP?si=Qs7Idx7NTWqrD4MAytpDhA
& YouTube: https://youtu.be/l24PAU7lO7M?si=-2ycw6Jgm_t5h-8F

15/04/2026

We don’t often plan for the moment when roles shift - when our parents start relying on us.

In the latest Life Chapters, Money Choices episode, Michael Avery, James Carvalho and Kim Potgieter unpack the realities of power of attorney in South Africa, what happens when capacity is lost, and why these conversations matter sooner than we think.

A practical, human conversation about preparing for the “what ifs.”

🎧 Listen on Apple Podcasts: https://podcasts.apple.com/za/podcast/life-chapters-money-choices/id1825127740?i=1000760186346
Spotify: https://open.spotify.com/show/5PvrQGti3UMZTSZ96H6XKj...
& YouTube: https://youtu.be/3ryklywSnUQ?si=7HKOYyaP3e2vkRq4

If this is a chapter you have not yet thought about, it is one worth paying attention to.

08/04/2026

We do not often plan for the moment when roles begin to shift. When the people who once guided our decisions start relying on us to help manage theirs.

Caring for ageing parents is one of the most emotional and complex life transitions. It brings difficult conversations, changing family dynamics, and decisions that many families only face when it is already too late.

In our latest episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by James Carvalho to unpack what families need to understand about power of attorney in South Africa and why it may not work the way many people expect.

This is a practical and deeply human conversation about preparing for the what ifs. It explores what happens when mental capacity is lost, how families can navigate the process, and why starting the conversation early makes all the difference.

🎧 Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/beyond-power-of-attorney-what-families-need-to-consider/id1825127740?i=1000760186346
Spotify: https://open.spotify.com/show/5PvrQGti3UMZTSZ96H6XKj?si=3eeab878ce48414b
& YouTube: https://youtu.be/3ryklywSnUQ?si=7HKOYyaP3e2vkRq4

If this is a chapter you have not yet thought about, it is one worth paying attention to.

01/04/2026

What happens when you divide a life, not just assets?

Divorce later in life is becoming more common, but it is rarely just a legal or financial process. It is a deeply personal transition that touches identity, family and the future you imagined.

In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by family law specialist Gillian Lowndes to explore the emotional and financial reality of starting over.

They unpack why relationships break down over time, the rise of grey divorce, and the difficult decisions that come with dividing assets built over decades.

From retirement savings to the impact of stress on decision-making, this conversation highlights what many only realise when it is too late.

🎧 Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast/what-happens-when-you-divide-a-life-not-just-assets/id1825127740?i=1000757188898
Spotify: https://open.spotify.com/episode/1KhrZTBIcy67n3LyhzafEI...
& YouTube: https://youtu.be/981jK7NLfX8?si=Tf75dK81RTBViwC8