Good Forsure Bluestar - authorised by Sanlam

03/06/2026

Raoul Van Der Walt says: "Strong in body. Sharp in mind. Smart with money."

Whether it’s setting up a budget, planning for the future, or getting the right advice — looking after your money is part of looking after you. 💪

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SEE website link in bio for an interesting article to share with men called - "Prostate cancer myths – debunked"

💙 Good Forsure BlueStar
📞 012 543 3129
📧 [email protected]

02/06/2026

A meeting with a financial adviser shouldn’t feel intimidating. It should feel empowering. ✅ Please share this checklist with your contacts to help them walk in prepared when meeting one of our financial advisers and leave with clarity and confidence. 📌💬

Prepare before meeting your financial adviser to make the most of your session. Bring key questions, review your will, portfolio, and financial plan, and gain clarity, peace of mind, and guidance to reach your goals.

01/06/2026

How to budget if you're living pay cheque to pay cheque

Tip #1: FOCUS ON DEBT 👆

When you save, you're giving yourself financial freedom. When you take out credit, you're borrowing from your future self – and potentially delaying that financial freedom in the process. Ideally, 30% of income should be spent on financial goals, inclusive of servicing existing debt.

"Pay more than the minimum" 💰💰💰

As tempting as it may be, avoid paying the bare minimum instalments to eliminate debt.

"Avoid debt re-advancement – if you can" 🚫🔒🚫🔒🚫🔒
Often, people access the cash they've already paid towards their loan via a re-advance facility, which most credit providers offer.

This means the debt just gets further extended.

That said, it could make sense to make a re-advancement on a home loan, an example of responsible credit if it can help you eliminate something like a store card or personal loan.

Discuss your options with a financial planner at Good Forsure BlueStar / 012 543 3129, who will be able to assist in making the decision best suited to your financial situation.
https://www.sanlamadvice.co.za/bluestar/GoodForsure/contact-us/

❗️❗️❗️ "Understand your agreements"

Common among motor vehicle finance options, a balloon payment is a lump sum you need to pay at the end of the finance term and is much larger than all the payments you would've made before it.

Often car owners aren't prepared for this payment and thus refinance it when it becomes payable, thereby extending the credit term.

Alternatively, people opt to purchase a new vehicle via finance and include the previous balloon payment into the new credit agreement (i.e., increasing the capital debt).

This continues the debt cycle and delays your financial freedom for another finance term.

TO AVOID THIS, make sure you understand the terms of any finance agreement you enter into and budget to save towards a lump sum to avoid any nasty surprises.

🎯 "Target high-interest debt first"

If you have multiple debts, there is a smart way to eliminate them and transform your budget into one that helps grow your wealth.

List all the institutions to which you owe money, and alongside it, the capital balance owing and the rate of interest that is charged on the debt. 💳

Then look to increase contributions towards the institution that is charging the highest interest rate – thereby reducing the capital debt and loan term sooner than the initial contract.

SHARE and follow our page for more tips like these

31/05/2026

Retirement income planning starts years before you leave your workplace for good.

Together with Glacier by Sanlam we break down what you need to think about and what costs you are likely to grapple with when you retire.

Listen to full podcast here: https://bit.ly/4fcu5d2

Questions?
Contact Good Forsure BlueStar
📞 Phone: 012 543 3129
📧 Email: [email protected]
🏢 Office: 45 Malabor North, Lynnwood Glen, Pretoria, 0081

26/05/2026

- Motherhood is a beautiful journey, but it's also a financial one. 🌱 From saving for education to building an emergency fund, it can feel overwhelming.

Here are "9 Money Lessons" a Sanlam expert, Lee Hancox, learned as a mother:

1️⃣Plan for the future: Wills, medical aid, and insurance are essential.

2️⃣Lead by example: Your financial habits shape your child's.

3️⃣Build a support system: Connect with other moms and financial advisors.

4️⃣Teach financial literacy early: Open conversations about money matters with your children.

5️⃣Cultivate generosity: Instill compassion and empathy in your children.

