03/09/2026
You don’t expect the biggest bill from a hospital stay to come from the specialist. Yet that is exactly where many people discover the gap in their medical aid cover.
Medical aid, medical insurance and gap cover are not different names for the same thing. They each protect a different part of the risk.
Medical aid is usually the foundation, while gap cover helps when specialists charge more than your medical aid pays in hospital.
Medical insurance is a separate, more affordable product that covers basic, specific events rather than comprehensive healthcare.
Talk to a financial advisor and make sure you know where the gaps are in your medical cover.
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Securitas® Financial Group (Pty) Ltd is an authorised financial services provider (FSP 6536).