Jannes Gouws Sanlam Financial Advisor

08/05/2026

Do I need income protection insurance?

Life is unpredictable—one day you’re cruising along, and the next, an unexpected illness or injury, and income loss because of this, could throw your finances into chaos. If you rely on a steady salary to cover your bills, income protection insurance might be the safety net you didn’t know you...

08/05/2026

Why you need a Preservation Fund.

You’ve just landed a new job and have handed in your resignation. Now you need to move your retirement savings (in a pension or provident fund) from the employer you are leaving.

07/04/2026

9 essentials of a sound financial plan

A solid financial plan can help you stay on track, prepare for the unexpected, and build a future with confidence. Discover the key components that make financial planning effective and empowering.

07/04/2026

Financial Literacy From Toddlers to Teens.

Your child’s ability to manage money now and into the future is highly dependent on the money habits instilled at a young age.

07/04/2026

Building Generational Wealth.

We all strive to give our children the best we can, and building generational wealth is one way to help them on their journey to financial wellbeing. Generational wealth means making smart choices with our money in a way that gives the next generation a stronger financial footing. For many, this is....

02/12/2025

Five Tips to Help You Avoid Financial Sabotage

💡Small habits can either build or break your financial future. Here are five practical tips to help you avoid financial sabotage and stay on track.



https://www.sanlamadvice.co.za/adviser/Jannes-Gouws/blogs/five-tips-to-help-you-avoid-financial-sabotage

The festive season is meant for joy, connection and celebration – not financial stress. By taking proactive steps, you can navigate this time with ease and start the new year without anxiety about your finances.

12/11/2025

28/09/2025

27/08/2025

Income Tax Calculator: See How Much You Could Be Paying

Work out the salary tax deductions you will pay for the current tax year and compare it to previous year’s deductions by using this calculator. Use the calculator to determine your nett take home pay and find your income tax rates for the year using the SARS tax tables below. We’ve got the resou...

27/08/2025

Starting a Business from Home? Here's What You Need to Know About Home-Based Business Insurance

South African research shows that 43% of start-up business owners prefer to work from home. But would you be able to claim from your insurer if you are burgled or a fire destroys all your work material? Insurers require that you declare any information that might affect your risk, which is why it’...