6️⃣Embrace change: Financial situations evolve, so adapt your plans.

7️⃣Set boundaries: It's okay to say no to maintain financial health.

8️⃣Know your rights: Protect yourself and your child as a single parent.

9️⃣Prioritise self-care: Balancing your child's needs with your own is crucial.

👭💰

24/05/2026

Your ability to earn an income is one of your greatest assets. But what would happen if illness or injury left you unable to work?

Disability cover can help protect you financially by providing a payout to help cover everyday expenses and disability-related costs if you become permanently disabled.

Take a moment to understand how the right cover can help protect your financial future.

Learn more on our website or Inbox us with any questions.

Manage the financial impact of a permanent or temporary disability with confidence. If life takes an unexpected turn and you’re unable to earn an income, this cover helps you stay financially secure — so you can focus on what matters most.

22/05/2026

A serious illness can affect more than just your health. It can also place unexpected pressure on your finances.

Sanlam's severe illness cover can help provide a tax-free payout if you are diagnosed with a serious condition, helping you cover treatment costs, lifestyle changes and other expenses not covered by medical aid.

It is about giving you the financial support to focus on recovery when you need it most.

Find out more with Good Forsure BlueStar
📞 Phone: 012 543 3129
📧 Email: [email protected]
🏢 Visit: 45 Malabor North, Lynnwood Glen, Pretoria, 0081

When you’re facing a serious illness like cancer or a major health event such as a heart attack, the last thing you should have to worry about is your financial security. Sanlam Severe Illness Cover helps you manage the unexpected costs that come with a dread disease — from treatment expenses no...

21/05/2026

Travel, entertainment, wellness – Sanlam Reality offers benefits that add value to every part of your life. 🤩🎉

From discounts on flights and accommodation to savings on fitness, entertainment and everyday wellness, it is designed to help you get more from the things you already enjoy.

If you would like to find out more about becoming part of Sanlam Reality and how it can complement your financial journey, feel free to contact us.

📞 Phone: 012 543 3129
📧 Email: [email protected]
🏢 Office: 45 Malabor North, Lynnwood Glen, Pretoria, 0081

Which benefit would you use the most in 2026? Let us know in the comments below. 👇

20/05/2026

Moms... let's talk about the importance of SAVING and BUDGETING. As caretakers, you're often the financial backbone of your families.

From managing day-to-day expenses to planning for the future, your financial decisions shape your loved ones' well-being.

What is 1 TIP you can share with other moms about navigating the world of finances as a mother?

Let us know in the comments and share this post in your mom groups on WhatsApp or Facebook.

OUR TIP FROM A MOM IS: "Have a family spending plan"

Communicate the importance of this tip to your children while discussing household finances and set spending priorities together. You can teach them valuable lessons about money management while also ensuring that everyone is on the same page when it comes to the household's financial goals or budget.

💪💰

Raoul Van Der Walt
📞 0833152125 / 012 543 3129
📧 [email protected]
45 Malabor North, Lynnwood Glen, Pretoria, 0081

18/05/2026

Guide to Financial Planning for Nurses
by Leon Saayman

Nurses, while you dedicate yourselves to caring for others, who's looking out for your financial well-being? 💉💼

Personal financial planning can be daunting, especially for nurses who face unique challenges at different stages of their lives. From paying off debt to saving for emergencies and planning for major milestones like buying a home or retiring, there's a lot to consider.

That's where having a tailored financial plan comes in. 💰📋

But even with a solid plan in place, you may encounter uncertainties like investment volatility, unexpected expenses, and changing economic conditions. That's why consulting a financial adviser is crucial.

As a nurse, having someone who knows your finances and individual financial goals is essential.

Here are more reasons why getting good advice from a professional that understands your needs is important 🤝📈 - https://www.sanlamadvice.co.za/bluestar/GoodForsure/blogs/the-importance-of-getting-good-advice

Contact Leon Saayman below

https://www.sanlamadvice.co.za/bluestar/goodforsure/adviser/leon-saayman/3052129876230