The Financial Planner

30/06/2016

Plan today for tomorrow. Retirement planning is a real thing. Are you sure that you are prepared? Talk to us at Liberty.

You only get one shot at comfortable Retirement. Have you started planning yours yet? http://bit.ly/29acyBB

29/02/2016

Good evening ladies and gentlemen. Today is the last day of the tax year 2015/2016. Everyone that receives a travel allowance, or car allowance, needs to record their odometer reading, for the filing of your tax return in July. Furthermore, ensure that your logbooks are ready. Happy upcoming tax return filing season.

17/02/2016

Good morning ladies and gentlemen. I trust that you are all well, and taking the current economic climate in your strides. In a week's time we should all be glued to the tube/television, or radios, listening to our finance minister, Mr Gordon, to hear about the future that's ahead of us. If the Budget Speech has never affected you; trust that this year's speech certainly will. I look forward to the developments, and speculations, as we draw near to the 24th. I hope to hear from you thereafter. Proudly Liberty Group

03/02/2016

Good morning everyone. The earwaves are buzzing with the upcoming Retirement Reform, effective 1 March 2016. All I get asked about is if people are going to lose their hard-earned money. Good people, no one is going to lose their money. Instead this is a wonderful restructuring for retirees. For more information, and more clarity contact me for an appointment. Proudly Liberty

20/01/2016

Since I have come into this industry, where I hoped/hope to affect people's lives in a position way, through implementation, and/or education, I have strived to identify a product that is always a good investment. I pride myself on assisting my clients with protecting their wealth, and creating their wealth. Wether it be long-term or short-term. I stand here now recommending an investment that I believe is the most lucrative to all. You all know it, but everyone dreads the investment period. THE RETIREMENT ANNUITY. What greater investment is there? This is an investment where you get interest growth; and you get rewarded by government each year for continuous investment. People don't see this as being true because once the refund is in their hands, it is spent. Instead of re-investing. Should you have any questions, and require clarity, please feel free to drop me a message. Proudly Liberty

09/05/2015

As a parent, I worry daily about her well being, and her future. Should I pass, will she be fine in my absence. When she reaches high school, and beyond, will I have the funds to take her to the best schools. These are some of the things we as parents think about when we plan our finances. Risk cover and Education investments are the best place to start. The cost of raising a child is getting more expensive as inflation continues to deteriorate the value of money. School fees are getting out of hand. The time for planning is now. Contact me for a free custom Needs Analysis. Proudly Liberty.

20/04/2015

Good evening ladies and gentlemen. My apologies for the silence. I hope you guys didn't feel neglected. I have since been receiving meeting requests to assist people with their portfolios. So I would like to thank everyone that has referred me to their friends, family and colleagues. Without you my services would not exist.
Ok, back to business. Let's talk estate planning. Good people, please speak with your advisors and understand the implications of your estates to your families when you pass on. There are taxes to be paid. Make sure that your life cover takes care of that too. We are here to help you ensure that all goes smoothly with your estate, if nothing else does. Proudly Liberty

06/04/2015

Happy Easter to you all. I trust everyone is safe wherever you are, and the you all rested well. I look forward to meeting with you in the near future regarding ensuring your wealth and or your legacy. Be safe and have fun.

22/02/2015

A happy Sunday to you all. I would like to take this opportunity to inform all of the upcoming charges to the risk policies as a result of the amendment in the tax laws. These affect particularly the INCOME PROTECTION aspect of your policy.
Effective from 1 March 2015, the income protection insurance will insure only your NET OF TAX INCOME. As a result, there will be no tax deduction effective from the 2016 tax season. The reverse is that, at claim stage, your payout will not be taxed.
Should you have questions regarding this change, and/or any financial planning matters, please contact me. , Proudly Liberty.

15/02/2015

Not liking life right now. I received terrible news this weekend of the death of a prospective client, who died before I could provide them with a life cover. He has two children, and he is/was the sole provider of his household. He kept saying he isn't ready. I feel like I have not performed my duties as a financial advisor. This is the hardest part of my job. His boss called to incurre if he had any policies with me. The reality of how important what I do is, just set in. Good people, let this not be you. If your income is important to the people in your life, ensure that you protect them and their future. .

12/02/2015

Ladies and gentlemen, that time to declare the past year's tax affairs is upon us once again. Those with travel allowance, or car allowance as many would call it, need to prepare their logbooks for the 12 months from March 2014 to February 2015. Gather all other tax related documents, such as Retirement Annuity certificate(s), Medical aid receipts and contribution certificate. Ensure that before you submit your tax return, you have claimed everything that is permissible by law, possibly earning you a refund due to you.
Should you have any questions with regards to the above, as a former tax consultant please contact me for assistance or clarity. , Proudly Liberty

04/02/2015

Once again, the issue of retirement planning was back on the table this week. I get a lot of people asking me how one knows if they are contributing sufficient towards their retirement. Ladies and gentlemen, you can never contribute too much towards retirement. But you can surely contribute too little. The calculated norm is that if you contribute about 15% of your cost to company a month towards your retirement, you are on the right track. However, with the upcoming Retirement Reform, it will be in each one's favor to invest more towards their retirement. We at Liberty we assist you in assessing your retirement needs and implement a plan to reach YOUR retirement goals. I am only a call away. , Proudly Liberty.