Andre van der Berg - Financial Adviser

20/02/2023

As February is the last month of the tax year, deciding to make contributions before the end of this month could save you tax for the current tax year, says Laura du Preez.

09/12/2020

Link: https://bit.ly/2PNr7i2

30/11/2020

Enjoy today while planning for tomorrow...

18/11/2020

Why do I need a Financial Adviser/Planner?

I like to share my view with an analogy...

Let's think of a personal Trainer in the gym, can you exercise without one? Yes you can.
Can you google some programs and diets to follow by yourself? Yes you can.
Will you see an improvement in your health and well being? If you are disciplined, then yes you will.

So I can ask the same question, why do I need a personal trainer?
The fact of the matter is, we are not all as disciplined as we should be for starters.
A trainer will keep you accountable, no sleeping in and skipping gym, because your trainer will be on your case! We also tend to be satisfied with doing the minimum, if your program says 10 reps, then we tend to stop at 10, a trainer should however motivate you to push harder and become better, not just stay in cruise mode! A personal trainer also has a different point of view while you train, spotting the mistakes, the lack of form and is thus better suited to assist with the corrections. And lastly, let us not forget, this is what a trainer does, day in and day out, not just 1 hour, 3x per week. They have knowledge and experience that can be of such great value in pursuing your goals.

Likewise, a financial planner is there to keep you motivated and accountable. Focused on the financial goals that you have set for you and your family. An adviser also offers a different point of view, since we tend to sometimes think with our feelings, not worrying about the future, but chasing the immediate satisfaction of the here and now when it comes to finances. And lastly, this is what we do, every day. Adding knowledge about investment types, market performance, long term projections, tax implications and Risk protection to better meet your needs.

So yes, you can go at it alone, but you can also be much more effective by partnering with a trusted financial adviser. Contact me today and let's start the financial training!

03/11/2020

If you are planning on leaving South Africa, or have already left, there are key financial factors to consider regarding your South African tax status, says William Louw, director: South African tax at Sable International. And in a country with such a complicated, residence-based tax system, it pays...

19/10/2020

30/09/2020

Link: https://bit.ly/2PNr7i2



















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28/09/2020

Imagine you have a machine that can print money for you on a regular basis.... no, not counterfeit, but actual currency you and your family can use. I am sure we would all want a machine like that...

But what if there was only one of those machines available? There is no other like it, would you be worried what happens if it breaks down? Will you be able to fix it? And if not, where will the money come from in future that the machine produced?

Would it not be nice if we can insure this machine....and make sure that if it can no longer work, you do not have to stress about not having money to fix it, or not being able to print money in future, because the insurance can pay instead?

Well guess what, you are this "machine", you work every month and get paid a salary or earn an income, you provide for yourself and your family.... but what if you become disabled and can no longer work? Or Pass away and can no longer provide for your family? You loose the ability to make money!

Luckily, you can be insured using Life, Disability and Severe Illness Cover.

You are of much higher value than a machine and if you would be willing to insure a machine....why not make sure that you are covered as well.

01/09/2020

When it comes to finances and your financial future, who are you listening to?

We tend to listen to friends, colleagues, family and sometimes even social media trends when making financial decisions. Sometimes these opinions offer good value but many times it just adds to all the noise.

Consider taking the time to talk to a Licensed and Accredited Financial Planner who can offer sound advice and guidance.

[email protected]

20/08/2020

Change your online banking password, says Standard Bank – and your social media passwords too.