20/10/2026
A business can insure more than its building and a few company cars. Depending on how you operate, your risk plan may include:
1️⃣ Business interruption cover, which can help replace insured lost income or gross profit after a covered interruption.
2️⃣ Professional indemnity, for eligible claims arising from professional errors, omissions or advice.
3️⃣ Event insurance, where relevant, for specified risks linked to conferences, functions and other events.
4️⃣ Commercial property and asset cover, for insured buildings, equipment, stock and other business property.
5️⃣ Fleet insurance, which can cover multiple business vehicles under one policy and may include options such as accident damage, theft and third-party liability, depending on the cover selected.
6️⃣ And even, group employee benefits, such as medical aid, life, disability and funeral benefits for staff.
The right mix depends on how the business actually runs. A company with a large vehicle fleet will face different risks to a consultancy, a retailer or a professional practice, so it is worth checking your cover against the risks you deal with every day rather than assuming everything is already taken care of.
Speak to a financial advisor at securitasfinancialgroup.co.za/find-an-advisor/
Securitas® Financial Group is an authorised financial services provider, FSP 6536.
