Future Planning BlueStar - authorised by Sanlam

15/07/2026

Having an emergency savings fund is essential.

Ideally, aim for at least 3 months’ worth of expenses saved.

This creates a safety net for events like job loss or medical emergencies.

Starting small is okay – consistency is what builds resilience.

💬 Let’s help you create financial security for life’s uncertainties.

Learn more here 👇 https://www.sanlamadvice.co.za/bluestar/futureplanning/blogs/starting-an-emergency-fund-with-a-small-amount-is-vital/219657432277

Future Planning BlueStar
📞 012 346 3409 / 0832641043
📧 [email protected]
254C Delphinus Street, Waterkloof Ridge, South Africa, 0181

14/07/2026

Want growth… but don’t want to lose your capital?

With this solution from Glacier:
✔ You get full capital protection

✔ You get diversified exposure to Asia’s leading economies

✔ You get the potential for enhanced returns

✔ You get a tax-efficient structure with no tax administration burden

🔐 It’s built for certainty in uncertain times

📩 Let’s see if this fits your financial plan...

Contact Future Planning BlueStar
📞012 346 3409
📧[email protected]
254C Delphinus Street, Waterkloof Ridge, South Africa, 0181


This offer will expire on 24 July 2026.

The Glacier East Asia Capital Enhancer is a five-year investment option in a sinking fund policy. It is linked to the performance of a global composite portfolio of companies in East Asia, offering one of the most compelling investment opportunities of the decade.

13/07/2026

💰 Start saving & investing early. Every small step counts.

This Savings Awareness Month, take a moment to reflect on your money habits.

Are you saving consistently towards your future — or waiting for “the right time” to start?

The truth is, there’s no perfect moment. What matters most is getting started, even if it’s just a small amount each month.

Over time, those small, consistent contributions can grow into something meaningful — whether it’s financial security for your family, your child’s education, or the lifestyle you want in retirement.

📊 The earlier you start, the more time your money has to work for you.

💬 If your goals, income, or circumstances have changed this year, it might be the perfect time for a quick financial check-in.

👉 Learn how to build smarter savings habits - start your savings journey on my digital business card below 📩 OR send a message to chat about your plan.

📞 Phone: 012 346 3409 / 0832641043
📧 Email: [email protected] / [email protected]
🏢 Office: 254C Delphinus Street, Waterkloof Ridge, South Africa, 0181

With over 28 years of expierence as a financial advisor, I've built my practice on the principles of dedication, honesty, and a deep passion for helping people achieve their financial goals. As an award-winning advisor and investment specialist, I take pride in providing personalized, strategic guid...

11/07/2026

Paying tax is a bugbear, especially when it comes to the money we save. This short article discusses the opportunities available to you, to build a tax-efficient investment portfolio with the help of Judy Kirsten, a qualified financial adviser.

https://www.sanlamadvice.co.za/bluestar/futureplanning/blogs/tax-efficient-investment-opportunities/219657432277

💙
Future Planning BlueStar
📞012 346 3409
📧[email protected]
🏠254C Delphinus Street, Waterkloof Ridge, South Africa, 0181

09/07/2026

The 2026 Glacier Storms River Traverse is coming up - don’t miss your chance to enter!

👉Tag a friend, colleague or your financial adviser to take up the challenge!

The Glacier Storms River Traverse has become a must-do experience on the calendars of mountain bikers – whether seasoned racers chasing times or novice riders just beginning to fall in love with the sport.

The Traverse is a highly anticipated annual engagement sponsored and hosted by Glacier where we connect with our business partners, colleagues, intermediaries, clients, families and friends in a setting that lends itself to making life-long connections that go beyond work.

It’s a space to relax, cycle and celebrate together, arguably, in the most idyllic natural surroundings in South Africa.

Learn more here - https://www.sanlamadvice.co.za/bluestar/futureplanning/campaigns/glacier-storms-river-traverse https://www.sanlamadvice.co.za/bluestar/futureplanning/campaigns/glacier-storms-river-traverse

Family, friendships, fun, non-stop spoils and shared passion for a sport that gets its participants out onto beautiful landscapes. That’s what the Glacier Storms River Traverse weekend has grown to be over many years. Hosted in the picturesque Tsitsikamma region, the upcoming Traverse, from 31 Jul...

06/07/2026

💬 If your goals, income, or circumstances have changed this year, it might be the perfect time for a quick financial check-in with Judy Kirsten

👉 Learn how to build smarter savings habits this July: https://www.sanlamadvice.co.za/bluestar/futureplanning/blogs/219657432277

📩 Or send us a message to chat about your plan.

📞 Phone: 012 346 3409 / 0832641043
📧 Email: [email protected] / [email protected]
🏢 Office: 254C Delphinus Street, Waterkloof Ridge, South Africa, 0181

05/07/2026

This article breaks down key steps - from gathering essential documents to reviewing your SARS auto-assessment - helping you avoid common mistakes and potential penalties. Being proactive now can save you time, stress, and even money later.

While tax preparation may be an enjoyable task for a select few, the majority of us groan at the thought. It needn’t be too arduous, though, if we start preparing now to ensure a smooth and stress-free filing experience come July, when income tax season opens. We’ve got you covered with simple s...

04/07/2026

Understanding how different investment vehicles are taxed can significantly impact your long-term returns. With careful planning, you can reduce your tax burden while still achieving your financial goals. Learn how to make your investments work harder for you by speaking to your financial adviser about building a more tax-efficient portfolio.

Pay less tax and grow your savings with smart investment choices. This blog explains tax-efficient options like Tax-Free Savings Accounts (TFSAs), showing how you can maximise returns while minimising tax with expert guidance.

03/07/2026

As 'n ouer wil graag jou kinders elke geleentheid in die lewe bied, en dit begin ongetwyfeld met die beste opvoeding wat jy hulle kan gee.

Jy hoop jou kinders sal goed vaar op skool, 'n kwalifikasie verwerf en 'n loopbaan volg wat hulle uiteindelik in staat sal stel om onafhanklikheid en finansiële vryheid te geniet.

Sanlam lys drie voorstelle om kinders met hulpmiddels toe te rus om geldslim te wees. https://www.sanlamadvice.co.za/bluestar/futureplanning/blogs/what-parents-should-be-teaching-children-about-money/219657432277

01/07/2026

We’re Hiring!
An opportunity exists for a dedicated and detail-oriented professional to join our team. If you take pride in accuracy, organization, and client service—apply now.