Wade Shaw Financial Adviser and Wealth Planner South-Africa

28/03/2026

Wait for it...the downward will go upward again. Patient Investor gets rewarded. But in other news.

"The limit will rise from R1 million to R2 million per calendar year, and is expected to apply to the 2026 calendar year, following formal implementation.

The increase, applying across all permissible purposes, including travel, gifts, remittances, offshore investments and donations, introduces a notable adjustment to South Africa’s exchange control framework."

South Africa’s Treasury has doubled the Single Discretionary Allowance to R2 million per year, giving taxpayers greater flexibility to move money offshore.

19/11/2025

Investing could be a roller coaster if objectives and understanding are not aligned...make sure you understand how investments work and ask questions from your investment manager. Over time, you may forget and with all the info and reports you may have overload. A simplistic view of the emotions and expectations of investing by "INVESTING IS HARD" but worth it.

09/07/2025

Tax Season is upon us and do diarise your submission-after 21 July 2025 - the Allan Gray Article refers:

In the finalised 2025 Budget speech, Finance Minister Enoch Godongwana announced the allocation of an additional R7.5bn to the South African Revenue Service (SARS) for the 2025/2026 fiscal year. SARS continues to commit to modernising its tax collection efforts in order to increase taxpayer confiden...

30/05/2025

https://businesstech.co.za/news/finance/826124/reserve-bank-cuts-interest-rates-by-25-points/

Rate cut welcome.
But watch out.. your actual household inflation is increasing much higher then their clever inflation basket. Fuel tax increase

The Reserve Bank has brought some relief to South Africans, voting to cut rates by 25 basis points.

30/05/2025

Rate cut helpful but not enough to counter upcoming fuel taxes and increae in fuel price. Warning : your household real inflation is higher than their clever food basket inflation. Check your budget. Invest /save for that rainy day.

The Reserve Bank has brought some relief to South Africans, voting to cut rates by 25 basis points.

13/03/2025

Speach with impact on tax payers pocket (no inflation adjustments) and that of all RSA citizens ( VAT creep). Rather Cut Spend and improve spend accountability with consequences. The current system of spend- termed "lawlessness promotion" unchanged, and waistage is not addressed. Same old same," Invest in the skeletons and you hope for a living body". A more positive view by Allan Gray, Carla Rossouw - 12 March 2025

After the false start of 19 February, the 2025 Budget was tabled by Finance Minister Enoch Godongwana on 12 March. The main tax policy proposals announced include raising the value-added tax (VAT) rate by 0.5% in each of the next two years – which will bring VAT to 16% in 2026/2027 – acc...

13/02/2025

Tax free Invesment...Kid 10: in
2018: Started R500 p.m increased to R1.5k 2020 than R2.5 for a bit and in 2021 R3k at max contribution. Check the compound...ask me how...

13/02/2025

Resolute Wealth_ Morningstar Monthly Key Highlights

06/02/2025

Morningstar_ Dec 2024 Flashback ( Market and Fund Highlights)

06/02/2025

"Once you are invested in something, it is very difficult to stop, even if you are wrong". Simple " gamble psyche". or rather do not gamble at all.

Let us at RWM run some comparisons, to show you the impact of 10% better growth per annum over 10 years. Just the way we do it and have been for more than 20 years .

[email protected]

03/02/2025

Trump No longer funding RSA. US will Cut funding due to RSA Gov planned land expropriation bill, until detailed investigation is completed.

It is a good time to discuss and implement direct offshore investments !