I CREATE AND IMPLEMENT CUSTOMIZED INVESTMENT STRATEGIES
WHY IT MATTERS
After working with hundreds of investors and retirees I have learned that the most common questions they ask are:
• Will my money last long enough?
• Will I be able to maintain my lifestyle?
• Will I have money for the unexpected, emergencies, shock events?
• Will my money be preserved for my heirs? WHY I DO IT
As a BSc Constr
uction Management graduate, I entered the working world during a market slump and, needing to find a job elsewhere, was introduced to the world of financial planning and investment when I accepted a job at Sanlam in 1992. I learned that, even as an educated person, I knew very little about personal finance and investments and took advantage of every educational course that Sanlam offered. I realised that many others, like me were educated, also knew little about investment but were not going to change careers. So, I decided to help them build and manage wealth outside their careers and businesses to achieve financial independence meaning they could retire if they wanted or could continue working for fun. The gratitude expressed by clients over the last 3 decades has given me that feeling of “making a difference” that is hard to beat. HOW I DO IT
Using cash flow modelling software, I establish how well your capital can sustain your lifestyle and explore ways to enhance your results. Applying the latest thinking, tools, research and knowledge in retirement planning and investment to your circumstances we create and implement a bespoke retirement strategy. WHO AM I?
• I obtained a BSc Construction Management degree from Nelson Mandela University (UPE) in 1990
• I did a post graduate diploma in financial planning through the university of the Free State, acquired the requisite experience and became eligible to use the Certified Financial Planner® designation in 1997
• In 1999 I founded an independent financial planning practice which became the first to be certified in terms of the ISO9001/2000 international operating standards in SA
• This business merged with Consolidated Financial Planning in 2009
• We sold the merged business to CITADEL Investment Services in 2016
• I now work as an advice partner at Citadel focusing on investment planning and wealth management
• I am proud to have been nominated as a “Financial Planner of the Year” finalist on five occasions (national runner up in 2006) and to have won the Financial Planning Institute’s Media Award in 2012
• My radio feature MONEY TALK on Algoa FM was on air every weekday for 24 years from 1994 to 2018
• I have been happily married since 1992 and my wife and I have three children (aged 26, 22, and 19)
